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 Need advice on repaying PTPTN loan, all ur News and Questions on PTPTN

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SUSDavid83
post Jan 14 2015, 03:37 PM

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Last year, the discount transaction date was in October 2013.
SUSDavid83
post Jan 31 2015, 09:47 PM

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QUOTE(DilemmaR @ Jan 31 2015, 09:33 PM)
can you guide me on how to convert to ujrah please? Thank you.
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You need to apply for it.

URL: http://www.ptptn.gov.my/index-ujrah.html
SUSDavid83
post Jan 31 2015, 10:06 PM

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QUOTE(MNet @ Jan 31 2015, 10:05 PM)
no need apply leave bro

u go UTC KL they open until 10PM weekend also got open

u need 1 week to let them convert to ujrah, then can only pay
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I thought one needs supporting documents.
SUSDavid83
post Feb 9 2015, 07:53 AM

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QUOTE(MNet @ Feb 8 2015, 08:40 PM)
ptptn website service always have problem

http://www.imageupload.co.uk/images/2015/0.../ptptnsucks.jpg

user posted image
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The Kiraan Bayaran Sekaligus doesn't work at all!
SUSDavid83
post Feb 9 2015, 09:15 AM

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QUOTE(vandoren @ Feb 9 2015, 09:12 AM)
I'm not sure if people know about it. We can check the pegawai contact number and email by entering our IC number at below page.

http://eform.ptptn.gov.my/ptj/semakan-ptj.cfm
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Wow. This is new and interesting! thumbup.gif
SUSDavid83
post Feb 11 2015, 07:32 AM

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QUOTE(mo_meng @ Feb 10 2015, 10:45 PM)
What is release letter? I have paid the balance online but I never received the so called release letter, however, ptptn semekan baki is showing as 0
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They will send you a release letter later signifying that you have no longer pending debt or outstanding with PTPTN.
SUSDavid83
post Feb 12 2015, 07:15 AM

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QUOTE(Cyancus @ Feb 11 2015, 10:51 PM)
Hi, I submitted my application for exemption of repayment since last year.
I think around December 2014 or January 2015 I got a call from a lady from PTPTN, saying that my application got some problem because the course that I applied (Accounting and Finance) is different in their system (Accounting).
But in the end she said she will help me to change it into Accounting and Finance. Until then, no more news about PTPTN.

Today, I received a letter to ask me to repay my loan, and my repayment is already 7 months overdue = ="

Should I call them and clarify?
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You should find back the lady who processed your extension.
SUSDavid83
post Feb 12 2015, 10:14 AM

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The 10% discount is finally in:

QUOTE
01/02/2015 1178 DISKAUN 10% - PRINSI    474.83  61,068.79
01/02/2015 1136 DISKAUN 10% - UJRAH    87.84  60,980.95


rclxms.gif
SUSDavid83
post Apr 13 2015, 10:47 PM

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QUOTE(davewave @ Apr 9 2015, 04:25 PM)
Hi, anyone can tell if can auto-debit PTPTN payments? Thanks.
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No. But you can perform deduction from your salary or standing instruction from your saving.
SUSDavid83
post Jul 24 2015, 02:02 PM

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Hardcore defaulters fail to repay a single sen despite lower fee scheme

KUALA LUMPUR: The National Higher Education Fund Corporation (PTPTN) is frustrated that hardcore defaulters continue to snub various measures to make repayment ea­­sier on their pockets.

Even its Syariah-compliant Ujrah loan repayment scheme, introduced seven years ago, has received lukewarm response from bor­rowers, said PTPTN marketing and strategic communications chief Mastura Mohd Khalid.

URL: http://www.thestar.com.my/News/Nation/2015...wer-fee-scheme/
SUSDavid83
post Jul 25 2015, 12:22 PM

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QUOTE(varman1534 @ Jul 25 2015, 10:17 AM)
The interest/admin is stagnant over the years, isnt that suppose to be reducing as the principle reduce?
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Not for ujrah
SUSDavid83
post Mar 17 2016, 11:08 PM

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QUOTE(Human Nature @ Jan 31 2016, 01:25 PM)
Asking on behalf of my nephew. He said that since he is under Ujrah, paying more than the scheduled monthly payment will have no effect at all since the 1% admin fee is already prorated to the balance. On the other hand, I am telling him to consider paying more.

Is my nephew correct, that it makes no difference to pay more under the Ujrah scheme?
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Ujrah is just like hire purchase loan. The admin cost/fee is fixed and calculated upfront.
SUSDavid83
post Mar 17 2016, 11:29 PM

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QUOTE(LNYC @ Mar 17 2016, 11:28 PM)
on top of that, a fixed amt of insurance also charged.
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Non-ujrah doesn't have insurance?
SUSDavid83
post Mar 18 2016, 08:03 AM

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QUOTE(LNYC @ Mar 17 2016, 11:33 PM)
now macam they enforce all must ada. the reason is to make sure the debt will ada org bayar even though the borrower sudah tiada.

sorry if i confused you. it all in their calculation ald..

ohya, if i m not mistaken, dont know start from wat year, PTPTN offer the 1% interest loan only. automatic
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For insurance fee/charge, actually the amount differs every month. The number is too small to spot. Perhaps differ by 1 cents.

» Click to show Spoiler - click again to hide... «


I think it's either 2009 or 2011. My contract is successfully converted in the year of 2011.
SUSDavid83
post Mar 19 2016, 04:39 PM

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QUOTE(leo_kiatez @ Mar 19 2016, 01:23 PM)
If we make lump sum payment to ptptn for early settlement, do they reduce the interest rate calculated in earlier for ujrah 1%?
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It depends on how much left in the account for being converted to ujrah.
SUSDavid83
post Apr 6 2016, 04:08 PM

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PTPTN will be or is in the CCRIS:

http://www.ptptn.gov.my/web/guest/penyenar...on-system-ccris

This post has been edited by David83: Apr 6 2016, 04:09 PM
SUSDavid83
post Apr 6 2016, 09:14 PM

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QUOTE(LNYC @ Apr 6 2016, 07:00 PM)
Last two weeks already in front page of major newspaper and most social media..many fresh grads loan rejected due to this.

Coming soon, is CTOS
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Poor those fresh grads.
SUSDavid83
post Apr 9 2016, 08:54 PM

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QUOTE(fairyboy @ Apr 9 2016, 08:29 PM)
Will there have any charges if i pay PTPTN through M2U or credit?
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Maybank2U charges RM 1:

Please note that you will be charged RM1.00 for each transaction.
SUSDavid83
post May 7 2016, 09:53 AM

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PTPTN payment website has been down or closed temporary for days!
SUSDavid83
post May 8 2016, 11:10 PM

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QUOTE(leo_kiatez @ May 8 2016, 11:03 PM)
Pay through other online channel la...or go to the ptptn branch..
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It is back to operation this morning!

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