Actually I am looking forward to apply for my second credit card.
Now i am using hsbc cc already,so i want another one to be my spare card for just in case.

I heard that UOB One Card is good coz got cash rebate and it's free for life,but someone says the UOB service sucks...
and the UOB One Card comes along with another master card,right?
That means i have to swipe 6 times for each card every year?
Should i go for it?
Or what other bank cc do u guys recommend?(In terms of discount,offer and no annual fee)