Just realise CIMB DA requires an annual salary of 30k. Was thinking of apply that.

Looks like Citi Choice is the only choice for me now.

From the day I returned my application till the day I got my DA card (primary + supplementary) - 5 days.

And upon activation, I was told I can use it immediately.

I have a savings account with BCB (now known as CIMB) before i signed up for the DA credit cards. WIthout much hassle, now I can see all my transactions for my CC, FD and also savings in CIMBclicks.

I didn't go through those traumatizing experience you guys had. In fact, my DA cards reached me in 5 days (with supplementary so 4 cards in total). The pins reached me in less than 2 weeks. I only had to make a call to the customer service once to activate the cards and it went well too. Pretty good for me.