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 CREDIT Card Thread v2, Everything about the world of plastic

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Shinichi
post Apr 13 2008, 09:47 PM

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QUOTE(vin_ann @ Apr 13 2008, 06:26 PM)
i agreed. Citibank doesnt required to register at ATM 1st, but as first time user to register on Citibank, i found it quite abit troublesom to register.

so many questions need to ask and answered. but once use for some time, im used to it.

btw, just now at PC Fair, the salesman pushing sales on Amex card.
saying spend RM1,000 including various of purchases can have 6 months installment plan.

after reject this Amex, suddenly come a Hong Leong Bank CC salesman, im keep "pijak" Hong Leong bank, and he back off, then, come another Sales girl, this time Eon bank, promotion the Matta associated CC card. this 1 tough, im keep reject, and she keep asking for support to just fill in the form...  rclxub.gif

Dangerous area at the Credit card sections.  doh.gif
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Just tell them you still study and they'll leave you alone icon_idea.gif

Added on April 14, 2008, 8:13 amHi all, would like to ask will bank cancel/deactivate my CC if I didn't use it for long long time?

Thanks.

This post has been edited by Shinichi: Apr 14 2008, 08:13 AM
Shinichi
post Apr 17 2008, 08:09 AM

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QUOTE(amerz @ Apr 17 2008, 01:57 AM)
This is my first time to apply for a cc, i want to use it for

- O% interest installment
- petrol
- discount (i see hsbc got lot of discount)
- touch n go zing card

cc requirement

- paid with maybank2u
- online statement
- no annual fees

other than that i don't care, can anyone recommend me which cc can do all the above... notworthy.gif
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Imo, maybank petronas visa meets most (if not all) of your requirements. smile.gif
Shinichi
post Apr 23 2008, 08:02 AM

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QUOTE(David83 @ Apr 23 2008, 07:11 AM)
Wow ... this is great and it is not time limited.  thumbup.gif

It's exactly the same deal as CIMB Petronas Mastercard but this one applies to all petrol brands.
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time to take out your DA and use it again tongue.gif
Shinichi
post Apr 26 2008, 11:20 PM

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[quote=David83,Apr 25 2008, 07:37 AM]
btw...wat do cimb direct access stands for?

and i saw the pdf regarding cimb direct access cc get free petrol rebate of 2% on all petrol station...where did the source come from? y i cant find it at cimb web sites/pages?
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[/quote]
Kindly visit http://www.directaccess.com.my

Direct Access CC used to be under Southern Bank Berhad.
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[/quote]
hmmm couldn't find any info regarding DA giving 2% rebate for all petrol from their site. Anyone know where to find it?
Shinichi
post Apr 27 2008, 12:00 AM

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QUOTE(David83 @ Apr 26 2008, 11:51 PM)
The info comes in PDF file.
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Thanks David, just downloaded the file.

vin_ann: can I know how you navigate from DA website to get the file?
Shinichi
post May 2 2008, 08:29 PM

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Hi all, DA comes with both Visa and Mastercard right? Is it possible to cancel DA Visa only? I remember last time I called their CS and they say its not possible.

Also anyone here tried using DA Mastercard to pump petrol and get 2% cash rebate? Does it apply to both petrol kiosks and over the counter transactions?

Thanks in advance.
Shinichi
post May 2 2008, 11:13 PM

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QUOTE(arsenal @ May 2 2008, 09:39 PM)
i have used the master for 2% under direct access....but havent deduct yet from wat i see in the online statement...maybe it will minus on statement date...
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the 2% is deducted monthly?
Shinichi
post May 4 2008, 04:43 PM

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QUOTE(vin_ann @ May 4 2008, 03:19 PM)
Dear Valued Customer,

Thank you for visiting us. In line with SBB and CIMB merger, our new website address is http://www.cimbbank.com.my/. You can also access our Internet Banking service, CIMB Clicks via this new website.

This page will automatically redirect you to our new website. Click here if you wish to be redirected immediately.

it's show this when im clicked the www.directaccess.com.my
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Guess they've officially "merge" with CIMB. Not sure if the 2% petrol rebate still applicable or not.
Shinichi
post May 5 2008, 11:29 PM

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anyone here using DA and only remain either Visa/Mastercard only?
Shinichi
post May 5 2008, 11:47 PM

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QUOTE(hye @ May 5 2008, 11:37 PM)
What's the question again ... only understand half of it.  blush.gif
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Sorry for my unclear question.

For DA by default they will give us both Master and Visa. What I would like to know if we can cancel Visa only? I asked their CS and they say not possible??

Added on May 5, 2008, 11:49 pm
QUOTE(Sawamura @ May 5 2008, 11:41 PM)
i think he asked anybody here hold DA CC, but only keep 1 of them (either visa or master)

whats the prob man of keeping both, u wont be charged either right ??  tongue.gif
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Well I don like to have too many cards in my wallet, want to slim down my wallet. And I feel putting CC home is not so safe too...

This post has been edited by Shinichi: May 5 2008, 11:49 PM
Shinichi
post May 6 2008, 12:05 AM

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QUOTE(Sawamura @ May 5 2008, 11:52 PM)
why u want to cancel it.. just keep it laa bro..

in case u cant use Visa, at least u hav Master with u right ??

i dont see any problem with that.. smile.gif

Added on May 6, 2008, 12:00 am

definately DA wont do the cancellation..

well.. if u insist.. u may cut ur Master credit card and keep the other one..
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Hmmm actually I want to cancel my DA Visa as I already have 2 Debit Visas. Somemore CIMB they focus more on Master than Visa. So I feel DA Visa is useless (at least for me).
Shinichi
post May 6 2008, 12:21 AM

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QUOTE(hye @ May 6 2008, 12:14 AM)
Well ... if I were you I'll terminate the Debit Visas (can't earn points on them right) and use a credit card based VISA. Personally I won't keep 2 cards from the same bank (even if it's separate credit limit and for redundancy purposes better to have card from another bank) and I think DA allows termination of one of the card. At least that is what I was made to understand when I applied for it back then.
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Hmmm then I'll go CIMB bank and check with them if its possible to cancel DA Visa.

Ya I feel its better to take cards from different banks. Thats why I want to cancel my DA Visa as I already have 2 Visas from other banks.

Thanks.
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