just accept what they give lol

sooon o later they will increase

i agreed. Citibank doesnt required to register at ATM 1st, but as first time user to register on Citibank, i found it quite abit troublesom to register.

so many questions need to ask and answered. but once use for some time, im used to it.

btw, just now at PC Fair, the salesman pushing sales on Amex card.
saying spend RM1,000 including various of purchases can have 6 months installment plan.

after reject this Amex, suddenly come a Hong Leong Bank CC salesman, im keep "pijak" Hong Leong bank, and he back off, then, come another Sales girl, this time Eon bank, promotion the Matta associated CC card. this 1 tough, im keep reject, and she keep asking for support to just fill in the form...

Dangerous area at the Credit card sections.

it's only 1 small portion at the end of the hall.

i saw the UOB 50% cash rebate on the petrol for 1 whole year banner, so im asking lol... whose know it's only for the new card application and for the existing card holders, to participate you need to balance transfer RM3,000 to UOB card.

then the Amex agent come in and asking.

yes, u right.
but who care... if never appear lagi best.

remember one time, my UOB card transaction did not appear in 1 weeks time, and statement date is due. im so happy the transaction did not shown in the statement, whose know few days later it's show up in online transaction, and i got extra days of delay...

since want to pay with Maybank2u, Maybank's CC is best for you.

it's all depend on you. if u pump shell a lots, and can get rebates for 2 or 3% forget already.

not shell user, then better dun use it.

5% rebate is for the balance carry forward.

if no carry forward balance, then the rebates will be much lower like 2% o 3%, forget the actual rates already. u can check the website.

i dun thinks so.
if within 1 weeks you din activated ur card, some1 from citibank will call you, to confirm whether u received the card o not.

then, he/she will help u do the activation also. haha

no need to do anything. just cut it.

wondering, since the Petronas Maybank CC need to waits for so long,
others kind of CC will be the same case?

also will be delayed due to huge application by Maybank Petronas CC application?

helo people.

im just found out.

Direct Access Master Card give 2% on petrol. Any petrol station will get 2%, for a maximum RM50 rebate or equivalent of RM2,500 per months.

Direct Access

now i can took out my DA Master card as my spare, when pumping other than BHP petrol can use my DA master... haha

yeah. it's time to use DA master back.
will take it out when outstation or out of KL...

i thinks the 1st bank shd be UOB bank. if im not wrong.

loan = if u din pay on time
facilities = if u pay on time.

playing with the cash flow. hehe

hey guys and gals,
i heard from radio saying Allianze bank is giving 1.5% rebate on all transactions...

still have not visited their website to looks looks around and surveying.
any1 is using the alliance bank CC?

ur HSBC card need to holds for at least 1 year, then only can use to apply for other CC.

i use my 1 years plus HSBC to apply UOB bank. no need pay slip anymore. just IC and the HSBC CC photostates copy.

all card are the same, all is using VISA and Master...

for local bank, just inform them when u r going to oversea.

oh... never notice this kind of services provided by the UOB. thanks.

it's a separate account and services provided to pay bills.

it's normal.
im also get the gold card after been using for 10 months which im hardly using beside every month pay 3 bills.

at 1st, i din bother about it, just put it aside, did not call for activation. but soon, i received a call from Citibank staff, and she/he will asking whether u received ur new upgraded card, and will persue you to activate the new card.

tht time was near CNY, i saja said i need to use my card to pay my bills online, and dun wan to susah-payah to re-create a new online account again. so she said will call back after CNY 1 week later.

and she called back. and she keep pushing me to activate the card. since she said so good n so much of benefits, im eventually activate the new upgraded card.

so see how u playing around with the citibank staff. see whether u can defeat them o not, if you got the time to play around. haha.

the letter got mention u need to activate the card right?
if u din call them for activation, then no worry about the annual fee lo.

i thinks the annual can be waived 1 la... u just wait them to call... or u call them say u dun want and want to cut the card, guess they will try to pursue u not to cut the card but activate it.

bro, PBB, you need to go to bank and fill in the form to add-on your credit card into ur online banking lol...

for credit card, you need to go to your home branch (where ur saving account opened with the branch) fill in the form and submit. tht's all... i thinks it's need to wait for 1 days to let them activate ur CC thing into your bank account online.

while for the car loan, same thing. to link my car loan which is also PBB, this making me pissss off. the customer services in my home branch, which is KLCC HQ, said i need to Setapak where my car loan is taken.

but i called the customer services careline, they said the different. and finally, i have to go to my car loan branch to fill in the form and submit.