CAN! I did that! You just opt out of Paypal auto conversion (there's a sneaky little link there) and choose to pay in foreign currency rather than the RM converted rate.

My Paypal auto-conversion rate for SGD100 was RM313....... BP rate was RM296. HUGE difference.

Yepp, buy the gift cards via Paypal (with BP, turn off auto conversion).

I used to do that for PBB swipe promos.

Thanks for the update! I added mine successfully too and yes, all my previous cards are gone.

Each policy holder can have online account and make payments through there.

In my case, both my husband and I have accounts. We use BigPay to pay online through our accounts. Very straight forward.

My SCB (2 different cards) failed since 10. Ambank also failed. Yesterday morning I topped up using Ambank successfully and have always used SCB in the past. Dunno what's wrong.

Ended up topping up via HSBC which worked.

All my Master cards failed (PBB, SCB x2, Ambank WMC and MBB2 Master). Last attempt was at 4pm.

This post has been edited by lilsunflower: Jul 1 2018, 04:44 PM

I successfully reloaded 1500 using SCB CB plat at about 8pm.

I recall reading about someone posting that their balance did not tally with their listed transactions, and just wanted to share my own experience.

I track my own expenses via Excel and compare against the listing on the app.

Last Thursday I bought MacD from the self-order and pay machines, for RM22.60. Until now it hasn't shown up on the app, but my balance has been reduced by this exact amount. This is the first time I've got a "non tracked" transaction, but wanted to check whether anyone else had a similar experience.

I also had this "auto split" for KLM last month (mine was 3 passengers), but all transactions were posted together.

My BP card got declined twice at a restaurant CIMB terminal at 4pm (message said system unavailable), but now balance has been deducted twice. Super annoyed.

Ended up paying with another card but hope BP returns my money!

Thanks. Today I was so frustrated with App downtime, card rejection and not being able to see my balance that I just withdrew RM1,500 from ATM. Cash better than a questionable card.

Interesting, check out their FAQ

https://www.raphaelsbank.com/atms/faqs/

Looks like they are an ATM service provider and also specialise in dispensing foreign currency. They may have applied their dynamic conversion automatically?