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Prepaid Cards BigPay (with Mobile Application) V1, Prepaid MasterCard - CashBack & BigPoint

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MGM
post Apr 13 2018, 03:55 PM

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QUOTE(fairylord @ Apr 13 2018, 02:37 PM)
superb security move... rclxms.gif
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But must keep the CVV somewhere secure cos u will need it for online transaction.
MGM
post Apr 13 2018, 04:14 PM

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QUOTE(laymank @ Apr 13 2018, 04:00 PM)
for online transaction, there is still another layer where OTP is required.
I'm more concern if the card is lost or fell into the wrong hand.
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If that happens who ever got hold of it without CVV n your mobile can't use at all. So better to erase off all CVV
.
MGM
post Apr 13 2018, 04:56 PM

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QUOTE(laymank @ Apr 13 2018, 04:22 PM)
you mean, if someone found my card in foreign country that doesn't require PIN, using the the physical card to insert into card machine, whether or not the CVV is there or not, doesn't make any difference right.

if you were referring to online transaction, then the concept applies to all credit cards and debit cards as well, not just this BigPay card.
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Debit card amount is deducted realtime.
MGM
post Apr 13 2018, 06:24 PM

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QUOTE(facktura @ Apr 13 2018, 06:21 PM)
this new BigPay no charge?
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Yes for limited time.
MGM
post Apr 16 2018, 10:11 AM

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QUOTE(laymank @ Apr 16 2018, 08:26 AM)
I know, what I am trying to highlight here is, CVV doesn't matter for in-presence transaction.
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But if cashiers take a snapshot of your card, with cvv they can use it online, no?
And becos it is a debit card harder to get back the payment, no?

This post has been edited by MGM: Apr 16 2018, 10:12 AM
MGM
post Apr 16 2018, 10:32 AM

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QUOTE(laymank @ Apr 16 2018, 10:19 AM)
for ONLINE transaction, they need your phone to verify OTP still mah.
of course there are some sites that skip the OTP, but the risk would be the same for credit card and debit card. So there is no special distinct benefit of scrapping off the CVV from Bigpay  vs any other credit/debit card.
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I think more hassle with debit card cos amount would have been deducted much earlier, but it is up to u.
MGM
post Apr 17 2018, 06:48 AM

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QUOTE(weejin2000 @ Apr 16 2018, 11:40 PM)
walter 91 report in Public Bank CC thread that he got 5% cashback topping up big pay rclxms.gif
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QUOTE(ClarenceT @ Apr 17 2018, 06:25 AM)
Very unlikely, under financial-related MCC 6xxxx. Quasi-cash is excluded.
This month I will spend on bigpay then use on transactions other than groceries, online & dining.
If I use PB VS for Cash4U promo, then I may win up to 5% (+1 VIP) only; But I use BigPay, I will get (not win) 6% return.
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If can get CB for reloading BigPay then should get CB with reloading Lazada eWallet too but not for CASH4u.
MGM
post Apr 17 2018, 08:40 AM

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QUOTE(laymank @ Apr 17 2018, 08:23 AM)
I couldn't make up how the CB is calculated. Can you?
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15 MAR 14 MAR BIGPAY KUALA LUMPUR MYS 200.00
29 MAR 27 MAR Shopee Malaysia SINGAPORE SGP 60.66
02 APR 31 MAR Shopee Malaysia SINGAPORE SGP 26.90
03 APR (DGP) CASH BACK BONUS 14.38CR

(200+60.66+26.90) * 5%= 14.38
MGM
post Apr 17 2018, 09:02 AM

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QUOTE(ClarenceT @ Apr 17 2018, 08:50 AM)
Not attractive to topup Lazada e-wallet till May-June.
CIMB-Lazada cards will give me 16% rebate every month.
Lazada 6th birthday, CIMB cards give 16% discount, Maybank cards give 12% discount, Petronas e-vouchers give 12% discount!
Lazada e-wallet - 6% + 10% (Tue).
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CIMB-lazada max usage is rm167 only.
But use PBB VS/QuantumMC and if can get both CB for 11%/10% to reload LazEwallet.
Laz ewallet and CimbLazadaMC can be used together with vouchercode but not Maybankcard and Petronas evouchers.
MGM
post Apr 17 2018, 09:56 AM

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QUOTE(laymank @ Apr 17 2018, 09:43 AM)
mistaken SGP for SGD, sorry.  sad.gif

Can admin update in first page on eligible cards for CB in topping up BigPay?
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No problem, btw I have used UOB YOLO to reload Lazada Ewallet and the MCC code is 6540 [POI (Point of Interaction) Funding Transactions (Excluding MoneySend)] will try using PBBVS & PBBQM.

MGM
post Apr 19 2018, 12:34 AM

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Found this on the net:
Most issuers consider the purchasing or loading value onto a gift card or other prepaid card as a “cash equivalent” transaction that is subject to the cash advance fee and interest rate.

Anyone has been charged by any creditcard for reloading BIGPAY or Lazada ewallet?
MGM
post Apr 19 2018, 08:31 AM

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QUOTE(alexanderclz @ Apr 19 2018, 08:08 AM)
not any that I know of. what's the source?
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https://www.finder.com/what-is-defined-as-a-cash-advance
MGM
post Apr 19 2018, 11:46 AM

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QUOTE(ckweng @ Apr 19 2018, 11:12 AM)
I've just returned from Hong Kong and used BigPay twice there. The FX rate for those transactions were slightly lower than XE.com's currency conversion rate! No spread and lower mid-rate.  rclxms.gif
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Any rejected swipes?
MGM
post Apr 21 2018, 09:19 PM

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QUOTE(iamshf @ Apr 21 2018, 07:14 PM)
just made an online payment, select others and specific big pay
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Pls elaborate TQ.
MGM
post Apr 23 2018, 01:33 PM

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QUOTE(sendohz @ Apr 23 2018, 12:28 PM)
It's reflected in the AIA online portal where i register for autopay.
During registration i select Other and wrote BigPay, then now in portal it's showing CIMB with my masked big pay last four digit card number.
Every early of the month just top up. Similar to the practice of paying my insurance premium online. Set reminder  icon_rolleyes.gif
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So BIGPAY is based on CIMB.
MGM
post Apr 23 2018, 09:10 PM

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My very 1st swipe using BIGPAY master card failed twice at a car workshop us8ng Ambank terminal. Has earlier reloaded using PBBVS. Later tried at Petronas and managed to pump RM2 petrol.
MGM
post Apr 24 2018, 09:51 AM

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QUOTE(cybpsych @ Apr 24 2018, 09:14 AM)
just paid for JPJ transfer of ownership fee, using BigPay card. no issue *phew!*

too bad renew license & roadtax is at cash-only counter.
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The JPJ JB @ HQ n UTC have payment kiosk where u can use Amex, debit n credit card.
MGM
post Apr 24 2018, 11:31 AM

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QUOTE(zstan @ Apr 24 2018, 11:27 AM)
Correct me if i am wrong:

VS Barcelona cannot get cash back from gov related payments. Therefore reload big pay using VS Barca to get the cash back indirectly?
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Afaik FCB gets CB for almost everything including govt related payments.
MGM
post Apr 24 2018, 04:58 PM

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QUOTE(cybpsych @ Apr 24 2018, 04:50 PM)
iinm, bigpay only partner with mastercard  biggrin.gif

nope. that is passcode for app. pin is separate.

to be safe, change the pin & passcode again @ Settings | Security | Change BigPay card PIN.
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It is d same for mine.
MGM
post Apr 30 2018, 09:18 AM

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QUOTE(sendohz @ Apr 30 2018, 08:50 AM)
NOT ACCEPT BIGPAY CARD

Shabu Garden - Kuchai Lama
Category : Dining / Restaurant

Terminal : Public Bank
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I tot this Bigpay card is usable where Mastercard is accepted, why so many exclusions? My 1st swipe at a car workshop ended in failure. Tot of using it to pay AIA online/offline, anyone has tried?

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