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 SUPEX Mortgage Reduction, Anyone heard of this?

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merce
post Apr 26 2010, 11:52 PM

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QUOTE
What is the difference between Mortgage Reduction and BLR Management?
Any other private companies that provide Mortgage Reduction may not guarantee accuracy due to BLR fluctuation and may result to an extension of your loan tenure and interest. BLR management on the other hand guarantees the result despite BLR fluctuation.


ok now i AM curious... how does this work when the base reference is actually the same thing? blink.gif
onnying88
post Apr 27 2010, 03:22 AM

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» Click to show Spoiler - click again to hide... «



This Acescube even more stupid, they just ask people to keep increase and top up their installment and telling them you will save XXX interest and XXX tenure. I have full set of their presentation kits and their installment chart. I laugh when i saw it.

It's like
1st year installment + RM50
2nd year installment + RM100
3rd year installment + RM500
4th year installment + RM1000
5th year installment + RM2000

You need to follow the payment like this and will shorten the tenure to X years and save XXX interest guaranteed with black&white from lawyer. They tell you must follow the chart and need to see them every time BLR change. So that they change the amount to top up to meet the X years as your request. I laugh when i saw it. shocking.gif biggrin.gif shocking.gif biggrin.gif
HW-Racer
post Apr 27 2010, 09:40 PM

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QUOTE(onnying88 @ Apr 27 2010, 03:22 AM)
» Click to show Spoiler - click again to hide... «

This Acescube even more stupid, they just ask people to keep increase and top up their installment and telling them you will save XXX interest and XXX tenure. I have full set of their presentation kits and their installment chart. I laugh when i saw it.

It's like
1st year installment + RM50
2nd year installment + RM100
3rd year installment + RM500
4th year installment + RM1000
5th year installment + RM2000

You need to  follow the payment like this and will shorten the tenure to X years and save XXX interest guaranteed with black&white from lawyer. They tell you must follow the chart and need to see them every time BLR change. So that they change the amount to top up to meet the X years as your request. I laugh when i saw it. shocking.gif  biggrin.gif  shocking.gif  biggrin.gif
*
Sounds interesting.... at least something new.... so you pay RM3K to get the kit ? whistling.gif
onnying88
post Apr 28 2010, 12:28 AM

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QUOTE(HW-Racer @ Apr 27 2010, 09:40 PM)
Sounds interesting.... at least something new.... so you pay RM3K to get the kit ?  whistling.gif
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Nope, my friend get it from his friend that work with Acescube.
tachlio
post Apr 28 2010, 11:40 PM

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Can u scan and put some page of it, i also wanan to see the slide but unable to get
onnying88
post Apr 29 2010, 05:07 PM

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QUOTE(tachlio @ Apr 28 2010, 11:40 PM)
Can  u scan and put some page of it, i also wanan to see the slide but unable to get
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Sorry i don't have the copy at the moment.
Darkmage12
post Apr 30 2010, 12:37 PM

shhhhhhhhh come i tell you something hehe
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So how does this Acescube actually helps?
onnying88
post Apr 30 2010, 01:06 PM

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QUOTE(Darkmage12 @ Apr 30 2010, 12:37 PM)
So how does this Acescube actually helps?
*
Acescube tell you that you can save XXX interest GUARANTEE with Black&White from lawyer if you follow their installment chart. So your job is to follow and must pay extra every month to your loan according to their installment chart so that you can save the XXX interest.


So,does Aces helps?
But before I answer your question, let me ask you a question first,

Do you know you can shorten your tenure or save interest if you pay extra to your loan?

If you DO NOT KNOW,
Then YES. It's really help,cause they will ask to pay extra to your loan so that you can save your loan interest.

If you KNOW,
Then it's a big NO, why you want to pay for somethings that you already know how to do it?


I can even provide the same service with no charge at all, Anyone need for my service?
Just tell me how many interest you wanna save or how many years you want to shorten for your loan.
I will let you know how much TOP UP PER MONTH to match your request. smile.gif

This post has been edited by onnying88: Apr 30 2010, 01:16 PM
Darkmage12
post Apr 30 2010, 01:49 PM

shhhhhhhhh come i tell you something hehe
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Yes indeed I do. Earlier when a friend of my who is their agent told me about it I thought is was like ask you to refinance it. Later on when he told me it's not a bank I knew it's definitely paying extra. The problem is they refuse to tell you how and keep saying can la blah blah blah
onnying88
post Apr 30 2010, 02:09 PM

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QUOTE(Darkmage12 @ Apr 30 2010, 01:49 PM)
Yes indeed I do. Earlier when a friend of my who is their agent told me about it I thought is was like ask you to refinance it. Later on when he told me it's not a bank I knew it's definitely paying extra. The problem is they refuse to tell you how and keep saying can la blah blah blah
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Nvm bro, i can tell now lo. smile.gif
Guarantee you can save X interest. But guaranteed you'll need to pay extra also. And Guarantee will charge you few k for the service too. smile.gif
Darkmage12
post Apr 30 2010, 03:53 PM

shhhhhhhhh come i tell you something hehe
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QUOTE(onnying88 @ Apr 30 2010, 02:09 PM)
Nvm bro, i can tell now lo. smile.gif
Guarantee you can save X interest. But guaranteed you'll need to pay extra also. And Guarantee will charge you few k for the service too. smile.gif
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Oh so now I know haha. You will show some of those toolkits here? Just wondering how does it look like
onnying88
post Apr 30 2010, 04:29 PM

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QUOTE(Darkmage12 @ Apr 30 2010, 03:53 PM)
Oh so now I know haha. You will show some of those toolkits here? Just wondering how does it look like
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Sorry i already return to my friend after read over it. The most important part that they claim guaranteed interest saving is just a installment chart that want you to top up every month. Simple and stupid =.="

They attract client with the black&white document given to Guarantee you XXX interest saving if you follow the top up installment chart.

Anyone or agent from Acescube at here? Please correct me if i'm wrong. smile.gif

This post has been edited by onnying88: Apr 30 2010, 04:31 PM
Darkmage12
post Apr 30 2010, 05:41 PM

shhhhhhhhh come i tell you something hehe
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Well if you manage to get to see it again do us a favour and upload some. I'll try at my side as well see if he's willing to let me read it
HW-Racer
post Apr 30 2010, 06:02 PM

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no free lunch in this world... if really got secret in savings interest...many people become millionaires...


i am thinking of starting a course on teaching people how to save petrol consumption
Darkmage12
post Apr 30 2010, 06:20 PM

shhhhhhhhh come i tell you something hehe
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QUOTE(HW-Racer @ Apr 30 2010, 06:02 PM)
no free lunch in this world... if really got secret in savings interest...many people become millionaires...
i am thinking of starting a course on teaching people how to save petrol consumption
*
meaning Acescube are helping people becoming millionaires?
spaceship
post May 12 2010, 05:14 PM

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This post has been edited by spaceship: May 13 2010, 11:07 AM
deran
post Jun 30 2010, 02:59 PM

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QUOTE(onnying88 @ Apr 30 2010, 04:29 PM)
Sorry i already return to my friend after read over it. The most important part that they claim guaranteed interest saving is just a installment chart that want you to top up every month. Simple and stupid =.="

They attract client with the black&white document given to Guarantee you XXX interest saving if you follow the top up installment chart.

Anyone or agent from Acescube at here? Please correct me if i'm wrong. smile.gif
*
acescube is professional who generate SIM50 Ledger Which agent will get information from you and they will calculate how much you need to pay for monthly repayment to void extra interest or tenure that is payable.

Make it simple, Pay for just good enough for installment which no need pay over that what you should pay and good use the extra money for investment or saving to which can generate income .

Acescube guaranteed the SIM50 ledger is 99% accuracy thus us guarantee with legal document which the accuracy is less than 99% company will refund you full amount with no question.

you will can know the accuracy Just 3 days after your first payment follow SIM50 Ledger. You can call to the bank and ask for the outstanding balance, then compare it with the figure stated in the SIM50 Ledger. It is only few dollars different.
onnying88
post Jul 1 2010, 08:27 AM

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QUOTE(deran @ Jun 30 2010, 02:59 PM)
acescube is professional who generate SIM50 Ledger  Which agent will get information from you and they will calculate how much you need to pay for monthly repayment to void extra interest or tenure that is payable.

Make it simple, Pay for just good enough for installment which no need pay over that what you should pay and good use the extra money for investment or saving to which can generate income . 

Acescube guaranteed the SIM50 ledger is 99% accuracy thus us guarantee with  legal document which the accuracy is less than 99%  company will refund you full amount with no question.

you will can know the accuracy  Just 3 days after your first payment follow SIM50 Ledger. You can call to the bank and ask for the outstanding balance, then compare it with the figure stated in the SIM50 Ledger. It is only few dollars different.
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so what's the different from my explaination?
capix
post Jul 1 2010, 10:48 AM

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what if i got full flexi housing loan which is every single cent extra of my monthly payment will be added to my principal? is acesube still can slash my loan?
merce
post Jul 1 2010, 11:30 AM

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easiest way to tell if any of this make sense is to meet the agent n a mortgage officer. tongue.gif

then you can filter the different yourself, whether or not it is acceptable.

as far as i can tell... calculation for interest n installment for mortgage loan still remains the same. amortization tables are still generated using the same old formula & scheme. if that doesnt change, nothing else will.

the only change i seen so far is the way ppl market these products. pretty amazing how the features has evolved through all these years cool2.gif
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