Let's say you are given RM3k a month. No need to work, house fully paid, and you have a fully paid car.

Is it enough for you to live comfortably? Please let us know your thoughts.

absolutely

ya, gov pencen loh
all paid no debt
medical - gov hospital 1st class

Yes.

house + car maintenance and old age meds
3k isn't going to be sufficient

Yes.

I want a gf!

No , not when you have kid and parents to support

Yrself only ? Got kids or not ?

If 4eva alone yes

Lol easy life

3k where got enough to buy bird nest

if live solo
yes enough

Not enough,
Must free phone bill, internet, utilities, petrol

Yes. Kids old enough to work. Mainly just for utilities, daily expenses and food.

Now enough, another 20 or 30 years is not enough

Enough if no clubbing, gambling, heavy drinking

Double

This post has been edited by nuvi: Dec 13 2025, 12:44 PM

My fixed spending RM4,924.00 minimum without saving

just by keeping your car n house..

you pay :-

iwk
cukai taksiran
cukai tanah
elektrik
water
internet
car roadtax + insurance
oil change + service
car wear n tear replacement
house wear n tear replacement



then you calculate what's left for you to survive for next 40 years with food inflation of 6%.

No way, CC alone already 15k / month, not including commitment yet.

Absolutely no

First 10 years maybe. But as inflation starts to creep in, your food, medication, house maintenance and car maintenance cost all gonna increase.... u won't last long.

So sure of having a long lifespan? I've witnesed many betting on it but had lost..

Yes

Meaning rm100 per day… on food, yes! Good quality food if cooking for yourself.

What matters is health span, not lifespan.

maybe the government should consider 50% for all seniors, just show ic/ mysehjetera

No. Live? Yes.
Comfortably? No.

This post has been edited by prophetjul: Dec 13 2025, 01:27 PM

say in a reality where everything is taken care off already and one just need to focus on self only...

i would have preferred 6K rm pm to be really comfortable...

cos just going out to a normal restaurant to eat non carb based meal would have cost me like 50 to 100rm.

One month my expenses about 7-8k.

Lui lui dogtor too?

Health span? Lol. That's even shorter..

Yes is enough to survive. Gahmen will keep on subsidising for the foreseeable future. Too many spoilt people in/k.

i 3k but driving civic
feel like on the road to bankcrupt

You better die early because do nothing is also died. Died people not doing anything just sleep in the coffin forever.

Got to pay bills as well. All in, left around rm50 per day for food.

yes. women no

YES

TS, you asked “live comfortably”

Depends at what age band and health conditions.

Then you said “given 3k a month”, it’s a yes and no answer depending on which

1.Initial 3k from a public pencen?
2 3k from own dividen/ fd interest payout only or the eroding to 0 sum method?
3 3k from a child/ children given old man expense support?
4 a combination of above said?

So TS do tell age band, health and 3k source here

I doubt TS will reply me

This post has been edited by jojolicia: Dec 13 2025, 03:45 PM

Define comfortable la.

If everyday stay at home play MMO only then cukup lor. Only need pay internet, phone and aircon 1 biji. Makan self cook and weekend go out makan. Living alone like this probably enough to even save up rm800 per month. Can even go travel twice a year.