Let's say you are given RM3k a month. No need to work, house fully paid, and you have a fully paid car.

Is it enough for you to live comfortably? Please let us know your thoughts.

absolutely

ya, gov pencen loh
all paid no debt
medical - gov hospital 1st class

Yes.

house + car maintenance and old age meds
3k isn't going to be sufficient

Yes.

I want a gf!

No , not when you have kid and parents to support

Yrself only ? Got kids or not ?

If 4eva alone yes

Lol easy life

3k where got enough to buy bird nest

if live solo
yes enough

Not enough,
Must free phone bill, internet, utilities, petrol

Yes. Kids old enough to work. Mainly just for utilities, daily expenses and food.

Now enough, another 20 or 30 years is not enough

Enough if no clubbing, gambling, heavy drinking

Double

This post has been edited by nuvi: Dec 13 2025, 12:44 PM

My fixed spending RM4,924.00 minimum without saving

just by keeping your car n house..

you pay :-

iwk
cukai taksiran
cukai tanah
elektrik
water
internet
car roadtax + insurance
oil change + service
car wear n tear replacement
house wear n tear replacement



then you calculate what's left for you to survive for next 40 years with food inflation of 6%.

No way, CC alone already 15k / month, not including commitment yet.