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Retiring TOO LATE is killing people.
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TSpiscesguy
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Dec 1 2025, 02:01 PM, updated 6d ago
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• Retire at 55 → people live to about 83 • Retire at 65 → life expectancy drops to 76 By waiting just 10 more years… you could lose 7 YEARS of life. Why? Stress destroys your health. Your best years shouldn’t belong to your boss. The real goal isn’t to retire at 65. It’s to be free by 55 — or earlier.
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TSpiscesguy
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Dec 1 2025, 02:14 PM
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QUOTE(zerorating @ Dec 1 2025, 02:05 PM) but being active prolonged your life expectancy too. stress is the number 1 killer, imagine the extra 10 years working stress done to your body. by then u maybe have MORE $$$, but not much quality time to spend those hard earn money. those work until 70, probably will get a heart attack along the way, no time to spend hard earn money.
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TSpiscesguy
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Dec 1 2025, 02:15 PM
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QUOTE(jojolicia @ Dec 1 2025, 02:05 PM) Retire at 65, engine needs overhaul for retirement 55 is ideal, can have 15 good healthy years to 70. Do 5y semi, 10y full active fun & leisure
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TSpiscesguy
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Dec 1 2025, 02:19 PM
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QUOTE(Jasonist @ Dec 1 2025, 02:08 PM) but no money how to live? u may think money is NOT ENOUGH, so u work until 65. but in reality, people die around 65-70. so at the end, save so much but not much time left to enjoy all the money. at 65 or later, I doubt u have the energy to travel and enjoy ALL the food u want.
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TSpiscesguy
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Dec 1 2025, 02:22 PM
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QUOTE(mick84 @ Dec 1 2025, 02:12 PM) i wish to retire by 55. and yolo all the way yes! even die between 65 and 70, u have no regret!! u have YOLO...u die happy.
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TSpiscesguy
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Dec 1 2025, 02:31 PM
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QUOTE(danielmckey @ Dec 1 2025, 02:29 PM) You ada tanah masuk kubur tak? why need tanah, when u have laut?
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TSpiscesguy
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Dec 1 2025, 02:33 PM
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QUOTE(aciolopa @ Dec 1 2025, 02:25 PM) retirement money not enough, death at 76 y.o is a blessing make sure u live long enough until 76 first. with all the food we have now, I doubt can pass 70 with ease. This post has been edited by piscesguy: Dec 1 2025, 02:33 PM
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TSpiscesguy
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Dec 1 2025, 02:36 PM
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QUOTE(zerorating @ Dec 1 2025, 02:25 PM) no money also stress what. culture shock from being busy suddenly become passive also cause stress. anyway, ikut nasib la. many people die from work, even more now... heart attack is very common now... normal people have enough money by 55, to live well until 65. those lazy work during younger times, have themselves to blame.
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TSpiscesguy
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Dec 1 2025, 02:39 PM
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QUOTE(MegaCanonF @ Dec 1 2025, 02:35 PM) depends if you are healthy or not what for live until 83 but need assisted care for basic functions? at 55 your chances to be healthy is 100% than at 65. so the later u retire, then chances to be healthy is lesser by the year.
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TSpiscesguy
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Dec 1 2025, 02:41 PM
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QUOTE(zamans98 @ Dec 1 2025, 02:34 PM) 58 is perfect +3 years additional income at 58 u think why not work until 65. at 65 why not work until 70. at 70.....
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TSpiscesguy
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Dec 1 2025, 02:43 PM
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QUOTE(zerorating @ Dec 1 2025, 02:40 PM) hahahahhahahaha, then gomen introduce laws for children to support their old parents for what? most people will finish their pension in less than 5 years. many parents throw money on their children hoping they will pay back later. cant blame them as inflation is crazy. tats why your retirement funds is for yourself. now u cannot rely on your children to feed u. its already a blessing if they don't ask u for money after u retired.
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TSpiscesguy
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Dec 1 2025, 02:44 PM
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QUOTE(dawnreaver @ Dec 1 2025, 02:41 PM) Salary too low to retire how?  who to blame at the end? if your salary is low at 30 to 50?? can u expect your salary to be high after 55? This post has been edited by piscesguy: Dec 1 2025, 02:45 PM
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TSpiscesguy
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Dec 1 2025, 02:47 PM
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QUOTE(terradrive @ Dec 1 2025, 02:40 PM) that's why i retired at 35 when i got my inheritance. not much as k standards but i can live like b40 so it is enuf for me. still do own work almost everyday juga
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