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 Priority Banking, Everything about Priority Banking

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icemanfx
post Aug 9 2022, 10:43 AM

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Many of popular products pushed by privilege/priority r.m is left over from private/investment bank.
icemanfx
post Aug 9 2022, 05:26 PM

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QUOTE(ShinG3e @ Aug 9 2022, 01:50 PM)
A lot of useless RM nowadays that only wants to sell. I myself got one auntie that is so thrash to the point I’m thinking if I should just cancel the priority membership so I don’t need to deal with her anymore.
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If you want quality RM, go to private bank.

This post has been edited by icemanfx: Aug 9 2022, 05:26 PM
icemanfx
post Jan 30 2023, 01:48 PM

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QUOTE(gedebe @ Jan 30 2023, 10:51 AM)
for Maybank Private banking, if i maintain deposit of Amanah Saham M'sia (a/c opened in Mbb) >250k, I can see ASM under my wealth category.  Can they waive my annual fee?
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Private is a tier higher than privilege/priority/premier and minimum aum is rm 3m.

icemanfx
post Jan 30 2023, 03:11 PM

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QUOTE(xander2k8 @ Jan 30 2023, 02:55 PM)
Which bank is it?
You drive a Ferrari then confirm they will ignore your outlook/appearance 🤦‍♀️

Some banks are really stuck up no thanks to their staff

In fact most rich ppl especially billionaire dress very prudently hence which is why they are richer unlike the middle class on chase on designer brands and appearance 🤦‍♀️

You dress to be comfortable not to impress the poor
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private/priority/privilege/premier bankers meet hnwi everyday, they could distinguish without much difficulty those have, have not and wannabe.

many superrich wear branded from head to toe, the different is wannabe lack the charisma or culture.

This post has been edited by icemanfx: Jan 30 2023, 03:49 PM
icemanfx
post Jan 31 2023, 10:44 AM

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QUOTE(Unkerpanjang @ Jan 31 2023, 06:54 AM)
Unker watching Malaysia travel blogger wearing Rolex one, son in Ozzie Land.
He says Maybank black credit card best for travels. Unker entering next stage to retirement soon.... i oso want one free annual.
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As long as credit is available and could swipe, any credit card is good for travel. Concierge services, airport lounge access, buy 1 free 1 j class ticket, free hotel night, etc come with conditions and is not free.
icemanfx
post Feb 1 2023, 01:09 PM

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QUOTE(Afterburner1.0 @ Feb 1 2023, 10:33 AM)
All this priority banking is all BS and giving customers a push to their overly inflated ego! LOL.... what i need as a priority banking customers is better FD rates and maybe throw in a priority parking space in front of the bank. thats about it.... no need black or matt black credit card or 3 mil credit limit.... x payah semua tu..... im a practical uncle i wanna grow my money.... smile.gif period.
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Ideal target for structured products.
icemanfx
post Nov 10 2023, 06:52 PM

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QUOTE(babyscouts @ Nov 10 2023, 06:37 PM)
When I no longer buying bank insurance product, the RM stop calling me, so money minded those RM
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RM has target and quota to meet, can't blame them.

icemanfx
post Feb 15 2024, 02:52 PM

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QUOTE(Hansel @ Feb 15 2024, 06:33 AM)
Ok bro…the Qantas FC has better sleep facilities and cleaner showers compared to Silverkris Lounge. 😂

I’m not so much on the food… but I’m more keen in sleep and showers for long-distance flights.
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QF F lounge have excellent selection of wine and good choice of food.

This post has been edited by icemanfx: Feb 15 2024, 02:54 PM
icemanfx
post Jun 17 2024, 12:40 PM

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QUOTE(donkeygg @ Jun 17 2024, 01:13 AM)
Hi to all HSBC premier banking customers. just a silly question,

if i apply to be a Premier HSBC customer, can i park their office (Menara IQ) everyday?  doh.gif  doh.gif  since it's free right and my workplace will be at nearby TRX also.
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Premier customer is unlikely to spend too long time in the bank and certainly not everyday. It is almost certain guard will be instructed to lock your car.


icemanfx
post Jun 17 2024, 01:23 PM

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QUOTE(hksgmy @ Jun 17 2024, 12:46 PM)
To be honest, I can’t remember when was the last time I had to walk into a bank for anything….
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Private bank customer need not go to the bank, RM comes to you.

icemanfx
post Jun 17 2024, 04:17 PM

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QUOTE(ssismalltoe @ Jun 17 2024, 04:03 PM)
Let say customer upgrade new phone and reinstall new banking app on new phone, will the RM come and help customer activate the new device at ATM too without the need for customer go find ATM? :confused:  :confused:
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If RM could validate using her notebook, she will certain come to the customer.

This post has been edited by icemanfx: Jun 17 2024, 04:17 PM
icemanfx
post Jun 27 2024, 09:04 PM

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QUOTE(TOS @ Jun 27 2024, 06:44 PM)
For those who know how to read Cantonese: https://finance.mingpao.com/fin/instantf/20...%99%8d%e7%b4%9a

laugh.gif
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Have money, no need reason to upgrade, no money, have 101 excuses not to upgrade. for reasons, most if not all uhnwi are private bank customers.


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