It is true you'll start off with RM30K but the request for additional CL is like so difficult ... it became a turn off for me.

maybe when u top up to 400k?

Don't want to put all my eggs in one basket.
Plus ... the Premier card design .... . What a big turn off!

I'm better off with other banks Platinum card designs!

that's a little too superficial ain't it?

shouldn't one after the privileges and perks when it comes to credit cards instead?

anyone tried their HSBC premier ATM card in overseas before? My Msia Premier card is 6digit password. In Ozland only 4digit...

in australia, AFAIK, you can choose either a combination of 4 or 6 numbers.

so I don't foresee any problems with both your cards.



This post has been edited by nokia2003: Apr 30 2010, 01:13 AM

Nope i can't use it. Even the staff there has got no idea. BTW I was just wondering about it. I don't use it anymore as i opened another account in Ozland.

One now needs RM500k of deposits or investments with Public Bank to qualify for Public Bank Red Carpet Banking. It is by far the highest requirement of all the banks in Malaysia that offer the ultra-light Private Banking services.

Can I get a privileged bank if I got credit card with 50k CL?

No i don't think so......nowadays everybody has high credit limit. 50K credit limit is peanuts....banks look at whether u have real cash instead, not at your credit limit.

500k for public bank's red carpet banking? that's mad. and their priority banking service is no where compared to maybank's private banking or cimb club! rubbish!

i think that's their way to politely tell you to "fxxx off".

pbb is so rolling in cash from normal depositors that they are hardly bothered to fight for it. thanks no doubt to everybody's perception (especially the chinese) that they are the biggest, safest, won't fail bank around.

notice how their saving/fd rates are among the lowest and other than their mutual funds dept (which is really under a different management), they are really not bothered to call you up and introduce new schemes.

Actually a lot of people prefer Public bank is because they have the fastest and best service among all the banks, not because they cannot fail.

Will I automatically become a citigold member in malaysia if I own a citigold account in Hong Kong?anyone know?

Yes. But T&C apply. Talk to your RM.

Thanks.
That means if I open a citibank account in malaysia , they will put me in citigold although my account balance is below their requirement...?

This post has been edited by bzai28: Aug 2 2010, 02:16 AM

definitely nope, but if you have a checking account, you will have a dedicated banker...that's all

I think he will be accorded Citigold status here in Malaysia too as long as he maintains his Citigold status in Citibank Hong Kong. Citibank Hong Kong has different T&C for its Citigold. Citibank Citigold Malaysia doesn't come with such privilege.



This post has been edited by MilesAndMore: Aug 2 2010, 11:46 AM

it seems to have the same perks in malaysia, isn't it?
http://www.citigold.com.my/portal/citigold...al-banking.html

They can help you to open an account at the country where Citibank has retail banking but if you want to get Citigold service, you will still need to meet the minimum Citigold balance in that country.