I just joined HSBC premier - which card should I get the Premier Master or the Plat Visa ? I notice the plat visa has an annual fee.

All HSBC Premier customers know that they will be given a complimentary HSBC Premier Mastercard. They won't ask you to choose between their Premier Mastercard and VISA Platinum.

Thats right but I only want one card. So they asked me to choose.

As far as i am concerned, they won't ask you to choose because HSBC Premier customers are only entitled for the HSBC Premier Mastercard. If someone is going after their VISA Platinum credit card, you have to put in your request. There are several ways for their existing Premier clients to get the VISA Platinum.

1. Provide your proof of income via the normal channel (conventional way)
2. Request for a secured VISA Platinum by time deposit
3. Your account is overweight that you simply demand them to issue you the VISA Platinum without pledging any time deposit to it or to provide your proof of income

This post has been edited by MilesAndMore: Apr 13 2010, 11:19 AM

Anyone have both Standard Chartered PB & HSBC PB experience?
Which of them better in terms of services/benefits?
Please share & thanks.

Sounds like the Visa is harder to get. Well the account manager pretty much told me to choose which card I want. Maybe it will go throug the normal procedure for the visa plat. From the website, the rewards programs looks the same. Is that right ?

Yes ... privileges are the same. I'd go for the VISA Plat ... card design for the Premier is despite its hype as a premium card.

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Added on April 13, 2010, 2:26 pmIt's a personal choice. If you want good service - HSBC but I found the products and services very dry. SCB is the opposite.
So decide what you want to get from your PB experience.

This post has been edited by hye: Apr 13 2010, 02:26 PM

Yes. Exactly the same. The VISA Platinum does indeed have much better design.

personally i prefer scb

their managers are very dedicated and very well in following up our matters.

very efficiency as well.

Ok got the Visa plat. According to the account manager 12x swipes a year and they waive the fee. No obligation on the premier mastercard.

Is RM50 tax applies for Premier card as well?

Yes.

Ya, i also prefer SCB.

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i m wondering other hsbc premier master card limit also 30k?

I was told by my RM it is start with a min of 30k, but request can be made for additional

It is true you'll start off with RM30K but the request for additional CL is like so difficult ... it became a turn off for me.

maybe when u top up to 400k?

Don't want to put all my eggs in one basket.
Plus ... the Premier card design .... . What a big turn off!

I'm better off with other banks Platinum card designs!

that's a little too superficial ain't it?

shouldn't one after the privileges and perks when it comes to credit cards instead?

anyone tried their HSBC premier ATM card in overseas before? My Msia Premier card is 6digit password. In Ozland only 4digit...