QUOTE(mushigen @ Aug 28 2025, 11:15 AM)
Bro, correct me if I am wrong... Doesn't OD KFK require the other car to be covered under comprehensive insurance? I remember reading about this condition.
Asal ada valid insurance is enoughcannot claim due to no report, what dumbfukery is this loophole!?
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Aug 28 2025, 11:17 AM
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Junior Member
790 posts Joined: Mar 2005 From: Seri Kembangan / Kota Bharu |
QUOTE(mushigen @ Aug 28 2025, 11:15 AM) Bro, correct me if I am wrong... Doesn't OD KFK require the other car to be covered under comprehensive insurance? I remember reading about this condition. Asal ada valid insurance is enough |
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Aug 28 2025, 11:23 AM
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1,706 posts Joined: Aug 2009 |
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Aug 28 2025, 04:52 PM
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107 posts Joined: Jul 2021 |
QUOTE(submergedx @ Aug 28 2025, 10:30 AM) learn to read. sarjan also said is her fault alreadyQUOTE(Selectt @ Aug 28 2025, 11:23 AM) because section 52, the other party no report. that's what the panel told me.i made a complaint to the insurance, they ask me to send to other panel |
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Aug 28 2025, 05:41 PM
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#24
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All Stars
14,511 posts Joined: Sep 2017 |
QUOTE(mushigen @ Aug 28 2025, 11:15 AM) Bro, correct me if I am wrong... Doesn't OD KFK require the other car to be covered under comprehensive insurance? I remember reading about this condition. Claimant must have a comprehensive policy. The other car must have at least a third party coverage which is the minimum coverage for a motor vehicle to be on the road. |
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Aug 28 2025, 05:44 PM
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Senior Member
5,519 posts Joined: Aug 2011 |
QUOTE(accordvtec @ Aug 26 2025, 11:35 AM) Damn, few weeks ago got 1 aunty didnt stop at junction and i run into her car's rear bumper. Nonsense, of.course.can apply otherwise what is the point of insurancethe result out say is her fault but i cannot claim due to section 52 coz she didnt report. end up makan sendiri. is this some sohai loophole that can prevent ppl from claiming their insurance?? what are the repercussions for her not reporting? how is it fair to the victim? anthonyloke must resign! |
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Aug 28 2025, 08:40 PM
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Senior Member
4,949 posts Joined: Jul 2010 |
QUOTE(mini orchard @ Aug 28 2025, 05:41 PM) Claimant must have a comprehensive policy. Yeah, I am aware claimant needs to have comprehensive policy. Just that I thought I read that to claim from the other car, the other car also must have comprehensive policy (yeah, it does not quite make sense).The other car must have at least a third party coverage which is the minimum coverage for a motor vehicle to be on the road. |
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Aug 28 2025, 10:38 PM
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Junior Member
309 posts Joined: Jul 2019 |
pulis dont want to do paperwork is it
if like this next time kena accident then can just dont report then no need pay le but also i cannot seem to find an updated post about what to do when kena accident and how to claim if the other party have no insurance ala grab and foodpanda rider type |
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Aug 28 2025, 10:47 PM
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#28
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Senior Member
1,289 posts Joined: Oct 2005 |
QUOTE(Thebestscammer @ Aug 28 2025, 10:38 PM) pulis dont want to do paperwork is it https://bjak.my/blog/accident-with-an-unins...earn-what-to-doif like this next time kena accident then can just dont report then no need pay le but also i cannot seem to find an updated post about what to do when kena accident and how to claim if the other party have no insurance ala grab and foodpanda rider type As for filing a civil claim, our insurance friend says that is always an option, except it costs time and money, plus finding a competent lawyer to take on the case. “If you have the time and the money to spend, great,” says our buddy, “if not, just claim against your policy and be done with it.” This post has been edited by metalfire: Aug 28 2025, 10:51 PM |
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Aug 29 2025, 08:18 AM
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Junior Member
138 posts Joined: Feb 2017 |
QUOTE(accordvtec @ Aug 26 2025, 11:35 AM) Damn, few weeks ago got 1 aunty didnt stop at junction and i run into her car's rear bumper. last month, we kena knocked by some lorry driver who opened his door too damn wide on the roadside while we stopped at the red traffic light. Filed police report with details and everything, then polis updated and said the lorry driver didn't report anything and did jack shit. After consulting with insurance, he wrote a statutory declaration of the incident.the result out say is her fault but i cannot claim due to section 52 coz she didnt report. end up makan sendiri. is this some sohai loophole that can prevent ppl from claiming their insurance?? what are the repercussions for her not reporting? how is it fair to the victim? anthonyloke must resign! ikut google AI: QUOTE A Statutory Declaration (SD) for motor insurance, typically required when claiming against a third party, is a written statement of facts you've signed under oath, confirming the circumstances of an accident, especially if the other party hasn't filed a police report. It serves as a declaration that the information you provide to your insurer is true. You'll need to include personal details, NRIC number, and a description of the accident, and then submit this along with a police report, your driving license, vehicle documents, and photos to your insurer to proceed with the claim, according to blog.poi2u.com. the insurance company will then pursue on your behalf. that's all i know anyway. |
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Aug 29 2025, 09:46 AM
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#30
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Senior Member
1,124 posts Joined: Jun 2015 |
QUOTE(accordvtec @ Aug 28 2025, 04:52 PM) learn to read. sarjan also said is her fault already Then it's your sarjan lazy tak nak buat kerja. I once involved with car accident when i entered the room with sarjan, he even promote his part time side business sell gold to get comm at Kepong branch and also brag to me he is going to finish his house loan this year in his 40s. You can always go back to balai and ask for another solution. But for most of the time, i wouldnt say 100%, but most of the rear bumper case, for sure rear car fault one lar because dont have safe distance. |
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Aug 29 2025, 10:39 AM
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#31
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Senior Member
920 posts Joined: Jun 2007 From: Somewhere in Malaysia |
Nope, I encountered the same issue long time ago but still can claim insurance without affecting my NCD.
Based on my case, my insurance company asked me to get the oath certificate in order to replace the 3rd party police report. |
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Aug 29 2025, 02:05 PM
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#32
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Junior Member
107 posts Joined: Jul 2021 |
QUOTE(submergedx @ Aug 29 2025, 09:46 AM) Then it's your sarjan lazy tak nak buat kerja. you should really learn to read. I once involved with car accident when i entered the room with sarjan, he even promote his part time side business sell gold to get comm at Kepong branch and also brag to me he is going to finish his house loan this year in his 40s. You can always go back to balai and ask for another solution. But for most of the time, i wouldnt say 100%, but most of the rear bumper case, for sure rear car fault one lar because dont have safe distance. in the first post ive written this "didnt stop at a junction and i ran into her car's rear bumper" |
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