Damn, few weeks ago got 1 aunty didnt stop at junction and i run into her car's rear bumper.
the result out say is her fault but i cannot claim due to section 52 coz she didnt report.
end up makan sendiri. is this some sohai loophole that can prevent ppl from claiming their insurance??
what are the repercussions for her not reporting? how is it fair to the victim?

anthonyloke must resign!

https://blog.poi2u.com/2021/11/01/how-to-ma...-police-report/

if she dont report - then its hit n run right ?

but, dont understand why cannot claim - her insurance lodtax mati d ?
if its her fault as in the report, pass to your insurance company/agent - ask them to process claims against her insurance ?

wow, sound easy. i try to engage my agent

because she didnt report. i send to insurance claim workshop, they said cannot claim just like that

SD only proves your version of events, not that the at-fault driver complied with the law. The blogger did not further update his result, so did you successfully did it yourself?

https://forum.lowyat.net/index.php?showtopic=4485433&hl=

serious kopitiam but 'anthonyloke must resign' zzzzz
anyway, title misleading - its not cannot claim but the claim is not straight forward.. it takes some time where police will request the person to come and make a report.. if the person appears and make the report, then keputusan can be established and you can proceed with the report... if not, then follow the link said to claim third party.. workshop usually dont like todo third party as they need to fork out their own money first for the repair then takes sometime to claim back.. https://blog.poi2u.com/2021/11/01/how-to-ma...-police-report/

This post has been edited by pysh: Aug 26 2025, 12:19 PM

This. haha. Similar situation to TS happened to my mum many years back. She offered cash to settle it on the spot but the front car meroyan complain demand need to change the whole bumper. Negotiation broke down and we happened to have family friend who is owner of insurance claim company. He looked at picture, the damage, back then no dashcam somemore. He straight up said that sohai going to regret not taking the cash. He said whichever sohai agent accept this case going to get assfucked by his superior. Too much work for nothing in return.

If damage bumper only better to just sendiri bikin. Insurance company HATE dealing with hit n run small value case.

Maybe, just maybe expired DL which is very common. Or no DL, MI and RT.

BTW AI must also resign cos insurance matters are under BNM 🤑

Asal you can push sarjan to issue investigation outcome in your favour

You can claim under OD KFK

cowboy country... all lazy one to do work

Iinm, u must report and police must state it's not your fault in the findings. Only then your ncd will not be affected

keputusan already in my favor. sent to panel and they said kenot claim wtf..

not that easy. read again

Call insurance company

They are the one decide

yeah already checking with the insurance company

claim under own insurance - KFK

if can find other vehicle insurance they will source it, else you lose NCD

as long as you fulfill the criteria stated in Section C (3) of the policy



Insurance company cannot deny your request to convert to KFK

this, if the damage isnt severe dont bother going insurance as much as the point of insurance is meant to cover these. the amount of paperwork, time taken and bureaucracy shit is just too much for something minor

i caused an accident last time, involving two cars who rear ended each other cause i hit one. when inspecting the damage i caused, the car i rear ended cannot close rear boot and bumper crumpled. front car just minor scratches

the front car dude most behsong at me cause his car very atas (box MPV). the one i rear ended was just quietly sighing at his bad luck on his damaged old car. i apologised to both and then told them to bill me the workshop fees nia so in the end no police report made. sux to pay but need own up to own mistake samore back then i only fresh grad, so luckily negotiated to pay in installments to the fella per month instead of one shot pay

but lol really the MPV one just minor scratches yet i paid RM800+ to cover only his repainting fees

you ran into her bumper you want to claim what?

claim yourself NCD la

Bro, correct me if I am wrong... Doesn't OD KFK require the other car to be covered under comprehensive insurance? I remember reading about this condition.