I'm in payment industry too - Fintech MNC SG. For $5.8K, how many years of experience is this for? IT or non-IT role?
That would be a better gauge.
Dilemma: Malaysia Vs Singapore, Career choice in either SG or MY
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 Aug 23 2025, 02:40 PM
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Aug 23 2025, 02:46 PM
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QUOTE(playnice96 @ Aug 23 2025, 02:41 PM) 5 years experience. Ok. This's about right. Anyway, I had starting pay as such >10 years ago. Since then, salary went up exponentially. So if you ask me, my vote is SG. playnice96 liked this post
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Aug 23 2025, 04:05 PM
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QUOTE(playnice96 @ Aug 23 2025, 03:09 PM) Half of the reason is my gf, we have been on LDR for 2 years+, but one thing to consider is that she prefers Msia lifestyle. 20% is usually when you are promoted. Typically 5%-10% for FinTech MNC. 10% also means you are really outstanding.About monetary factors, I am still pondering whether the new company can give me the raises like now, I have worked here for 4 years+ with consistent 10~20% increment (I started with RM3,500). I think the main factor holding me back is the fear of leaving comfort zone and jump into the unknown territory. One side of me is thinking why bother going if I already can live comfortably with big house & car. Another side is thinking why not take the risk and explore more when I am still young. You are right about comfort zone. Suggest tahan long enough to get PR so that you are not held at ransom. SG is banking heavily on banking/fintech. However, a caution is to settle down, can be pricey as HDB are getting more expensive, month by month. However, the amount you bring back eventually to MY, will be a lot if you work hard / smart.. To put in perspective, with combine salary of just $30K/mth, you are drawing RM1M/year in salary. This is quite achievable in banking/fintech space. However, likely by then, you would have changed your nationality..  This post has been edited by gnc88: Aug 23 2025, 04:11 PM playnice96 liked this post
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