Here's a little tip. You need to set a more tangible goal to execute. Learning Figma in your free time while good, is just too general and very hard to gauge your progress to stay motivated.

Give yourself a one week challenge: Redesign the lowyat forum for mobile screen and in dark mode. Think and do UI/UX mockups, no need to be fully functional. At the end, you have an extra piece of work to show off in your portfolio.

The next week you can try implementing it in Figma and so on. Slowly build up your portfolio this way. In the creative field, a strong portfolio can get your further than just software skills.

Good luck, unker.

Different people have different B40 definition since its based on household.

How much your salary. If 3000++ net then ok already lar

You need both width and depth... You need width to complement the depth that's needed to go further...

If you're learning to do Figma, you'd end up learning about A/B testing, and also marketing psychology, complementing frontend marketing (UX conversions, writing and big data implementation onto your design) if it's for servicing / eCommerce sites...

There's a little bit of everything involved (data science, colourisation, SEO web developers' guideline, or programming limitation - if any workaround is asked)... But to truly go further, you need specialisation...

You get to apprehend bullshit that's thrown at you in case of workplace manipulation...

This sets you apart from the average job hopper...
Follow what Ramjade says... Legit guy on investing...

Best of luck, OP...

Graphic design do part time can make up to RM20k per month. Start sourcing jobs from SME like annual report etc.
No AI can replace graphic design so far, still got a long way to develop.