suggest you break up with her if you havent - you and her will not be able to see eye to eye in terms of finances..one is saver and the other is spender (and BIG spender some more). Unless you able to earn lots of money easily or have that kind of appetite to, just break up and find a person that can match up with you financially. Finance can really make or break a couple..good that you see all this now before married. Most find out AFTER when its too late...