I don't think they will do it drasticly, increase by 100k every 5 years is possible.

1.3mil soon? Or sudah uturn?

You can withdraw from your account a and b at age 55 onward

You can also withdraw the excess at any age if your savings is above 1 million. So if you have 1.1 mil u can withdraw 100k anytime

More people are investing voluntarily into the fund, so it's in trouble? Wtf.

It’s already mandated to be increase by 100k per year starting next year to 2028, by then will be minimum 1.3m for withdrawal.

if EPF is fked.
then msia can bcome zimbabwe. serious.
all your money will be worthless, unless foreign currency or crypto

A little sound like pyramid scheme, unless u think their investing managers are more competent than those working in banks. Just hope it doesn't get stolen by our dirty politicians hand, who knows

if puas takeover govt, better withdraw as much as you can.

all the monies will be poured to fund subsidy and stupid wagyu projects

yeah .pension at 60 but life expectancy now 78 oso still alive due to progress of medicine.. imagine how much money needed.,.

this, i personally can confirm… put in for 5 years, at the end, wait for 10days to get my investment and still lose 15%!…

The Employees Provident Fund (EPF) in Malaysia is established under the Employees Provident Fund Act 1991 (Act 452), which is an Act of Parliament. This has several important legal implications, particularly in relation to instructions or interference from the Executive (the government) or Judiciary (the courts):
🔒 1. Rule of Law and Legal Boundaries

Because the EPF is governed by legislation:

The Executive (Ministers, Government Departments) cannot arbitrarily instruct or direct the EPF to act outside the scope of the Act.

Any directive or instruction must be consistent with the provisions of the EPF Act. If it's not, the EPF has no legal obligation to comply.

⚖️ 2. Judicial Oversight

The Judiciary can interpret the EPF Act and ensure that actions taken by the EPF or the Executive are lawful.

Courts cannot instruct the EPF to act against the statute, but can review decisions for legality, procedural fairness, or constitutionality.

🛡️ 3. Statutory Independence

Being created by statute gives the EPF a degree of legal and operational independence from day-to-day political influence.

This means the government of the day cannot unilaterally change EPF policies (e.g. withdrawal terms, investment strategies) without amending the Act via Parliament.

📜 4. Changes Require Legislation

If the Government wishes to change EPF policy or structure, it must do so by introducing amendments to the EPF Act in Parliament.

This ensures transparency, debate, and democratic legitimacy.

madani mahu wang anda

sikit sikit trouble nah ambik makan

EPF wont be in trouble but will scam all malaysian money by implement changes when u old, similar to sg CPF cant withdraw all

EPF withdrawal age and retirement age are 2 separate matters, where both ages are different.

Which is a joke. Can withdraw money early to enjoy before retirement.

people still put money into epf ?

Retirement age and EPF withdrawal age is different.

If the govt of the day wish to be toppled in next GE, it could consider suicide by raising EPF withdrawal age.

Epf need new young blood in the workforce to maintain fund..

If all old one remain in fund, they can either cash out sekali gus, or when they die, the beneficiaries cash out sekali gus..

If one day the cash out more than contribution.. then hailat ad

this is better actually...alot of sohai old folks who lost all savings within 1-2 years...later menyusahkan everyone...kek

i thought retirement can be anytime?
if work for gov, i want to retire at 50, do i get pension?