Betul. With the right cc you get 8x cc points

Used when it first launched. Buy 1.5k item get like 300 off. Haven't used since

I use it because i get pay in 3 instalments, Banks normally 6 or 12

Buy stabaks. Need to help them.

Untung minum kopi boleh bayar 3 kali. Mcm zaman dulu guna buku 555

I tried out this a year ago when they had a good deal with one branded leather product that I like. Ok la, installment 3 bulan + 30% off. Good deal 😎

they were one of the BNPL that was released before grab / shopee did it and i tried to use it once but it was so unfriendly that i rather just do installmen with my CC
like why would i want 3 months installment if i can 6 month / 12 months interest free
i tried it with something small like 100? still felt kinda stupid using it
they tried to partner with alot of people to market it but in the end i just kinda forgot it
i think it was zalora they partner up with
if they want to invite me for a test screening to share my opinion, i wont mind it
also its a SG company that was founded by some kids with daddy's kasi money i thnk

But if u use lazada one, there is interest. For Atome , its 0 interest for 2 months(3 payments)

Because with CC installment, especially those 12, 24 mths installments, u will definitely tend to overspend . You dont tell me u buy that 1 item and for the next 12 months u wont spend anymore?

Atome is actually 2 months installment, and it allows u to clear ur hutang first before buying new stuff since its only 2 months installment

month end order spay kira nx month acc ady. totally cenaman style
laz is before 10th once place order kena charge on 25th. less than 30 day bro.
even ur item arrive after 10th #unfair #tak adil

#metoo

u know well. 2 month saja.
cc zero processing fee nowdays ?

This post has been edited by ktek: May 9 2025, 08:07 PM

I used it when they give voucher last time.

Now i stopped using it already

that's cheap, is that for 45 mins or 1 hour?