neverrrrrrrrrrrrrrrrrrr

I used it before to buy hotdogs

RM 15 split into 3 months instalment

just use bank cc 0% interest installments

Now the trend is buy now pay later!

All living in debt!

And yes, used it to buy several item before coz got discount...owaiii

credit card business cannot do liao lor?

used one time for joey topper, 3 months as said yes, got some little bit interest, thats all

Lazada paylater uses atome yekceli

So if u use lazada paylater ur indriectly using atome

not only lazada, there's actually quite a number of partners who are using atome system/backend but front end show you as xxx

and chances are there's ALOT of people are using atome, just that they didnt know haha.

i even joined some of these BNPL facebook group. my my, you guys have no idea how proud[U] people are maxing out BNPL limit and showing off in facebook groups.

I actually used it for a 3 months installment.. wanted to test it out ... Had like 15 RM discount voucher and it was 0 interest promo.. it was worth it. But no more using as no more vouchers to claim..

pay before item arrived. so sux
hidup shoppe

SpayLater better. Kek

got use once a while

Same woso. If order kensel, tara sampai. Money/credit refund back

I used once. Got RM30 discount voucher IINM.

Back in SG I quite frequent used Atome so I can stretch my cashflow. Those say debt = bad really shows how financially illiterate you are

atome no.
but i am shopee paylater addict.

Almost kena scam, so i no like this platform.