Plan to buy a house for long term stay, the house will be only under my wife name. Loan will be under her name.

However, in this case can i withdraw from my account 2 for the initial payment if it's not joint name? or anyway to go around?

I think cannot. Your name has to be in S&P agreement

Cannot. No way to go around.

Why only put wife name?

No need joint name, spouse of owner can

i did withdrawal, very smooth, but it's under my own name

maybe give epf a call tomorrow morning for best answer... and let us know.

EPF is allowed for withdrawal of house loan or house purchase/building under spouse

of course can .. I suggest you visit the nearest KWSP for detailed info provided by the officers there, they will also provide you the checklist on what to do and to be prepared (eg. documents) .. dont read online because it will confuse you

I know this is serious kopitiam but that's just a dumb move. Why the heck are you using YOUR retirement money on HER house?

To answer your question, yes it can be done. Just go epf with all the documents.

My friend's husband also pays for her installemnt
House under her name.

It all depends the quality of woman you marry.

Dont be stupid. Put both names

U pandai and EPF not stupid. The agreement must had the buyer name. If ur name takde sorry kenot.

This post has been edited by kcchong2000: Mar 10 2025, 06:42 PM

Tak payah. Go read spouse withdrawal

He pandai, EPF really not stupid by allowing spouse withdrawal

https://www.kwsp.gov.my/en/member/house-wit...ce-housing-loan


This post has been edited by cuddlybubblyteddy: Mar 10 2025, 06:51 PM

Ya. If under wife wife name why you need to take money from epf to pay?

U are blacklisted so under wife name?

Thanks all concern and suggestion. So, it's doable.

Sometimes, in marriage, difficult to divide equally, particular has been together for 20years++

Cannot. Read at facebook people mentioning only can withdraw for reduce loan amount, wont go direct to your account.

This post has been edited by adamhzm90: Mar 10 2025, 08:32 PM

reduce loan amount and instalment all go to your own account ya

probably first property loan amount.
ie. husband got house already, wife dont have.

that being said, if you buy property with wife name and you not just pay 50%, but pay 100%, I hope your relationship really strong.

LOL kan. I hope no one end up dead after house is fully paid. I watched TV alot. Takut

Blacklisted maybe 🤔🔥

this.

seriously tho, so many ktards have trust issues with their wife?

i didnt even hesitate to straight up put my wife's name in S&P twice while only using my name for loan.

human nature.

Because not all of us were raised in happy families so we have learnt not to give 100% trust and everything onto another human being

You ppl do realize some married for many years still divorced. right? it gonna be very messy in the process of divorce. if agreement not reach.

If the Uber rich like bezzos can be fucked over by a divorce what more can we say about us phlebs.

Men should learn protect themselves in marriage. Modern marriage doesn't benefit men at all. As a man,if you have shitty partner seriously will got you into big trouble like 15 years backward in term of financial and no peaceful life.

But still, if the wife sacrifices a lot for husband, the least a husband could do is give them proper recognition even if in the end it doesn’t work out.

Chances for divorce are usually caused by men.

Anyway, to each their own.

Because he will be living in HER house?

clarify the situation, This will be my 4th property (2 inherited / 2 under mortage), this will be her first. My wife has been sacrifying alot for the family... if things go sore in the end, then that's it.

I don't wanna be an annoying asshole but bare in mind if a divorce happens, you has rights to get 50% of all properties.

Okay I have beaten the dead donkey enough as I don't wanna side track the topic

so have you contacted epf?
would be interesting if its possible

Women do sacrifice a lot.

9 mths pregnant. Doesn't go to work. Focus on family. Let husband fly in career. Priceless sacrifices I call this.


Money isn't everything. Learn to live with heart than money money money

People sacrifice their youth and time for the family. She deserves something she can call her own.

Just go ahead with your plan. A happy wife a happy man.

Go kwsp counter ask. I doubt they allow. Just go clarify for a straight answer.

Regardless your name, wife name, same same la.. It's matrimonial assets, it's equal share under matrimonial division.

This post has been edited by jojolicia: Mar 12 2025, 01:55 PM

out of topic question....those who have withdraw recently for housing...
Do they require original housing loan letter or just the photocopy will do?

Can. But not during the purchase process. After the purchase process.

You can do spousal withdrawal to reduce the wife house loan principle.

I did it once for my wife house.

cannot as long as you no name on this house or HP loan

the money goes into the loan account or your savings account?

Loan account. Off set.

Don't even imagine you can withdraw it..

I've tried 🤣

Can ask frm bank u can just tell them u wanna withdraw frm kwsp and need document then they will prepare mine I gt 2 copy so one i keep other to kwsp office.