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 Saving for the Future vs Making My Wife Happy

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sadukarzz
post Jan 21 2025, 07:03 PM

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QUOTE(Eulm585 @ Jan 21 2025, 06:47 PM)
Can you explain frugal life style?
Do you not buy meat and only eat eggs?
How frugal is frugal?
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Agreed. Maybe by providing more elaborate description of how you would describe as frugal would help.

And let's keep the frame within the end goal of maintaining a healthy relationship rather than "making the wife happy".

As you should find a solution that works for the both of you.

I'll start:

- Let her share on her plans of "how does she want to manage the finance?" i.e. What she plans to do with it (This should come with concrete proof of plan and research i.e. FD based on bank's rate / Stashaway / REITS) etc rather than just "put if somewhere with safe returns".

- Listen out to her, after she is done, gauge on your experience, how valid it is. If its valid and reasonable, you can give her a starting fund, say 25k to manage, instead of all in one shot. Share with her that you would like to start in stages rather than all or none, to help you build your confidence in yourself to let go of some responsibility to her.

>> Also share that since you have been doing this in the longest time, its not easy for you to just let go everything in one shot. But also make sure you listen to her POV. Engage in the conversation when the mood is right i.e. Not right after a major argument / A happy event.
sadukarzz
post Jan 22 2025, 10:29 AM

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QUOTE(Lonelybird @ Jan 22 2025, 12:11 AM)
I once reminded my wife to appreciate what we have, pointing out that we're fortunate to have a roof over our heads and food on the table.

I mentioned that many people struggle to survive with much less. However, my words fell flat, and she gave me the cold shoulder for days.

The tension at home affected not just me, but also our kids' happiness."

I will never tell her this anymore.
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QUOTE(Lonelybird @ Jan 22 2025, 12:25 AM)
I've noticed a significant change in my wife's behavior over the years.

When we first got married, she was very supportive of my efforts to save money. In fact, she would encourage me to save as much as possible.

However, things started to shift when she realized I had built up some savings.

She began to desire a more luxurious lifestyle and started making more demands, which has been a challenge for me to balance.
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As a former counsellor, I would strongly advise you against consciously or unconsciously using the forum as a place to "vent" or to "gather support" or to "find agreeable voices" if your end goal is to look for solutions that is genuine to solve problems as a pair of husband and wife.

People in general, do not take the time to understand enough the stories from both sides and tend to find the need of taking sides as well.

Many cases ended up with relationship in jeopardy because one side "gains" the support of the "general public", vented out during argument, let ego took the better of him/her, and eventually led to a disastrous and deteriorating relationship.

I would like to reiterate, that your goal, is to find solution. It might take an considerable effort, sometimes also compromise. But on the flipside, this decision on how to handle the dilemma, is as important, if not more important than your initial decision to take the marriage pathway.

It is normal and okay to vent out your frustration and make your standpoint heard. But from what I have been reading up and following up, it seems that the snowball might have begun. I would implore you to explore further on how to communicate and understand each other.

Hope it helps and wishing you all the best. Take sometime to calm your thoughts down and take a deep breath, focus on listening to each other. It might not work on the first try, it might even take a few tries, but this is the part of a healthy relationship that is not glamorous yet necessary.
sadukarzz
post Jan 24 2025, 12:31 PM

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QUOTE(MegaCanonF @ Jan 24 2025, 11:45 AM)
Please please don't make the mistake of buying a house early without any research.

-its a renters market now, more flexibility to go anywhere.

- if you buy a house , you will stuck in that place. as a young career person, how will you do if u got a transfer / career advance/ VSS?

- If you buy a house, will she chip in the monthly payment? she ask u buy so much, will she pay ? If u alone pay bank installment, taxes ,maintenance, upkeep, u mati la wei.

- highrise also too overrated and oversupply.

If I were you , I will continue to rent. Really regret buying my house and bleeding money month after month. only buy once you really sure that is your place that you are going to settle down.
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Agreed in the sense that should not buy a house out of the blue without much research.

Should definitely do THOROUGH research before going into a significant long term commitment

 

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