ACtually......what's the wife bringing to the table? How many kids? how old are they? Where exactly do you stay?

My wife doesn't know how much I earn and what not. I don't spend much on her as well as she knows my spending habits from the first day we strated dating. She is 10 years younger than me and mindset is " if we can take a loan, stretch it and we can slowly pay back mah " . But over the years she has transitioned over to my side of that mindset. We still go for vacations and all as I can afford hat finer things in life and still save but she is the one asking to eat at home now.

So what I am trying to say is make your stand. It's no joke when you're 50 and you have 100k and your kids need money for college or a car or a house or anything at all.

In general, most women are bad with finances because they never have to bare any commitments. So they think that one can live through life with just rainbows and sunshine.