same situation like you.

Wife constantly want to spend money for holiday, good food, nice handbag.....

Especially when it comes to holiday trip, I have to end up footing the bill despite both working.

She thinks life is too short to being frugal and spend while it can.

My counter argument is, we are not frugal, going overseas 3 times per year with my salary is called financial suicide.

And the chance of me dying now and dying at my 70es is much much lower, hence I am saving for my 70es retirement.

Try to strike a balance. If she want to go holiday, propose a local one which within your budget.

If still can't resolve, hide your actual income and bonus.

Deposit it into EPF and somewhere else and give the rest to her. Let her managed the family finances with those funds.

This post has been edited by loui: Jan 22 2025, 01:37 PM

Mind ask how old is your kids?

And did she choose to be stay at home mom?