sounds like u need to be the adult. your wife is going to make your family bankrupt. you best explain this in a diplomatic way (not to offend), that your earnings can't keep up with the expenditure she has in mind.

She needs a dose of reality check.

Fine to keep her happy but she needs to be realistic. If you who is better at finance found an issue, then you need to tell her if she is overspending or being irresponsible financially.


or do what others here suggested for less friction. Just allocate your wifey a budget based on your earnings, she can do whatever she wants with it. The rest you spend on bills and for savings (this will be your responsibility, since the wifey isn't being responsible with the finances). If she uses up all the budget allocated to her, then that's her own fault. Explain that is the budget she has to work with, and you can't afford beyond that.

But based on what you said so far, sounds like, if you gave her a budget to work with, she will simply spend it all and not save whatsoever when allocating the budget, may tally that in as to write that off, cause you know she won't save any of it, so make sure the rest you allocated to yourself will be part of the savings as well.

Maybe you need to explain to her also the need for growing your savings for retirement, and also for your kid/kids college fund etc. A grown up discussion :X not to offend, but just to have the talk.

like one day you'd be like "honey, i don't think we can keep spending like this...." etc...






Ram has it nailed. It's not nice to hear, but it's the sad fact. You already dug your own grave *figuratively speaking, when you choose to marry this type of woman. Now you got to deal with it unfortunately Moral of the story, prevention better than the cure. Date a woman for a long while to get to know her, before tying the knot. Now probably too late

This post has been edited by Moogle Stiltzkin: Jan 22 2025, 03:00 PM