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 Etiqa Car Insurance (Drive Less Save More), Help I think my insurer is broken.

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TSaurora97
post Oct 24 2024, 09:05 AM, updated 11 months ago

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My car insurance renew recently. For Drive Less Save More, normally i get RM 5-6++ weekly. The last payment made was on 22/10/24, on 24/10/24, i receive two additional payment of RM 0.49 and RM 0.88.

Either my insurer is broken or they are trolling me?

Whad u think?
Zot
post Oct 24 2024, 09:09 AM

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Fir the mileage given, I'm not qualified or the scheme.

Is this Islamic insurance type? That is probably part of profit sharing.
poco loco
post Oct 24 2024, 09:10 AM

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no drive
no need buy
save 100%
lel
nicholaswkc
post Oct 24 2024, 09:12 AM

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Got such benefits??
TSaurora97
post Oct 24 2024, 11:25 AM

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QUOTE(Zot @ Oct 24 2024, 09:09 AM)
Fir the mileage given, I'm not qualified or the scheme.

Is this Islamic insurance type? That is probably part of profit sharing.
*
I bought conventional. Both car insurance got drive less and save for benefit.
TSaurora97
post Oct 24 2024, 11:26 AM

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QUOTE(nicholaswkc @ Oct 24 2024, 09:12 AM)
Got such benefits??
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Good shit is worth sharing with others > learn more here bah: https://forum.lowyat.net/topic/5422879
contestchris
post Oct 24 2024, 11:27 AM

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QUOTE(aurora97 @ Oct 24 2024, 09:05 AM)
My car insurance renew recently. For Drive Less Save More, normally i get RM 5-6++ weekly. The last payment made was on 22/10/24, on 24/10/24, i receive two additional payment of RM 0.49 and RM 0.88.

Either my insurer is broken or they are trolling me?

Whad u think?
*
I have been using DLSM since a year ago, I never got any extra payment.

You mean they did 3 separate transactions in total your bank account? No, never happened. Always the amount they bank in is exact to RM0.01 difference due to rounding.
TSaurora97
post Oct 24 2024, 11:41 AM

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QUOTE(contestchris @ Oct 24 2024, 11:27 AM)
I have been using DLSM since a year ago, I never got any extra payment.

You mean they did 3 separate transactions in total your bank account? No, never happened. Always the amount they bank in is exact to RM0.01 difference due to rounding.
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Yes 3 separate transactions in my bank account.

See pichar Attached Image
Chrix
post Oct 24 2024, 11:44 AM

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Call ask insurer la, bukake tered topkek
19 Degree South
post Oct 24 2024, 11:45 AM

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buy car and not driving it more. Can't brain
TSaurora97
post Oct 24 2024, 01:50 PM

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QUOTE(19 Degree South @ Oct 24 2024, 11:45 AM)
buy car and not driving it more. Can't brain
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house and work just 10 mins, jam means 20 mins. Makan, grocery everything also so nearby... you are right buy car, really dont drive much. 2 year car but less than 30K km. Only problem my area, no train station, so howlar, if want to go to work and buy grocery. Also, 2 weeks pump petrol once. cry.gif
19 Degree South
post Oct 24 2024, 02:09 PM

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QUOTE(aurora97 @ Oct 24 2024, 01:50 PM)
house and work just 10 mins, jam means 20 mins. Makan, grocery everything also so nearby... you are right buy car, really dont drive much. 2 year car but less than 30K km. Only problem my area, no train station, so howlar, if want to go to work and buy grocery. Also, 2 weeks pump petrol once.  cry.gif
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ave 15k mileage per year is normal ler. not exactly light usage.
nebula87
post Oct 24 2024, 02:11 PM

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Mine rebate still giving around rm3.xx-4.xx


@Adele
post Oct 24 2024, 02:45 PM

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QUOTE(aurora97 @ Oct 24 2024, 09:05 AM)
My car insurance renew recently. For Drive Less Save More, normally i get RM 5-6++ weekly. The last payment made was on 22/10/24, on 24/10/24, i receive two additional payment of RM 0.49 and RM 0.88.

Either my insurer is broken or they are trolling me?

Whad u think?
*
hey yes leh. I also notice. the duration to submit is min 10 days. when i submit in 10 days, payback is rm2.9. i submit in 1 month ecxpecting maybe rm9, but payback is also rm2.9. like huh?
Pikichu
post Oct 24 2024, 03:03 PM

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Capitalism means CEO set the rate. Just follow until you find something better.
achong09
post Oct 24 2024, 03:07 PM

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QUOTE(aurora97 @ Oct 24 2024, 09:05 AM)
My car insurance renew recently. For Drive Less Save More, normally i get RM 5-6++ weekly. The last payment made was on 22/10/24, on 24/10/24, i receive two additional payment of RM 0.49 and RM 0.88.

Either my insurer is broken or they are trolling me?

Whad u think?
*
Come I can help u I am agent also…
imkevin2022
post Oct 24 2024, 03:09 PM

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QUOTE(aurora97 @ Oct 24 2024, 09:05 AM)
My car insurance renew recently. For Drive Less Save More, normally i get RM 5-6++ weekly. The last payment made was on 22/10/24, on 24/10/24, i receive two additional payment of RM 0.49 and RM 0.88.

Either my insurer is broken or they are trolling me?

Whad u think?
*
thanks for remind me to renew my roadtax and insurance
doremon
post Oct 24 2024, 03:12 PM

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If buy insurance and leave the car parked in the garage for a year, can get a 100% rebate?
geekfiredog
post Oct 24 2024, 03:20 PM

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QUOTE(@Adele @ Oct 24 2024, 02:45 PM)
hey yes leh. I also notice. the duration to submit is min 10 days. when i submit in 10 days, payback is rm2.9. i submit in 1 month ecxpecting maybe rm9, but payback is also rm2.9. like huh?
*
I'm actually not sure how the cashback is calculated. eg for the first 9 months, you are getting 10% (lowest tier) for every submissions. For the 10th month, you did 3 submissions (10 days between submission) on the 10th / 20th/30th of the month, your average daily usage is < 10 km for each of the 3 submissions.

- Which cashback tier would you get? 10% or 30%, or probably 20%?
- does it just take into consideration the mileage utilized within that 10 days only, or average daily mileage since the first day of the policy or 1st day of DLSM activation?

geekfiredog
post Oct 24 2024, 03:20 PM

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QUOTE(doremon @ Oct 24 2024, 03:12 PM)
If buy insurance and leave the car parked in the garage for a year, can get a 100% rebate?
*
max 30%

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