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 American Express® Cards, Membership Rewards™

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vin_ann
post Sep 6 2009, 11:33 PM

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QUOTE(guanteik @ Sep 6 2009, 05:08 PM)
@aeronlim,
Cold Storage accepts AMEX as well.
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tht good.
cold storage nearby my area is going to open soon.


vin_ann
post Sep 8 2009, 07:53 PM

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@vampbreak

nice job.

@Gen-X

hmmm... perhaps i should included Harvey Norman when want to get electrical goods.
its good to hear this.
vin_ann
post Sep 8 2009, 09:44 PM

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QUOTE(vampbreak @ Sep 8 2009, 08:41 PM)
Customer is more piss off when retailer say "I have to charge you extra 2-3% for cc transaction". I think retailer should included that 2-3% into the price if it really necessary. Again, retailers provide cc transaction to attract customers like us who collecting point. So I think it is fair for them to borne the cost... Correct ? hmm.gif
It's a used car dealer in Selayang. I can't remember the name, but they only sell import car. Near pasar borong there. I will check their business card and let you know later. Car I bought is Nissan Fairlady 350Z. Thanks for the info on Harvey Norman!!  notworthy.gif  notworthy.gif
Think this as advertising or marketing cost. Or they can included this in the retail price so no need to add fee. smile.gif

TQ Im happy to see my MR grow~ rclxm9.gif
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5X MR point!!! laugh.gif

now u got more points once u got ur fairlady...
vin_ann
post Sep 9 2009, 08:08 PM

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QUOTE(winner @ Sep 9 2009, 05:58 PM)
Great Eastern does not accept Amex.
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GE is associated with OCBC.

pay via OCBC card can get cash rebate.

QUOTE(guanteik @ Sep 9 2009, 07:51 PM)
Guys, for those who applied for that American Express Gold Credit Card, does your online/e-statement comes seperately from MBB AMEX Gold Or is it combined into one statement?
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today im just got my hard copy statement. its Amex statement.
vin_ann
post Sep 9 2009, 08:43 PM

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QUOTE(winner @ Sep 9 2009, 08:11 PM)
It is a fact that Amex is not widely accepted, be it in M'sia or overseas. Therefore, you still need to bring along MC and/or Visa card for backup. I only use Amex cc in petrol stations and hypermarkets. Besides, I also use Amex cc if my Alliance CCs have hit the monthly rebate limit.


Added on September 9, 2009, 8:22 pm
Except Amex, you can use any MC and VISA cards to pay GE insurance premium.

You pay RM5 for Amex Gold cc statement?
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im only want to stress paying GE premium with OCBC card (vica / mc) can get cash rebate. icon_rolleyes.gif

RM5 for the paper? no way!

this is my 1st statement, showing zero value and i never opt for paper statement nor e-statement.


vin_ann
post Sep 9 2009, 10:00 PM

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QUOTE(winner @ Sep 9 2009, 09:14 PM)
The statement option is clearly stated in the application form. RM5 will be charged monthly if you opt for paper statement instead of e-statement. I would suggest you to check with the CS, otherwise RM5 could be charged and shown in your next month statement.
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ok. noted.

during application, the bank staff never mentioned this to me.

hmmm, if they charge me, i can blame the bank staff.
vin_ann
post Sep 9 2009, 10:03 PM

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btw,

did any1 have tried on the Amex online paying?


vin_ann
post Sep 9 2009, 10:10 PM

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QUOTE(knwong @ Sep 9 2009, 10:04 PM)
oops, the only high amount purchases i can think off are buying house, car & holiday package....i'll cross houses from my list then...
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there are some to add: diamond ring, watches...

vin_ann
post Sep 10 2009, 10:48 PM

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QUOTE(MilesAndMore @ Sep 9 2009, 10:31 PM)
This is where VISA and Mastercard come in handy  tongue.gif
In the States people use AMEX charge card to pay for private jet plane bill as well as to pay for Bentley, Lexus etc. You might want to give it a try  biggrin.gif
You mean paying your AMEX via M2U ?
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i mean online purchase. like buying GSC movie tickets, pay Air Asia tickets... etc etc

QUOTE(Optiplex330 @ Sep 9 2009, 11:09 PM)
Care to give more details? How much is the rebate and is there any annual fees?

Thanks.
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i wish i have the details, but its hard to find.

annual fees shd be waived. but i dun know the condition.

vin_ann
post Sep 11 2009, 06:06 PM

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QUOTE(winner @ Sep 11 2009, 08:21 AM)
There is private jet charter service in Malaysia. The fee is HUGE. It costs >100k from KL to Middle East. tongue.gif
This cc gives good rebate for GE premium but small percentage of rebate for other transactions, and no reward points will be given.

It is FOC for 1st year. Request for AF waiver for second year onwards WILL NOT BE ENTERTAINED. See the link below.

http://ocbc.com.my/personal-banking/Cards/FAQWebR1.pdf
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i know about private jet for the domestic flight. hourly thousand plus...

my OCBC auto waived.

ops... here is Amex... seems we were abit off track.
vin_ann
post Sep 12 2009, 05:46 PM

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QUOTE(ellimist @ Sep 12 2009, 03:51 PM)
Dude chill, everyone has his own opinion. Don't have to start bout being crazy and all the bull.

If they were inviting me, and I would utilize the privileges, I would personally pay it myself. We're here to express opinions and give suggestions, I'm not as childish as to ignore another's monetary aspects just "because it's not my own money" wink.gif

As I said, if it's really useful, I think it's worth the price and prestige. Not everyting has to be measured in quantitative benefits. (i.e. I must save more than RM2.3k before I pay out an annual fee of RM2.3k) There're other qualitative aspects as well. Don't be such a chinaman, might I say.

Also, if 2.3k in a year is relatively immaterial to the person, what's the big fuss?

Anyways, additional benefits I suppose, are mainly, as below:
Which is relatively useful if one is a real frequent travel. (say, for business purposes)
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if u biz frequent flyer, then its gives u more benefits than the AF of 2k.

and tht if u falls into the market target.
so ppl like us, just can dream it in dream.

vin_ann
post Sep 14 2009, 01:57 PM

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QUOTE(Optiplex330 @ Sep 14 2009, 10:38 AM)
Keeping in mind there are always variables....

According to Bank Negara, the indicative exchange rate for 12-Aug-09 is 3.5245. Seems like all 3 transaction of yours is on the high side, with about 400 to 800 base point higher. For bank draft, we can get about 200 base point higher. With Mastercard, not uncommon to see about only 100 points higher or even -ve points (must be due to intra-day fluctuation).

Certainly food for  thought.
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my reuters rate for 12Aug09 show highest 3.532 and lowest 3.523 for the day. laugh.gif
vin_ann
post Sep 15 2009, 09:15 AM

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QUOTE(MilesAndMore @ Sep 14 2009, 09:38 PM)
You can get the annual fee waived every year actually. My dad has one OCBC/GE Mastercard and he never paid any annual fee for the card. Been using it for more than 4 years already.
Not if you have proofs that you can actually afford to pay for those luxurious items in cash at one go  smile.gif
By the way, apparently now Public Bank credit card processing terminal can also recognize AMEX. Kinokuniya bookstore recently changed their credit card processing terminal from HSBC Global Payment to Public Bank's. While Public Bank credit card processing terminal now accept AMEX, it really is up to the merchant whether they want to accept AMEX or otherwise.
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i thinks kinokuniya got 5X rewards right?

QUOTE(winner @ Sep 15 2009, 08:50 AM)
Although AF waiver can be considered by OCBC, I really don't like the way OCBC put this phrase in the T&Cs - "ALL ANNUAL FEE WAIVER REQUEST WILL NOT BE ENTERTAINED". It sounds arrogant.  whistling.gif

http://ocbc.com.my/personal-banking/Cards/FAQWebR1.pdf
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i got 1 auto debit for my GE insurance premium. My OCBC AF got waiver automatic.
anyways, its off topic.

shd stop here.
vin_ann
post Sep 16 2009, 01:20 PM

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QUOTE(bingozero @ Sep 16 2009, 12:51 PM)
Usually I pay my Petronas goldcc using ATM by transfer my saving acount money to my credit card, not using CDM.
Go to ATM, select other transaction -> payment -> express payment -> credit card, I just key in my 16 digit credit card number and then it sucessfully transfer, how about AMEX gold cc with 15 digit account number?
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since u already have Maybank saving account, why not utilise the Maybank2u online banking?

u also can pay ur petronas card and amex cc card at the same time.
vin_ann
post Sep 24 2009, 09:49 AM

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QUOTE(winner @ Sep 23 2009, 07:31 PM)
OMG! My TNB and TM bills have been accumulated for 2 months now. I guess I can't wait the approval from Amex and I have to pay at least 1 month bill to avoid service interruption. A typical MBB's service! sad.gif
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i remember last time when i done my auto debit with TNB and TM bills, which i submit the form at the Kedai Tenaga and Kedai Telekom, its processed within 1 month. the next month bill already in the auto debit.

btw, it was 2 years ago...
vin_ann
post Sep 28 2009, 10:55 PM

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QUOTE(ks98 @ Sep 28 2009, 10:23 AM)
I tried to use my Maybank Amex on last weekend (to be specific, last Saturday in Penang) in Jusco and BHP petrol station... Both transaction were failed... tried with my Amex sup card also the same (so confirmed my first amex card is in good condition)... both transactions have no issue with my Citibank Visa.

Called Maybank Amex CS, no issue on my account (very healthy... according to the CS smile.gif)... no rejected transaction in the system as well. they said properly due to line issue.

Wondering did anybody face the same issue as well? If it's line issue, then this should affect everyone...

Is this kind of issue happen very frequent? I've just started to use Maybank Amex since last month due to it's good rewarding point.

Also notice that Amex is still not very popular in Malaysia... only those big merchants accept it!
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FYI, Jasco shd be no problem accepting Amex. The jasco Wangsa Maju is using MBB.

btw, BHP is not accepting Amex based on my experience with my nearest BHP station at my place.
vin_ann
post Oct 5 2009, 01:30 PM

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QUOTE(ks98 @ Oct 5 2009, 09:25 AM)
Anybody from Penang is using Amex? I tried to use my Maybank Amex in Jusco Queensbay Penang on last Sat but the transaction was failed! To be exact, it's not failed but failed to go thru.

Checked with Amex CS on last Sunday and no issue with my account as well as my card (i used it for petrol at Esso without any issue on the same day). I also asked the CS to check in their system if any transaction in Jusco Queensbay happened on that day but she found none. I was told by the CS, it could be the terminal issue at Jusco Queensbay and asked me to check with Jusco as she has confirmed that Jusco accepts Amex (n 5X reward points).

This is second time I have been facing the same issue and suspecting Jusco Queensbay has no longer accepting Amex (or could be their terminal issue, intentionally or accidentally? I dun know).

Anybody has such an issue before? If you face this kind of issue, then what will you do?

Looks like Amex really need to improve it's popularity in Malaysia, otherwise I can't see a bright future for it in Malaysia...
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i thinks some1 previously got mentioned this up. she/he cant use her/his Amex to pay at Jasco Qbays.

Basically, Jasco shd have no problems as they using MBB as their terminal.

anyways, beside Amex, that day at the Jasco Wangsa Maju, i saw the Aeon Visa also failed to get through. saw the cashier tried few times but still fail! haha... kesian d customer who wanted to get 2x of jasco point!




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