This is the answer you're looking for.

I'd say 80% use case you don't need AWD, just need better tyres. But if indeed you drive off-road often, then definitely AWD.

Don't kena kon people say AWD makes it more stable on rainy highway driving etc. It might be the case but good tyres on 2WD is better than crap tyres using AWD.

Consider OP is asking about CX5 and CRV, which have on-demand AWD systems and not the XV's asymmetrical system.

If OP is comparing within CX5 range or CRV range, the AWD system in those are basically useless 80% of the time, unless you go offroad often or drive like a madman in the wet.

Subaru's AWD is very different, its on all the time. So obviously it would feel better, but whether it's necessary or not if you drive normally is the question.

If you plan to drive up Genting in the wet and never drop below 80kph, then yeah, maybe stick to an XV.

But if you drive within speed limit, carrying family and cargo on paved roads, you honestly don't need any AWD systems.

Save the money and get good, fresh tyres is a wiser choice, OP.