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 1 Ogos beli kereta tak boleh full loan

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JimbeamofNRT
post Jul 12 2024, 12:04 PM

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QUOTE(kelvinfixx @ Jul 12 2024, 11:57 AM)
got one friend buy car full loan, how come?
*
who sed kenot?
Juan86
post Jul 12 2024, 12:07 PM

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since when we can full loan a car

no one tell me this kangtao omg
and85rew
post Jul 12 2024, 12:10 PM

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Good move
If cannot afford it, don't
Paying much more than what it should be
These seller/bank agents getting cut

JimbeamofNRT
post Jul 12 2024, 12:10 PM

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QUOTE(Juan86 @ Jul 12 2024, 12:07 PM)
since when we can full loan a car

no one tell me this kangtao omg
*
lulz

dunno siapa punya but plenty of this everywhere

user posted image
hoonanoo
post Jul 12 2024, 12:10 PM

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QUOTE(Guenhwyvar @ Jul 12 2024, 08:56 AM)
If no money, just buy something that you can afford. What's so difficult?  rolleyes.gif
*
these B40 whinners.

they just want everything to drop from heaven.

can't afford then buy something affordable.

true story, a B40 bought a x70 use his EPF. doh.gif


JimbeamofNRT
post Jul 12 2024, 12:12 PM

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QUOTE(and85rew @ Jul 12 2024, 12:10 PM)
Good move
If cannot afford it, don't
Paying much more than what it should be
These seller/bank agents getting cut
*
eventually gomen getting extra money from all these
which give back to us via KWSP dividend cool2.gif
JimbeamofNRT
post Jul 12 2024, 12:13 PM

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QUOTE(hoonanoo @ Jul 12 2024, 12:10 PM)
these B40 whinners.

they just want everything to drop from heaven.

can't afford then buy something affordable.

true story, a B40 bought a x70 use his EPF.  doh.gif
*
thing is, not only b40 want full loan cool2.gif

some kiamsiap fella die die also dont want to put down a single cent also

just wanna pay monthly only

This post has been edited by JimbeamofNRT: Jul 12 2024, 12:14 PM
Zeroxhunter
post Jul 12 2024, 12:19 PM

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No wonder so many car seller suddenly appear as ads in socmed. Haha
Balanced
post Jul 12 2024, 12:23 PM

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QUOTE(nasiputih @ Jul 12 2024, 11:54 AM)
you have never experienced the power of dreams or the boldness of engine.
balanced
*
Beli je secondhand cars with cash like me.
All my 3 cars i bought secondhand cash.
Heck even my yamaha srv, suzuki rg, suzuki belang, and kawasaki ninja all bought secondhand cash.
Balanced
post Jul 12 2024, 12:24 PM

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QUOTE(hoonanoo @ Jul 12 2024, 12:10 PM)
these B40 whinners.

they just want everything to drop from heaven.

can't afford then buy something affordable.

true story, a B40 bought a x70 use his EPF.  doh.gif
*
How to buy using epf? U mean acct 3 ah?

Nanti Sekejap
post Jul 12 2024, 12:26 PM

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QUOTE(JimbeamofNRT @ Jul 12 2024, 12:01 PM)
example

myvi rm45700
0 downpayment
loan period 9 years
interest 3.5

9 years loan 0 deposit total payment RM60095.50 monthly RM 556.44
9 years loan 10% deposit total payment RM54085.95 monthly RM500.80
*
the extra is to pay interest or markup?
if interest then worth it, if markup then other wise
pisces88
post Jul 12 2024, 12:26 PM

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kereta also nak markup loan do cashback ke
Carlos_Santan
post Jul 12 2024, 12:26 PM

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can 99% loan or not 😁
katijar
post Jul 12 2024, 12:27 PM

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Motosikal macam mana
JimbeamofNRT
post Jul 12 2024, 12:27 PM

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QUOTE(Nanti Sekejap @ Jul 12 2024, 12:26 PM)
the extra is to pay interest or markup?
if interest then worth it, if markup then other wise
*
that's the number i got from loan calculator

interest paid of course
hoonanoo
post Jul 12 2024, 12:28 PM

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QUOTE(Balanced @ Jul 12 2024, 12:24 PM)
How to buy using epf? U mean acct 3 ah?
*
that was during PN time.

I think acct 3 not out yet?
JimbeamofNRT
post Jul 12 2024, 12:31 PM

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QUOTE(Balanced @ Jul 12 2024, 12:23 PM)
Beli je secondhand cars with cash like me.
All my 3 cars i bought secondhand cash.
Heck even my yamaha srv, suzuki rg, suzuki belang, and kawasaki ninja all bought secondhand cash.
*
bro , our tomyam mate already did this



would be nice to see our petrolheads do this soon



the torque is insane!~ cool2.gif
Balanced
post Jul 12 2024, 12:49 PM

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QUOTE(JimbeamofNRT @ Jul 12 2024, 12:31 PM)
bro , our tomyam mate already did this



would be nice to see our petrolheads do this soon



the torque is insane!~ cool2.gif
*
Yeah very interesting concept but its not suited for daily driving. Im looking for daily drive with reliability and can be repaired when it goes wrong.

I was planning to upgrade my engine to a K24 with spec of over 300hp once. But now my original engine is no longer eating engine oil, i feel sayang pulak to tinker with it. It has been very very reliable thus far. I also downgraded to a stock type R clutch for better driveability, but my ogura clutch i will keep when i did upgrade hehe.
JimbeamofNRT
post Jul 12 2024, 12:53 PM

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QUOTE(Balanced @ Jul 12 2024, 12:49 PM)
Yeah very interesting concept but its not suited for daily driving.  Im looking for daily drive with reliability and can be repaired when it goes wrong.

I was planning to upgrade my engine to a K24 with spec of over 300hp once. But now my original engine is no longer eating engine oil, i feel sayang pulak to tinker with it. It has been very very reliable thus far. I also downgraded to a stock type R clutch for better driveability, but my ogura clutch i will keep when i did upgrade hehe.
*
I think I would be happy with this





This post has been edited by JimbeamofNRT: Jul 12 2024, 12:54 PM
taitianhin
post Jul 12 2024, 12:55 PM

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i pay 30% of the car price....and 70% loan
this is to assure i am qualify to take the car

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