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Banking MY Al-Rajhi - Digital Banking (fka Rize), Profit Rates up to 3.60%. Paid monthly

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SUSTOS
post Sep 29 2024, 07:49 PM

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From: Penang <-> Singapore


QUOTE(nexona88 @ Sep 29 2024, 11:36 AM)
Woah

This not good rate..
*
If it's 3, then all in BoostBank normal saving pockets! laugh.gif
SUSTOS
post Oct 1 2024, 12:03 AM

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Rize system down for maintenance now.
SUSTOS
post Oct 1 2024, 12:07 AM

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QUOTE(hennylee @ Oct 1 2024, 12:05 AM)
3.3%
*
Where do you get this info?
SUSTOS
post Oct 1 2024, 12:09 AM

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QUOTE(hennylee @ Oct 1 2024, 12:08 AM)
Time to move out to BoostBank.
SUSTOS
post Oct 1 2024, 12:10 AM

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QUOTE(Optizorb @ Oct 1 2024, 12:09 AM)
disgusting.

goodbye Rize.
*
Gonna wake up early this morning... Fast hand fast leg move money out before system jam laugh.gif
SUSTOS
post Oct 1 2024, 09:51 AM

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QUOTE(KOEL @ Oct 1 2024, 09:33 AM)
Managed to transferred some early this morning but could not do so now. I can approve the transfer and it says money on the way but nothing goes out.... blink.gif
*
Leave behind RM 10 minimum balance, the rest can be transferred out smoothly. I tried just now. All ok.

The other ikan paus not awake yet, so let's better do it quickly before they start to jump into the queue. laugh.gif
SUSTOS
post Oct 3 2024, 08:14 AM

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QUOTE(lee90 @ Oct 3 2024, 08:03 AM)
suddenly cannot transfer out this morning, not even 5k
called customer service, nobody pick the phone
*
Tried transferring out from BoostBank just now, no issue for me.
SUSTOS
post Oct 3 2024, 05:20 PM

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Whales are advised not to use Rize for huge deposits. There have been multiple reports here about Rize restricting/gating withdrawals for large amounts.
SUSTOS
post Oct 3 2024, 05:24 PM

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QUOTE(!@#$%^ @ Oct 3 2024, 05:23 PM)
someone gonna show post some screenshots to prove u r wrong soon  biggrin.gif
*
Hmm ok thought those are isolated cases. tongue.gif
SUSTOS
post Oct 5 2024, 11:31 PM

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QUOTE(Haloperidol @ Oct 5 2024, 08:10 PM)
Personal Preference.

Negative point
(1) Their CS took too long to recieve call.
- Imagine if i have urgent dispute etc.

(2) Ledger missing/ The UI gone wrong.
- Some people may say but your money is safe mah, still got credit interest, for me it signifies incompetence in handling
- So now ledger not updated, what if they miss your money ?

What i experience with Rize is very good.
- Call recieved within 5 minute
- Fraud Detection good

* the negative point is 3.3%
but due to heart/mental issue (i dun want my money get stucked , remind me of how TNG block my money due to "suspicious transaction" ahahaha ), i'mma just gonna stick with Rize.
Just like how i choose HongLeong FD 3.7% instead of MBSB 4% , MBSB staff at my region just pure incompetent and non-helpful.

*another CS that is incompetent is Maybank that don't give a single shit about fraud detection or resolve dispute , coz yeah maybe Maybank too much customer they can lose me and don't care much.
*
Thanks for sharing your experience... Counterparty risk with banks are always an issue that is unavoidable.

SG banks suck too, despite their world-renowned safety and stability.
SUSTOS
post Oct 31 2024, 09:28 PM

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QUOTE(BWassup @ Oct 31 2024, 07:40 PM)
Boost 5% ends today, tomorrow 3.6% only?
*
QUOTE(TOS @ Oct 31 2024, 10:33 AM)
Birthday and CelcomDigi 3.6%, the 4 Sabah jars (if you are still eligible) 4%. The 8 normal saving jars 3.2%. Main account/DSA remains unchanged at 2.5% p.a.
*
Check the BoostBank thread. Lots of updates there.
SUSTOS
post Nov 1 2024, 12:12 AM

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QUOTE(TOS @ Oct 1 2024, 12:03 AM)
Rize system down for maintenance now.
*
Happening now...
SUSTOS
post Nov 2 2024, 09:32 AM

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QUOTE(SydneyKL @ Nov 2 2024, 09:14 AM)
Does anyone know if the rate continues at 3.3% until December or for November only?
*
They don't say anymore. No deadline.

They give up on revising rates... now they do dynamic pricing... observe competitors' rates and change any time they like. Easier for them to make money...
SUSTOS
post Nov 7 2024, 10:04 PM

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QUOTE(ronnie @ Nov 7 2024, 10:04 PM)
minimum bank balance = RM20, right ?
*
RM 10
SUSTOS
post Nov 16 2024, 07:54 AM

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Rize Enchanced is here...

New interface, same rates... Not sure if new features like editable saving pockets have been made available. You guys can check...
SUSTOS
post Nov 16 2024, 09:32 AM

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QUOTE(ahucks @ Nov 16 2024, 09:31 AM)
almost the same nothing major... almost like the old one...sigh...  and my S24 the app said i rooted.. so i guess due to developer options enabled...turn off developer option then ok

still cannot edit saving pots
*
Haiz, so nothing new lah lol

Was hoping for 3% debit card cashback laugh.gif Or perhaps 5% saving pots laugh.gif Or maybe daily interests...

Or all of them... laugh.gif
SUSTOS
post Nov 16 2024, 06:44 PM

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A lot of people complaint they can't receive OTP with the new update on their FB page comment sections...

They never learnt after December 2023... still same ranks as BoostBank.

Expect capital flight in coming days if they don't fix this quickly.
SUSTOS
post Nov 19 2024, 10:20 AM

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QUOTE(SydneyKL @ Nov 19 2024, 10:18 AM)
Does anyone here know if the amount ending with XX1.95 will be rounded up to the nearest i.e. XX2.00 or remain as it is?
*
Why would they round up for you? Give you free money? tongue.gif
SUSTOS
post Nov 19 2024, 10:59 AM

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QUOTE(SydneyKL @ Nov 19 2024, 10:48 AM)
Yes, I wish for it.

Manage to look at the previous campaign rate, and the illustration shows an example of rounded-up.
user posted image
*
They round up the profit... not the principal right?

 

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