Hi all sifus,

recently I sold my old vios through 2nd hand dealer to a buyer by consignment method, then initially 2nd hand dealer told me will pay me the money within 2 weeks after i thumbprint through eAuto. But until now already 1 month, i dint get the cheque yet, and i ask 2nd hand dealer he keep mention is Aeon Credit disbursement slow.
My question is it Aeon credit do thing so slow kah? or anyway I can confirm with Aeon Credit the status of buyer loan?

Thanks

Sounds fishy. Imo 2nd hand dealer should pay your off once you done the finger print

used car dealer usually will pay u immediately after thumb print
why need to engage aeon?

sounds sus leh

why fingerprint first even before receive payment?


decade ago, for my case is the 2nd hand dealer keep drag my thumb print eventhough i receive all payment ..i suspect is he want to save money on puspakom and jpj fees ...until they found buyer then 1 shot transfer to that guy


i keep follow up with that guy ..sked he took my car go do something then i kena pula

This post has been edited by fantasy1989: Apr 18 2024, 02:38 PM

AEON credit disbursement usually quite fast, but again this is a credit service which has a profit rate of 3.99% to 9.90%

U confirm upcar dy

sound like the seller rolling the fund or something.
maybe the seller only give you money after the car is actually sold to the buyer.

Deswai last time anneh sold to carsome…

No hanky panky…

Direct transfer cash to account

Based on past experience, register thumbprint doesn't mean much if they didn't get your car grant(+key la). it's just to confirm you are interested to trade in w/ the dealer and stored an ownership transfer draft. A bit sus though if you agreed to let them process & transfer money after you pass them car key + grant, then you have to wait I guess.

few years ago, I deal 1 time with him also, that time also thumbprint and then only pay me after 1 week. this time he also say same like last time, pay u after ard 2 weeks thats why i thumbprint for him first.

according to him was need wait aeon credit disburse money only pay me.

Thats why lo.. common sense where got disburse so slow, if really so slow means buyer drive 1 month for free d.. no need installment.

actually already sold got buyer already, I even can refund roadtax and cancel my old insurance d

yalor.. learn from this time d.. next time i direct sell to mytukar or carsome d.. haizz

ya... if wait 2 weeks +- I feel reasonable, now 1 month d sumore, asked again 3 days ago answer still same Aeon credit dint do disbursement yet. But I cant check with Aeon Credit how true is that...

thumb print in this case is taken on a JPJ online system where you transfer ownership of car

after that, it is not your car anymore

This post has been edited by desmond2020: Apr 18 2024, 02:55 PM

hhmm... shall I make police report ar?

then weird la, how the geran name change without cash disbursement?
last time i bought my car also settle payment baru tukar nama geran and get the kunci, seller wont do that(even insurance registration) in advance even when they holding deposit (half of the car price)

so you means by right Aeon Credit should make disbursement then 2nd hand dealer only go do tukar name and all thing right, where got let people took the car without bank disburse the money correct?

no..once fingerprint then dealer can generate new VOC under his or whoever ppl name

thats why sometime just sell it thru those bigger platform instead of part time 2nd hand dealer

they are cash ready

This post has been edited by fantasy1989: Apr 18 2024, 03:30 PM

bank should at least issue cheque the day geran name were changed.
do remember that bank cheque have waiting period to cash in, if there is element of fraud(for example name geran are not changed, buyer dont receive the car), they can block the cheque.

i think for your case, the seller did receive cheque, waiting for money to came to seller account first then baru transfer to you.

i think your seller use your money for other purpose first, thats why there are extra delay there.

This post has been edited by zerorating: Apr 18 2024, 03:37 PM

not sure the process.
but cash payment like that, no full payment, no kerja (no insurance registration,no tukar nama)
the only thing they do were reserve the car to you only and make sure puspakom result still valid, that is all.

what is VOC ar?

Best is trade in for new, offset as part-of the new downpayment payable.

Only do hand over with my topup cheque after i get the invoice for my new, clearly shown the trade-in offset/ deducted

This post has been edited by jojolicia: Apr 18 2024, 04:00 PM

make sense, this is my thought also. I guess he took money to do something or what thats why keep delay my side. I unable to check status from Aeon Credit thats why he keep push ball to there..
Actually like this very risky, if he suddenly close shop or lari, then me GG d..

sell at carsome, scan first... next day only settle car

Like I said is my past 2 cars trade in experience, maybe different practices. I did thumbprint with dealer A as suggested but I ended up with another dealer B who offered higher, they won't simply go through that process unless car, grant + key is with them. Same with recent one, I agreed to thumbprint with A as offer is good yet awaiting answer from dealer B, no ownership transfer happen until I confirmed I go with A a week later and passing all items to them. It's a bit troublesome though I got to compare few options. 1st one money is in on same or a day late. 2nd one is partner w/ car dealer so they handle themselves.

Go tell him will make police report straight if no payment by today . Else if u drag it sure later panjang cerita one .

Vehicle Ownership Certificate (VOC)

basically is car grant ..just now no more 1 big A4 page of certificate

just 1 B5 size i think with some basic info

Dealer con already.

Never sell a car via consignment. Usually, they will sell a car and use the money to buy another and roll again.

In the TS case, check and see if the car already transferred the name. If so, means payment is already done. The dealer probably stuck with another car and all his payments kantoi.

should be transfer the name d, i went JPJ refund LKM and cancel my policy all can get through.

GG TS