I need to in order to get the monthly epf payout 80% of what Im earning now.

Not much

unfortunately life is not so easy your 5m would be roughly equivalent to 1-2m the value now if you are lucky, if inflation is controllable. if u think epf can hedge. think again. i would say if u want to be safe use s&p500 return as benchmark, u should be comfortably beating inflation.

Share la CPF balance 😈

This post has been edited by Cubalagi: Apr 17 2024, 04:56 PM

How do you calculate? Can share if you got any good calculator to do projection.

which financial instruments available in malaysia to get returns the equivalent of s&p 500?

Depends on your definition of earning. If it is gross pay, u can target a lower % than 80% cos u r no longer paying tax, no need to contribute to epf and no need to save anymore technically.


This post has been edited by Wedchar2912: Apr 17 2024, 08:03 PM

EPF official app got.

lol, just search for compounding interest calculator. available everywhere.

Show off....hope you won't get to pay million ringgit tuition later...

As consistent as s&p500 for a very long period of time? i would say none. 90%+ hedge fund manager cant even beat s&p500.

age 30 150k ok ke? can 1mil at 55?

download KWSP i-akaun app on phone

why u want early retirement? spend more years screwing your bosses.

More than a million SGD in CPF - split into 3 accounts (Ordinary Account, 2.5% interest only, Special Account 4% interest & Medisave Account 4% interest).

But I’m already in my early 50’s. Not young

Edited: removed attachment, since it's been viewed by bro Cubalagi already

This post has been edited by hksgmy: Apr 17 2024, 06:54 PM

then what's the next best financial instrument better than EPF in Malaysia? i.e. consistently above 8% per annum

I have the apps but the only calculator is calculator of how much i can invest.
Anyway, someone suggested compounded calculator.

Because I am tired and I want to enjoy life before die.

Wow just wow. A lot of rich t20 k in here

Its in KWSP i-Akaun apps