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 How much KWSP saving u have at your 30, 40 and 50?

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novblaze
post Apr 17 2024, 09:38 PM

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mid 30s. I think not yet 300k...
novblaze
post Apr 17 2024, 09:43 PM

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QUOTE(staind @ Apr 17 2024, 12:33 PM)
Me at 38, epf around 650k.
Macam not enough for early retirement.
*
So high.. i just 2 years younger than you.
but not even half of you...
nelson969
post Apr 17 2024, 09:47 PM

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by 75 should 700-800k
potatolala
post Apr 17 2024, 10:07 PM

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Walao. I read every single comments. It makes me sad and depress. I don’t even have 100k.

This post has been edited by potatolala: Apr 17 2024, 10:07 PM
Cubalagi
post Apr 17 2024, 10:57 PM

Look at all my stars!!
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QUOTE(hksgmy @ Apr 17 2024, 06:20 PM)
More than a million SGD in CPF - split into 3 accounts (Ordinary Account, 2.5% interest only, Special Account 4% interest & Medisave Account 4% interest).

But I’m already in my early 50’s. Not young

Edited: removed attachment, since it's been viewed by bro Cubalagi already
*
Nice...3.5x for us Malaysians

And that's just small portion of ur retirement portfolio.

SUSKaya Butter Toast
post Apr 17 2024, 11:36 PM

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QUOTE(staind @ Apr 17 2024, 05:19 PM)
How do you calculate? Can share if you got any good calculator to do projection.
*
Using epf app.

5.5 percent epf return,
Salary 5 percent annually, 1 month bonus, conservative

11 employee, 13 employer

user posted image

This post has been edited by Kaya Butter Toast: Apr 17 2024, 11:37 PM
hksgmy
post Apr 18 2024, 01:14 AM

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QUOTE(Cubalagi @ Apr 17 2024, 10:57 PM)
Nice...3.5x for us Malaysians

And that's just small portion of ur retirement portfolio.
*
Thanks bro. I’m still Malaysian … haven’t converted yet. But, may have no choice if I wish to ensure I can return to Singapore freely, upon retirement to Australia.
cempedaklife
post Apr 18 2024, 08:26 AM

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QUOTE(Kaya Butter Toast @ Apr 17 2024, 11:36 PM)
Using epf app.

5.5 percent epf return,
Salary 5 percent annually, 1 month bonus, conservative

11 employee, 13 employer

user posted image
*
You do know after 5k, your employer obligation is only 12% right?
SUSKaya Butter Toast
post Apr 18 2024, 08:27 AM

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QUOTE(cempedaklife @ Apr 18 2024, 08:26 AM)
You do know after 5k, your employer obligation is only 12% right?
*
My bad. Will adjust again.

I think my employer gives 17 percent
johnnycp
post Apr 18 2024, 08:28 AM

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Cukur Ayam parking USD di Pulau cayman
SixteenNine
post Apr 18 2024, 08:37 AM

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not remember at 30 how much. but withdraw for 1st home purchase, 1 year home mortgage and also all covid pengeluaran almost 40k.

30yo should be around RM200k
40yo RM520k
50yo RM1.3m
60yo RM2.8m

this one calculated base on
annual increase 2%
EPF dividend 5%
only basic salary no bonus

user posted image
staind
post Apr 18 2024, 08:39 AM

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QUOTE(ameenskywalker @ Apr 17 2024, 09:37 PM)
Its in KWSP i-Akaun apps
[attachmentid=11495232]
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Thanks bro.
Apparently I was having the old I-Akaun apps on my phone.
Downloaded the new kwsp I-akuan apps and found the page already.
gheyfriend
post Apr 18 2024, 09:01 AM

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din reaize i took out almost 400k ady..and stil doin in...aduhhhh...
hksgmy
post Apr 18 2024, 09:03 AM

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QUOTE(gheyfriend @ Apr 18 2024, 09:01 AM)
din reaize i took out almost 400k ady..and stil doin in...aduhhhh...
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Huai chew ambik keluar manyak sangat bro?
karazure
post Apr 18 2024, 09:05 AM

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QUOTE(SixteenNine @ Apr 18 2024, 08:37 AM)
not remember at 30 how much. but withdraw for 1st home purchase, 1 year home mortgage and also all covid pengeluaran almost 40k.

30yo should be around RM200k
40yo RM520k
50yo RM1.3m
60yo RM2.8m

this one calculated base on
annual increase 2%
EPF dividend 5%
only basic salary no bonus

user posted image
*
wah... envy rich ppl
Ayambetul
post Apr 18 2024, 09:13 AM

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QUOTE(smallcrab @ Apr 17 2024, 09:25 AM)
27/09/2022

Latest screenshot don't have kah

Kek
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Because this is the only pic found in google
DM3
post Apr 18 2024, 09:27 AM

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QUOTE(SixteenNine @ Apr 18 2024, 08:37 AM)
not remember at 30 how much. but withdraw for 1st home purchase, 1 year home mortgage and also all covid pengeluaran almost 40k.

30yo should be around RM200k
40yo RM520k
50yo RM1.3m
60yo RM2.8m

this one calculated base on
annual increase 2%
EPF dividend 5%
only basic salary no bonus

user posted image
*
Can, less than 50k members+/- able to achieve tht only

This post has been edited by DM3: Apr 18 2024, 09:27 AM
cempedaklife
post Apr 18 2024, 12:45 PM

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From: KL


QUOTE(Kaya Butter Toast @ Apr 18 2024, 08:27 AM)
My bad. Will adjust again.

I think my employer gives 17 percent
*
good mang.
bank?
SUSKaya Butter Toast
post Apr 18 2024, 01:35 PM

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QUOTE(cempedaklife @ Apr 18 2024, 12:45 PM)
good mang.
bank?
*
Yeah
motion_sickness
post Apr 18 2024, 01:52 PM

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if ayam wanna compare how ayam doing with other? what is the benchmark? let say at 30yo how much is average, how much is good etc?

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