Age 31, 70K, can't even buy a house, give up liao

This. If withdraw merely to save interest, then that is the biggest mistake ever too. Saving interest is by pumping extra money not using EPF money

why so low?

less than 100k at 32 kinda.....

I do not understand why people have obsession with the amount in KWSP.

If we are looking at financial security, should we not look at the whole picture instead of just KWSP?

Some people can have low KWSP but having much more money floating around in investments and savings.

Got 3 house and one 3 storey shop sell the other 2 house pun only less than 1m reality and market price always look good only 😂😂 sell shop market price is 3.7m probably will be low ball until 1.5m same reality and market price is for syok sendiri only 😂😂 probably will force my self to sell before die or medical need if not enough funds 😂😂

go learn how to invest....

because i never went out of my comfort zone. very very bad mind set i has earlier.

then it kind of reach a stage where everything gets a little too late to do something. and i still never dare to go out.

now i think of the projection till 55, mati la. haha

Oh, this kind of thing again?

Liddis?

Those who are actually doing well financially doesn't need to seek validation from anyone.

Those who are pretentious are the one who needs to seek validation.

tried before. sekali rugi . terus tak berani. i don't have the guts as of now.

currently plan is to settle all this little little debt to get back on my feet

epf where can withdraw for reno can meh? i also withdrew for first house but then i can contribute back the money to epf the following year so still ok kot

EPF tarak satu sen pun…..

CPF, citer lain….

No need 14th Floor. Stay in jungle or under the bridge.

This post has been edited by danielmckey: Apr 17 2024, 01:53 PM

Cannotbut usually that's what people do

ok la. 32 still young.

below 45 still can do many things, dont give up, keep it up.

fyi ayam 33, 680k in kwsp.

I would say more than you think. I join lowyat at around 16 and I'm already near 40s. I'd imagine there are a lot mid 20s on the forum when I first join.

I’m 40 too but I only join after I start work at 21 lol.

alot rich ppl here

i 31 only around 120K.. wasted 3 years in a cinamen company

This post has been edited by dennis008: Apr 17 2024, 02:39 PM

I am same with you. When I was young, I didn't think about future. Just stuck at comfort zone.

When 30, I don't have 100k. But now I am nearing 40, got 200k already.

As long you don't withdraw, the interest is alot and will be more than your contribution.

no matter how much u earn, be discipline. avoid all those non-needed spending. live a frugal life, don't envy don't feel provoke. time will tell and heal. EPD is a mandotary thing, saving rm 50 or rm 100 per week or monthly also consider and needed discipline. put down the ego, and start work partime every night or every weekend. don't sleep as always.

when u are reaching almost 30s or 40s or 50s. u will be scared of the shit because if u are no longer to put the food in the table or to take k urself (IF u tak ade family or wife or children). u will live like a beggar.