Welcome Guest ( Log In | Register )

10 Pages « < 3 4 5 6 7 > » Bottom

Outline · [ Standard ] · Linear+

 How much KWSP saving u have at your 30, 40 and 50?

views
     
SUSKaya Butter Toast
post Apr 17 2024, 11:39 AM

Casual
***
Junior Member
325 posts

Joined: Feb 2022

QUOTE(jyll92 @ Apr 17 2024, 11:35 AM)
ah i thought pump money from your epf
*
That's impossible.

And i don't plan to touch the epf account until I retire.

I see most people nowadays withdraw left and right, then blame government why still poor.

Withdraw to buy house or renovate means you can't afford that shit bitch. Tone down the lifestyle. You don't need 700k houses and 150k renovations
staind
post Apr 17 2024, 12:33 PM

Ain't Stopping Here
******
Senior Member
1,162 posts

Joined: Dec 2006


Me at 38, epf around 650k.
Macam not enough for early retirement.
ronnie
post Apr 17 2024, 12:57 PM

Not enough stars
*********
All Stars
21,315 posts

Joined: Jan 2003
From: Kuala Lumpur



QUOTE(HikayatSalju @ Apr 17 2024, 11:14 AM)
EPF forced savings is unfair. Should use US style social security system.
*
For millions of retirees, Social Security provides an essential source of income in retirement. In 2020, around 50 million retired workers collected Social Security benefits, according to the Social Security administration.

However, the recent 2022 Social Security Trustees report finds that in 2034, retirees will start receiving a reduced benefit if Congress doesn’t fix funding issues for the social program. In other words, Social Security will exist after 2034, but retirees will only receive 77% of their full benefit starting then.

“No major Social Security legislation has been passed at all since the early 1980s,” says Alicia H. Munnell, Director of the Center of Retirement Research at Boston College. “And so we do have this event coming up that forces Congress either to do something, or most people’s benefits are going to be cut by [nearly] 25%.”
ronnie
post Apr 17 2024, 01:01 PM

Not enough stars
*********
All Stars
21,315 posts

Joined: Jan 2003
From: Kuala Lumpur



QUOTE(Kaya Butter Toast @ Apr 17 2024, 11:39 AM)
I see most people nowadays withdraw left and right, then blame government why still poor.

Withdraw to buy house or renovate means you can't afford that shit bitch. Tone down the lifestyle. You don't need 700k houses and 150k renovations
Well said.... thanks to poor financial literacy among rakyats
gashout
post Apr 17 2024, 01:03 PM

⭐ My stars are growing ⭐
*******
Senior Member
5,741 posts

Joined: Apr 2019
QUOTE(Kaya Butter Toast @ Apr 17 2024, 11:08 AM)
33 years old this year. Total 350k.

My own account 240k
Parents epf account 110k. Pump in there because they are retired, so easily can withdraw. I'm also the nominated beneficiary for their epf accounts

user posted image
*
kaya raya my idola drool.gif drool.gif drool.gif
amboi_asamboi
post Apr 17 2024, 01:04 PM

Getting Started
**
Junior Member
226 posts

Joined: Feb 2022
QUOTE(staind @ Apr 17 2024, 12:33 PM)
Me at 38, epf around 650k.
Macam not enough for early retirement.
*
Fuiyohhh kaya 🫡

What do u work as sir?
SUSKaya Butter Toast
post Apr 17 2024, 01:08 PM

Casual
***
Junior Member
325 posts

Joined: Feb 2022

QUOTE(ronnie @ Apr 17 2024, 01:01 PM)
Well said.... thanks to poor financial literacy among rakyats
*
Enjoy dulu


QUOTE(gashout @ Apr 17 2024, 01:03 PM)
kaya raya my idola  drool.gif  drool.gif  drool.gif
*
Learn from you crypto millionaire
Bananahead
post Apr 17 2024, 01:11 PM

Getting Started
**
Junior Member
57 posts

Joined: Feb 2023

TS, if you are working in Selangor / KL, and you only have 900k at 50, it's really nothing to brag about. Infact, that's on the lower side, no joke. And I'm not using k/ standard by the way, it's real life standard.
quartre88
post Apr 17 2024, 01:15 PM

Getting Started
**
Junior Member
251 posts

Joined: Feb 2007
From: Bukit Padang Mental Hospital



QUOTE(staind @ Apr 17 2024, 01:33 PM)
Me at 38, epf around 650k.
Macam not enough for early retirement.
*
me 36
epf total ur 10% only

wasted my several early years kerja kuli ciput gaji
danielmckey
post Apr 17 2024, 01:18 PM

Regular
******
Senior Member
1,053 posts

Joined: Jan 2008

QUOTE(Modasatan @ Apr 17 2024, 09:22 AM)
Me at 50, i near million liao... how about u?

user posted image
*
Please learn to do fake diagnram. Account 2 not tally with Account 1 percentage (Acct1 70% & Acct2 30%)
amboi_asamboi
post Apr 17 2024, 01:20 PM

Getting Started
**
Junior Member
226 posts

Joined: Feb 2022
I hate this kind of thread

Make me feel poor


fantasy1989
post Apr 17 2024, 01:22 PM

Look at all my stars!!
*******
Senior Member
4,707 posts

Joined: May 2008



QUOTE(danielmckey @ Apr 17 2024, 01:18 PM)
Please learn to do fake diagnram. Account 2 not tally with Account 1 percentage (Acct1 70% & Acct2 30%)
*
although i know that screenshot is fake

but acc 2 can withdraw ...mine also about like that
EmpireAnt
post Apr 17 2024, 01:23 PM

Getting Started
**
Junior Member
166 posts

Joined: May 2019
very malu. i failed in life. now at 32 less than RM100K. been working since 22.

sorry for needing y'all assistance through out the help from govt subsidies.

also, thank you a lot for those taxpayers helping me go through life.
danielmckey
post Apr 17 2024, 01:23 PM

Regular
******
Senior Member
1,053 posts

Joined: Jan 2008

QUOTE(fantasy1989 @ Apr 17 2024, 01:22 PM)
although i know that screenshot is fake

but acc 2 can withdraw ...mine also about like that
*
Okay. Maybe i'm wrong he withdraw acct 2 buy house.
danielmckey
post Apr 17 2024, 01:23 PM

Regular
******
Senior Member
1,053 posts

Joined: Jan 2008

QUOTE(EmpireAnt @ Apr 17 2024, 01:23 PM)
very malu. i failed in life. now at 32 less than RM100K. been working since 22.

sorry for needing y'all assistance through out the help from govt subsidies.

also, thank you a lot for those taxpayers helping me go through life.
*
buy Sport toto or genting all in.
meors
post Apr 17 2024, 01:25 PM

Getting Started
**
Junior Member
253 posts

Joined: Jan 2003
From: KL, Cheras, Kajang, Balakong, MINES


problem is, MYR deprecating and inflation increasing, how to absorb that?
amboi_asamboi
post Apr 17 2024, 01:25 PM

Getting Started
**
Junior Member
226 posts

Joined: Feb 2022
QUOTE(EmpireAnt @ Apr 17 2024, 01:23 PM)
very malu. i failed in life. now at 32 less than RM100K. been working since 22.

sorry for needing y'all assistance through out the help from govt subsidies.

also, thank you a lot for those taxpayers helping me go through life.
*
I have rm18k only
Then i need to 14th floor liao?
EmpireAnt
post Apr 17 2024, 01:28 PM

Getting Started
**
Junior Member
166 posts

Joined: May 2019
QUOTE(danielmckey @ Apr 17 2024, 01:23 PM)
buy Sport toto or genting all in.
*
cannot . ah long already chasing me. later kacau my family pula
EmpireAnt
post Apr 17 2024, 01:29 PM

Getting Started
**
Junior Member
166 posts

Joined: May 2019
QUOTE(amboi_asamboi @ Apr 17 2024, 01:25 PM)
I have rm18k only
Then i need to 14th floor liao?
*
ok. where ah? my financial mistake very big. family also torn apart already.
KitZhai
post Apr 17 2024, 01:29 PM

Casual
***
Junior Member
381 posts

Joined: Dec 2008
From: /k/



sad... 32 only 100k

10 Pages « < 3 4 5 6 7 > » Top
 

Change to:
| Lo-Fi Version
0.0301sec    0.98    6 queries    GZIP Disabled
Time is now: 16th December 2025 - 03:18 AM