If the AEON Bank debit card can enter AEON Malls carpark for free.

Then truly the prepaid Visa is redundant.

Btw, the TnC mentioned that for customer:
-without AEON membership, system will auto generate 1 (for the 1st year)

-with active or expired AEON membership, will be auto renewed for 1 year

Anybody saw their AEON membership extended for 1 year?

Just received renewal. I think they only started renewing this week.

RM0 Dear Sir/Mdm, congratulations! Annual fee of your AEON Member Plus Visa Card has been waived. Your card next anniversary month is on 0925

But i checked my aeon wallet, it still shows 0924 lol

you guys get the aeon points?? the points tied to existing aeon card or this new aeon debit card?
So much confusion

As the end of the month approaches, it would be interesting to see how will AEON Bank handle the 3.88% interest payout.

other than promo rate 3.88,  any other benefit compare to gx bank ?

ok yes, the crediting was delayed, looks like it is staggered disbursement even within same account.

anyway all my money is in and correct. i can help to confirm few things for others who might find it useful.

1) the formula for calculation is indeed 366 days and not 365 (despite written 365 in their FAQ page)
so: end of day balance * 3.88% /366 = interest

- all my pots with min balance needed to get 1 cent using 365 days no get interest
- all my pots with min balance needed to get 1 cent using 366 days got the interest

2) the magic number is 47.17 x 20 pots. then leave the rest big bulk in main account. or if you want to be safe, 47.17 in main account + 19 pockets, 1 pocket for the rest of big bulk amount
With example of 50k:
a) without doing so, you only get 5.30/day
: 50,000 * 3.88% /366 = 5.30/day

b) with doing so, you can get 5.40/day aka extra 10 cents/day or RM3.00/month + have extra 51.60 to spare
: 47.17 x 20 pockets (943.40) = 0.20/day
: 49,005 * 3.88% /366 = 5.195 = 5.20/day
: 0.20 + 5.20 = 5.40/day

:: 50,000 - 943.40 - 49,005 = 51.60 extra, do whatever else with it. basically keeping this amount wont be earning you anything.
^for example of 50k only. other numbers do your own calculation to find your own sweet spot

c) if you not planning to use aeon, can keep 47.17 x 21 (20 pocket + 1 main) = 990.57 to get 7.76% pa returns on it
- normally 3.88% supposed to get 11 cents/day, but you gonna get 21 cents/day

3) speaking of main account, the RM20 locked in will be taken into account for interest crediting. I got my 1 cent with 27.20 + 20 (locked) = 47.20

care to explain why it will not?
im also trying to figure out why the other user who put 47.17 for 6 days but get 3 cents only..

cause i just tested for 1 day only, deposited on 31st.
as you can see i received 1 cent interest for 47.17 pot, 47.18 pot and 47.19 pot

yea i got a feeling maybe they only do the rounding after total-ing the 30 days sum.

so only the final amount which is the payout that would get rounded up/down.

makes sense. you will see the rounding effect benefit if it credits to you daily

but if not credited daily, stored by computers then i guess it will just maintain all the decimals to tally together and no rounding being done cause no payout being done.

anyway, i'll just keep the 47.17 x20 pockets for now, to confirm how it truly works come next month.
If nothing weird happens, then at worst also will still get the same interest as keeping it all in 1 place without pockets.

Disgusting colour and awful debit card design

update on using Aeon card at the car showroom

- instant points given
- points can be redeemed immediately
- trx reflects in the app immediately after swiped

Did anyone counter check the interest payment for May is correct or not?  Is the interest count by amount overnight for each day and sum up for the whole mth?

How often do we get the interest receive from aeon? For gxbank i can see it enter daily. But aeon i did not see any so far

so in theory gx should have better returns due to compounding interest?

Boost Bank vs AEON Bank which one you think is better?

my account is still not open yet - they say onboarding issue - anyone face this issue?