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Banking AEON Bank Malaysia, Malaysia's First Digital Islamic Bank

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cybpsych
post May 25 2024, 03:39 PM

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QUOTE(iamoracle @ May 25 2024, 03:36 PM)
Is ATM withdrawal fee waived like GXB?
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user posted image
cybpsych
post May 25 2024, 03:47 PM

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QUOTE(jack2 @ May 25 2024, 03:44 PM)
Thanks. Anyone can pin this info in the first page?

I do not have AEON point card. How to apply?
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you'll get virtual one, inside Aeon Bank App
cybpsych
post May 25 2024, 05:56 PM

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QUOTE(pengembara.jalan @ May 25 2024, 05:51 PM)
Oh. It’s daily calculated but credit monthly. Sigh. I prefer credit daily like GX. Hard to track if mthly. Aeon is not that trustworthy.i used their cc before. Cashback nvr tally.
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2 different business entity

if in doubt, just stay away lor. continue with gxbank
cybpsych
post May 25 2024, 06:30 PM

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QUOTE(pengembara.jalan @ May 25 2024, 06:24 PM)
I’m not sure how are you affiliated with Aeon Bank. But its customers right to provide constructive feedback. Daily profit credit is indeed more transparent than monthly.

Even though they are 2 diff entity, they are affiliates. And for a new company, client will judge by track record, that’s common.
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sure feel free to do what u want to do lor.

there are other options out there anyway.
cybpsych
post May 26 2024, 07:59 AM

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QUOTE(gooroojee @ May 25 2024, 09:46 PM)
I checked back my Aeon points on my credit card. It is still 400 points for RM1. Which is 0.75% cash back rate even after 3X points promotion.

So it seems like Aeon points on Aeon bank is different from Aron credit. Confusing ?
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i guess you were using CC to convert the points into cc cashback $$

try using Aeon Wallet or Aeon Bank App to convert the Aeon Points -> $$

it should be at 200pts = RM1 rate.

the aeon points are sync-ed across all platforms. could be different rate depending on where you initiate the redemption hmm.gif


3X Aeon Points is earned from Aeon Bank Debit Card only. open to all types of spending, except a list of Exclusions


p/s: i dont have all 3 products to validate how the points works simultaneously across all 3 platforms: Aeon CC, Aeon Wallet App, and Aeon Bank App sweat.gif
cybpsych
post May 26 2024, 03:23 PM

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all these shariah compliancy is in line with bnm's inclusivity aspiration

2 out of 5 approved digibanks are Islamic bank. it's no fluke. they get brownie points and higher chance to get approval.

a little inconvenience to nons vs majority of the underserved segments and faith preference on their banks or FIs.

again, there are other conventional bankings options.
cybpsych
post May 26 2024, 06:52 PM

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QUOTE(yungkit14 @ May 26 2024, 05:03 PM)
sometimes wayang one la ,islamic also can register with convensional accounts right ?
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of course

it's about choices mah. let them be lor.

with Islamic banking or FI products & services, Muslims have choices that aligns with their faith. simple as that.
cybpsych
post May 26 2024, 06:54 PM

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QUOTE(Arsyad1105 @ May 26 2024, 05:39 PM)
user posted image

Just fully pink front and back 😅
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I like the striking color

stands out in my wallet (amongst all the dull black cards) and probably make my butt radioactive bright at night if put behind my pants haha
cybpsych
post May 26 2024, 08:28 PM

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bought something at aeon supermarket today.

tried out using self-service kiosk to scan aeon bank app's aeon member barcode.

initially, loading is slow to reveal the barcode. almost gave up. darn annoying sluggishness. tried few times only able to retrieve the member bracode.

paid using other "grocery" cc.

aeon points not credited yet. i wonder if it's just 1X point since 3X if using Debit Card. biggrin.gif

anyhow, was just trying to see if the aeon member barcode works or not.



update 20240528: gotten 1X member points today. spent RM100.65, gotten 100 pts.

This post has been edited by cybpsych: May 28 2024, 07:31 AM
cybpsych
post May 26 2024, 08:37 PM

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QUOTE(Arsyad1105 @ May 26 2024, 08:33 PM)
Maybe 1x point since they said 3x applied to debit card usage.
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yup, with their aeon bank launching and integration with aeon member rewards, it's kinda getting complicated as different payment mode will get different X-point multiplier

even aeon member card itself have different earning rewards from time to time.

aeon bank/credit should build a table matrix to illustrate how the points earning and redemption behave:

aeon credit cards
aeon member visa prepaid aka member card
aeon bank debit card-i
aeon bank loyalty

cybpsych
post May 26 2024, 08:39 PM

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QUOTE(Chiggah @ May 26 2024, 08:37 PM)
Is the debit card the same as Aeon membership card ?
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nope

aeon member card aka aeon member visa prepaid card is standalone 2-in-1 card: member card + visa prepaid card (just like any other prepaid cards in the market, you need to topup using Aeon Wallet App) -- but it can be used to earn aeon points and most importantly, get free 1st hour parking free at aeon malls!

aeon bank debit card-i is jst a debit card linked to your aeon bank Savings Account balanc -- just like any other bank's debit card
cybpsych
post May 26 2024, 08:41 PM

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QUOTE(ronnie @ May 26 2024, 08:39 PM)
**content removed**
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bring this elsewhere

keep the discussion clean from 3Rs la

This post has been edited by cybpsych: May 26 2024, 08:57 PM
cybpsych
post May 26 2024, 08:44 PM

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QUOTE(Chiggah @ May 26 2024, 08:41 PM)
In other words, the Debit card-i is useless ?

Are most users activating the virtual debit card ? Can I activate without having physical card?
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yes you can do without physical card la

some prefer physical card for physical payment mah. you can do ecom fully doesnt mean others behave the same laugh.gif

QUOTE(ericlaiys @ May 26 2024, 08:42 PM)
aeon member today slow. debit card x3
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yes i'm aware debit card is x3 points.
cybpsych
post May 27 2024, 07:27 AM

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QUOTE(dummies @ May 27 2024, 07:23 AM)
Can the virtual card use to load e wallet and get 3x aeon points? Thx
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did you read the launch campaign t&c, clause 5.4?
cybpsych
post May 27 2024, 01:53 PM

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QUOTE(KOEL @ May 27 2024, 01:52 PM)
I have opened the AC and managed to deposit the RM20.  However I don't seem to be able to deposit further amount to the accounts.  Did I missed a step somewhere?
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wait for account approval after your initial deposit
cybpsych
post May 27 2024, 03:29 PM

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QUOTE(brandonkl @ May 27 2024, 02:36 PM)
Those have Aeon Bank with the debit card and Aeon Plus Prepaid Visa in Aeon Wallet, the later is basically redundant.  Both cards need to have money in your account before you can use it anyway.

So, I feel the Aeon Wallet app is redundant for me.
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different sets of user

aeon bank + debit card + virtual aeon member ... primarily savings account, secondary reward card


aeon wallet + aeon plus prepaid visa = earn more points if paying thru this card at Aeon stores. also free 1st hour parking at aeon malls.

aeon wallet also can view your aeon cc, and repay easily from aeon wallet too.

This post has been edited by cybpsych: May 27 2024, 03:30 PM
cybpsych
post May 28 2024, 07:29 AM

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QUOTE(ericlaiys @ May 27 2024, 11:43 PM)
The debit card can be used to withdraw cash at ATMs with the MEPS or Visa logo. Local cash withdrawals at MEPS ATMs will cost you RM1 per transaction while foreign cash withdrawals at Visa ATMs will cost you USD 1 (about RM4.71).

When you use the card overseas, Aeon Bank says there’s no FX Markup but Visa’s foreign exchange rates will apply. If the payment terminal asks you to choose which currency to charge, always pick the foreign currency and not MYR for lower rates.

GXBank better for oversea use as 1% cashback
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aeon bank says got 1% markup

user posted image
cybpsych
post May 28 2024, 10:12 AM

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QUOTE(alantch @ May 28 2024, 10:03 AM)
Is there a promo end date for the 3.88% p.a for the Savings account?
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cybpsych
post May 29 2024, 02:07 PM

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QUOTE(lsl640 @ May 29 2024, 09:29 AM)
Aeon Bank can receive bulk transfer? Mean as salary receive account
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it's not where the source of the $$ comes from, but rather what is the transfer mode.


if employer uses payroll software or corporate bank transfer/bulk transfer, usually the mode of transfer is IBG. then Aeon Bank cannot receive, as it is not under IBG (outdated).

if the employer manage their own payroll transfer using normal account and using DuitNow transfer, yes Aeon Bank can receive the salary.
cybpsych
post May 29 2024, 08:58 PM

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QUOTE(bloodghost @ May 29 2024, 06:50 PM)
Any1 have problem doing duitnow from aeon bank account? I keep having transfer failed msg and customer service said it is applying for all users , may need to wait 24 hours
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could be temporary unplanned downtime

no issue for outgoing at 10am+ and incoming at 2pm+

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