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Banking AEON Bank Malaysia, Malaysia's First Digital Islamic Bank
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ericlaiys
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Oct 28 2024, 07:59 AM
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QUOTE(TOS @ Oct 28 2024, 07:55 AM) Ah I see. But 2 things to note... 1. Card annual fee is RM 8 from 2nd year onwards 2. Minimum redemption is only allowed once you accumulated 200 AEON points Combining condition 1 & 2, and assuming you use AEON points' cash out to cover the RM 8 annual fee, you must spend at least 8/0.5% = 1600 MYR per year to break even... Thereafter, you must spend in blocks of RM 200 to cash out your cashbacks... You can tell they purposely gate the withdrawals to create more float for their business... I still like the fuss-free GX Bank 1% cashback... instantaneous gxbank 1% possible end on 1 nov. stay tuned
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ericlaiys
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Nov 4 2024, 06:26 PM
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QUOTE(cossie @ Nov 4 2024, 06:03 PM) will there be annual fee charges when our debit card year 1 is up? yes
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ericlaiys
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Feb 25 2025, 03:48 PM
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QUOTE(Arsyad1105 @ Feb 25 2025, 12:01 PM) Today I got notification saying that AEON Bank is making Term Deposit with 3.88% p.a. Unfortunately it's not available now since I clicked on it and the app didn't do anything. Instead just keep me logged out.  Great! Wonder why digital bank dont provide Term-Deposit or FD? Cannot always rely on saving interest. not good in long run
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ericlaiys
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Mar 5 2025, 07:25 PM
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QUOTE(Arsyad1105 @ Mar 5 2025, 06:07 PM)  I thought they're doing TD-i first but their loan. time to earn money.
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ericlaiys
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Apr 1 2025, 08:24 AM
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QUOTE(leanman @ Apr 1 2025, 08:15 AM) Having problem transferring money out from AEON no problem. just transfer out
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ericlaiys
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Apr 1 2025, 07:57 PM
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QUOTE(leanman @ Apr 1 2025, 06:35 PM) Must wait 12 hrs cooling off for doing that? yes. best is unbind first else more work. some need to call cs and 3 local bank need to go atm to activate
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ericlaiys
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Apr 16 2025, 11:56 PM
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QUOTE(koja6049 @ Apr 16 2025, 10:15 PM)  TD-i is here, but 3.08% only for 6 months.... Standard rate 12-mth only 2.55% I guess the days for 3% savings pot is numbered... so low. yup saving may going to 2% after existing end. same like gxbank. This post has been edited by ericlaiys: Apr 17 2025, 12:12 AM
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ericlaiys
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May 27 2025, 12:15 PM
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More goodies releases. Refer to here: https://aeonbank.com.my/promotions/1stAnniv...-IXT8VWWpTjw3bASuddenly so agressif This post has been edited by ericlaiys: May 27 2025, 12:15 PM
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ericlaiys
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May 30 2025, 07:38 PM
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QUOTE(terriblyrawtea @ May 30 2025, 05:38 PM) how is AEON app? polished like GX? not bad, they added more features plus now till dec the promo benefit
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ericlaiys
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Jun 1 2025, 11:26 PM
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QUOTE(soulreap @ Jun 1 2025, 09:56 PM) Huh, savings account-i interest rate went down to 0.25% from 0.88% somemore...:sigh: Guess promotion finally over d... saving pot still 3% and term deposit 3.08% still there
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ericlaiys
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Jun 8 2025, 09:17 PM
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QUOTE(OfficiallyAhmad @ Jun 8 2025, 06:05 PM)  Still waiting for their new limited edition card. Hope it's easy to get and doesn't require much mission to do to get it. should be to new user only. Existing user already got debit card. dont think they will give 2 card
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ericlaiys
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Jul 2 2025, 02:41 PM
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QUOTE(jeff10012003 @ Jul 2 2025, 09:26 AM) I see. What about the calculation? Let's say i park 400 in the saving pot right now, 400x(3%/365) Per day i should be receiving around 0.032,hence if it is monthly, i should be credited 0.98.. Or does it follow the same rule as gxbank, rounding it, which means i should be receiving rm1? Please advise me if im wrong based on daily check point to count interest, then plus all and give u interest end of the month
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ericlaiys
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Jul 14 2025, 10:16 AM
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QUOTE(kevyeoh @ Jul 14 2025, 09:59 AM) this Aeon bank...gives me heart attack many times already.....especially when cannot sign in and the app just hang after sign in with empty white screen..... damn scary....i wonder if anyone else has this problem... usually i need to try uninstall and reinstall once or try this until it is okay again.... i took out most of my money already worring that i will kena trap my money again like this in future... no problem since day 1 using iphone. consider quite stable onpar with gxbank. you may want to try diff phone
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ericlaiys
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Jul 21 2025, 09:29 PM
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QUOTE(cybpsych @ Jul 21 2025, 08:11 PM) You asked, we listened — the wait is finally over! In celebration of AEON Bank’s 1-year anniversary, we’re excited to introduce the limited-edition AEON Bank Debit Card-i. Don’t miss your chance to own this exclusive design! Enjoy the same 8x Grocery Rewards at your favourite grocers! Ready to get yours? Apply now via the AEON Bank app, while stocks last! *Terms & conditions apply.  need to pay rm12.
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ericlaiys
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Jul 21 2025, 09:51 PM
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QUOTE(Skeuomorphic @ Jul 21 2025, 09:46 PM) I chose the damaged card option for replacement doesnt seem like need to pay rm12 if everyone request card damage, i think they will know it is false alarm
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ericlaiys
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Jul 22 2025, 11:27 AM
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QUOTE(taitianhin @ Jul 22 2025, 11:15 AM) sometimes i feel this kind of Cards are just gimmic If we dont go Aeon regularly for it Points...it just basically nothing it is upgraded Aeon membership Card at it best Depend on individual. So far their promotion is better than boost bank. Best is parking free, atm withdrawal free and high interest. I seldom go aeon , just once a while. I believe they also work with other merchant and expanding rather than focus on Aeon retail
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ericlaiys
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Jul 22 2025, 05:00 PM
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QUOTE(Pat89 @ Jul 22 2025, 03:58 PM) Their system is very unstable and very annoying. So decided to close. wait till u try boost
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ericlaiys
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Jul 27 2025, 10:13 PM
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QUOTE(OfficiallyAhmad @ Jul 27 2025, 09:19 PM) For your information, you literally can get Aeon point by spending literally everywhere. Its not limited to Aeon store, It just shopping at Aeon store give extra Aeon point. You can get Aeon point even when shopping on Shopee for example or doing DuitNow QR. Even shopping at Mydin still give you Aeon points. Not just grocery, but literally every spending will earn Aeon point.    how many point for non grocery? Think not attractive compare to cc
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ericlaiys
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Jul 28 2025, 09:23 PM
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QUOTE(aeiou228 @ Jul 28 2025, 05:26 PM) 8x AEON points for non AEON grocery stores too? I couldn't find non AEON stores listing in the TnC. Does it include the following?:- NSK Giant Village Jaya Lotus Econsave Hero 99 KK tested lotus - no
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ericlaiys
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Jul 29 2025, 12:51 AM
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QUOTE(gooroojee @ Jul 28 2025, 11:39 PM) Bro u want Aeon to give u bonus points for spending at their competitor stores? they say all grocery store will get 8x. majority list aboe is all competitor. might as well they stick to aeon only if competitor cannot
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