Sorry, BoostBank kept changing rates here and there within one day, my calculations can't keep up and I made some mistake in the earlier calculations; Optizorb corrected it, thanks! And from what I check a moment ago, they insert wrong URLs for the T&C of all Sabah jars: try to click on the T&C links for the Sabah jars and they will show the celebration jar T&C instead Go check out: myboostbank.co/special-jars

Anyway, here's what we know so far:

2.5 % p.a. DSA (no deadline announced):

Minimum 0.005*365/0.025 = 73, at increment of 0.01*365/0.025 = 146 for every extra cent of interest (no max limit *, 50k daily transfer limit cap)

3.2 % p.a. Normal saving jar (no deadline announced, but suspect all saving jar rate will drop to 3% after 9th January, in line with the declining rate for Celebration jar after 9th January):

For now:

Minimum 0.005*365/0.032 = 57.04, at increment of 0.01*365/0.032 = 114.07 for every extra cent of interest (Normal jar max limit is 1 million, but to earn interest, max needed is just 57.04 + 114.07 * 8766 = 999,994.66 per jar, uhmmm let's push it further, since we will get 999,994.66 * 0.032/365 = 87.67 per day at this juncture, might as well target 87.665 per day right? Hence, the maximum principal to put in is 87.665*365/0.032 = 999,928.91.

Rate drop to 3% after 9th January (same with Celebration jar, see below, except deposit limit -> normal saving jar limit 1 million, Celebration jar limit 25k):

Minimum 0.005*365/0.030 = 60.84, at increment of 0.01*365/0.03 = 121.67 for every extra cent of interest (Normal jar max limit is 1 million, but to earn interest, max needed is just 60.84 + 121.67 * 8218 = 999,944.90 per jar, uhmmm let's push it further, since we will get 999,944.90 * 0.03/365 = 82.19 per day at this juncture, might as well target 82.185 per day right? Hence, the maximum principal to put in is 82.185*365/0.03 = 999,917.50.

3.6 % p.a. Special saving jar (3.6% only till 9th Jan 2025, from 10th Jan onwards Celebration/birthday jar rate dropped to 3% p.a., CelcomDigi rate dropped to 3.3% p.a., Sabah jar T&C not yet released...):

From now till 9th January 11:59:59 pm:

Minimum 0.005*365/0.036 = 50.70, at increment of 0.01*365/0.032 = 101.39 for every extra cent of interest. 25k limit max principal is 24,992.37 (you earn 2.47 MYR daily interests) while for 50k limit max principal is 49,934.03 (you earn 4.93 MYR daily interests).

From 10th Jan 12 am onwards:

3% Celebration/Birthday jar magic number follows the case mentioned above in normal saving jar paragraph

3.3% CelcomDigi and the Sabah jars:

Minimum 0.005*365/0.033 = 55.31, at increment of 0.01*365/0.033 = 110.61 for every extra cent of interest (I will leave it as an exercise for you to show that for the 50k CelcomDigi jar, if you are eligible, the max principal to put is 49938.64 and you get max daily interest of 4.52 MYR.)

* after credit transfer verification, max across all balance including saving jars: RM 100,000,000, see https://myboostbank.co/terms-and-conditions section C, item 3)

-----------------

Useful links to check their latest updated interest rates (bookmark them if you like)

DSA: https://support.myboostbank.co/hc/en-gb/art...st-Bank-account

Normal saving jars (max 8): https://support.myboostbank.co/hc/en-gb/art...my-Savings-Jars

Special jars: https://support.myboostbank.co/hc/en-gb/cat...n-and-Campaigns (Click on "what is the campaign period" link for each jar's FAQ to check the promo period and rate)

DSA and Normal saving jar rate stated in Product Disclosure Sheet (as at 7th Jan 2025 10:10 pm GMT/UTC +8): https://myboostbank.co/sites/default/files/...et_Jan_2025.pdf

Celebration/birthday jar T&C PDF (as at 7th Jan 2025 10:02 pm GMT/UTC +8): https://myboostbank.co/sites/default/files/...ry_Jar_2025.pdf

CelcomDigi jar T&C PDF (as at 7th Jan 2025 10:02 pm GMT/UTC +8): https://myboostbank.co/sites/default/files/...mpaign_2025.pdf

Sabah jars T&C PDF (as at 7th Jan 2025 10:05 pm GMT/UTC +8): https://myboostbank.co/sites/default/files/...ia_Jar_2025.pdf

This post has been edited by TOS2: Jan 7 2025, 10:12 PM

Ok sifus, so current highest is TNG GO+ 3.6%, right? Please exclude KDI 4% as I need instant withdrawal.

stephanieKingsley yes. But boost still 3.6% until Jan 9

My app still showing this as well

boost bank app got problem?
i just add 4.5k into jar, transaction history got out and in, but the total number didn’t add up and can’t withdraw more than old number too…

BoostCard still got 2%?
i use on digi, Mcd, and yes dont have. end already?

No more 2% cashback. It ended on 31st Dec last year.

Anyone tried to cancel boostcard before? Their customer service is damn stupid. I emailed them few times to cancel, they just copy and paste the replacement procedure like a freaking robot. Better use AI to replace their job, bunch of incompetent clowns.

ahhh.. waste

New debit card promotion.

Boost Bank marketing team loves to come up with low popularity promotions.




Attached thumbnail(s)

For people travelling from Sungai Petani till Arau, Perlis...

eh ok juga. sometime got take. extremely nice view at bukit kobah. 😁

If you want to do KTM Kommuter promotion, don't just limit to Northern areas only lah.

This is PayNet's promo. Boost just tag along. In fact, you can use any MyDebit card to get the same 10% discount.

I see .. so Boost Bank just being cheapskate and tag along whereas other digital banks didn't tag along for free promotion.

3.6 but max 9500rm

wrong info, outdated.
Go+ max 20k nw.

This post has been edited by sjz: Jan 7 2025, 04:37 PM

Update: the rates after 9th Jan have been removed quietly from all sections in the Q&A... T&Cs still says 3.0% after 9th Jan for Celebration Jar (and 3.3% for CelcomDigi/Sabah jars) nevertheless. Sabah jars T&C out already, also 3.3% after 10th Jan, same as CelcomDigi.

I added the Sabah jar T&C and with my probation period ended/passed, I edited all links to be clickable to make your life easier.

This post has been edited by TOS2: Jan 7 2025, 10:07 PM

Aha! The product disclosure sheet for normal saving jar has been updated: https://myboostbank.co/sites/default/files/...et_Jan_2025.pdf

After 10th Jan, confirmed all 8 normal saving jars plus Celebration jar will have interest rate of 3% p.a.

Now that the rates are finalize after 10th Jan., let me clean things up. Here's what we know so far:

2.5 % p.a. DSA (still true after 10th Jan, no deadline announced, check updated rate on product disclosure sheet, link at bottom of post):

Minimum 0.005*365/0.025 = 73, at increment of 0.01*365/0.025 = 146 for every extra cent of interest (no max limit *, 50k daily transfer limit cap)

3.2 % p.a. Normal saving jar (all 8 normal saving jar rate will drop to 3% after 9th January, in line with the declining rate for Celebration jar after 9th January):

From now till 9th January 11:59:59 pm:

Minimum 0.005*365/0.032 = 57.04, at increment of 0.01*365/0.032 = 114.07 for every extra cent of interest (Normal jar max limit is 1 million, but to earn interest, max needed is just 57.04 + 114.07 * 8766 = 999,994.66 per jar, uhmmm let's push it further, since we will get 999,994.66 * 0.032/365 = 87.67 per day at this juncture, might as well target 87.665 per day right? Hence, the maximum principal to put in is 87.665*365/0.032 = 999,928.91.

From 10th Jan 12 am onwards:

Rate drop to 3% (same with Celebration jar, see below, except deposit limit -> normal saving jar limit 1 million, Celebration jar limit 25k)

Minimum 0.005*365/0.030 = 60.84, at increment of 0.01*365/0.03 = 121.67 for every extra cent of interest (Normal jar max limit is 1 million, but to earn interest, max needed is just 60.84 + 121.67 * 8218 = 999,944.90 per jar, uhmmm let's push it further, since we will get 999,944.90 * 0.03/365 = 82.19 per day at this juncture, might as well target 82.185 per day right? Hence, the maximum principal to put in is 82.185*365/0.03 = 999,917.50.

3.6 % p.a. Special saving jar (3.6% only till 9th Jan 2025, from 10th Jan onwards Celebration/birthday jar rate dropped to 3% p.a., CelcomDigi and Sabah jar rate dropped to 3.3% p.a.):

From now till 9th January 11:59:59 pm:

Minimum 0.005*365/0.036 = 50.70, at increment of 0.01*365/0.032 = 101.39 for every extra cent of interest. 25k limit max principal is 24,992.37 (you earn 2.47 MYR daily interests) while for 50k limit max principal is 49,934.03 (you earn 4.93 MYR daily interests).

From 10th Jan 12 am onwards:

3% Celebration/Birthday jar magic number follows the case mentioned above in normal saving jar paragraph, but with 25k limit. Max principal to put in should be 24880.84 to earn 2.05 MYR interest per day, after 10th Jan.

3.3% CelcomDigi and the Sabah jars:

Minimum 0.005*365/0.033 = 55.31, at increment of 0.01*365/0.033 = 110.61 for every extra cent of interest (I will leave it as an exercise for you to show that for the 50k CelcomDigi jar, if you are eligible, the max principal to put is 49938.64 and you get max daily interest of 4.52 MYR.)

* after credit transfer verification, max across all balance including saving jars: RM 100,000,000, see https://myboostbank.co/terms-and-conditions section C, item 3)

-----------------

Useful links to check their latest updated interest rates (bookmark them if you like)

DSA: https://support.myboostbank.co/hc/en-gb/art...st-Bank-account

Normal saving jars (max 8): https://support.myboostbank.co/hc/en-gb/art...my-Savings-Jars

Special jars: https://support.myboostbank.co/hc/en-gb/cat...n-and-Campaigns (Click on "what is the campaign period" link for each jar's FAQ to check the promo period and rate)

(Future) rates may also be stated in the product disclosure sheet (for DSA and normal saving jar) and T&Cs (for special jars):

DSA and Normal saving jar rate stated in Product Disclosure Sheet: https://myboostbank.co/sites/default/files/...et_Jan_2025.pdf

Celebration/birthday jar T&C PDF: https://myboostbank.co/sites/default/files/...ry_Jar_2025.pdf

CelcomDigi jar T&C PDF: https://myboostbank.co/sites/default/files/...mpaign_2025.pdf

Sabah jars T&C PDF: https://myboostbank.co/sites/default/files/...ia_Jar_2025.pdf

(All PDF links as at 7th Jan 2025 10:40 pm GMT/UTC +8)

This post has been edited by TOS2: Jan 7 2025, 10:46 PM