Sorry to ask a few basic questions here. I have yet to open GX account.

Website mentions that both virtual and physical debit cards will be issued when account is opened. Means it is compulsory right?

Is there a fee for the debit card? (I couldn't find the info in the website).

Thanks

Means if join now, no card issuance fee, and no annual fee, now or in future.

Thanks, yup it is there

This post has been edited by BWassup: Apr 2 2024, 05:30 PM

GXbank pays interest daily, or calculated daily but paid monthly at month end?

just submitted account opening via app. Informed that it is under review.

How long before approval, anyone? tq

I saja logged in, and it says my application approved. Though I didnt get any notification!.

Funded RM100 and got RM8 free instant cashback credited

It's complicated, more likely they won't reopen. probably just stick with the accounts identified earlier when Rm1bn first reached.

If we missed the 5% initially, we wouldn't be expecting to earn it later. We wouldn't know whether they have less than RM1bn anyway.

This post has been edited by BWassup: Apr 8 2024, 04:53 PM

49.5k into GXB, 4.95k per pocket.

Just using this as a one month FD. Not applying for debit card or doing any transactions. Enough transactional bank accounts already.

Will transfer all funds back to Rize after promotion ends. Unless GXB has a better rate than Rize.

This post has been edited by BWassup: Apr 9 2024, 03:42 PM

Rize is 3.8%, but I prefer Rize as transfers are instantaneous. Subject to app working!

Personally no, cos didn't transact during the major downtimes.

But one occasion a few weeks ago they reduced my single transaction limit from 50k to 10k, so had to do multiple transfers. No phone call to explain why they were suspicious.

But just now transferred 49.5k to GXB, first time transfer, no block, tho I half expected it to be blocked, then followed by a call to confirm transaction before release.

This post has been edited by BWassup: Apr 9 2024, 04:51 PM

Seems I'm not eligible as I have other savings accounts with UOB?

"1. This Campaign is open to new and existing UOB Malaysia individual customers, who meet ALL of the
following conditions:
a) 18 years of age and above.
b) Does not hold any savings account or current account with UOB Malaysia for the past 12
months prior to the starting date of the Campaign Period.

etc "

This post has been edited by BWassup: Apr 9 2024, 04:48 PM

I got 41 sen also, but from 4945

good to have, but credit card no need to have cash to spend it

I 4950 also and got .68 too

Intend to withdraw funds from GXB after promo ends on 9 May. Unless got another promo.

Is there a minimum balance required to keep account alive, or can we withdraw the entire balance?

Sorry? how does that work?

Ok got it.

Basically double up the rate with daily interest rounding up from .005 to .01

Just created my virtual debit card.

Can the virtual card be used for payment at merchants e.g by scanning it (tho I don't see any QR or bar code), or do I still need to order the physical card?

Ok I'll order itthen.

How about online bill payments and purchases? Do we get 1% cashback?

DuitLater