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Banking GXBank - First Malaysian Digital Bank (by Grab), UNLIMITED 1% cashback+3% p.a. interest!

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Ramjade
post Jun 2 2024, 11:09 PM

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QUOTE(ericlaiys @ Jun 2 2024, 10:48 PM)
yup. i use at oversea. really good and way better than wise, bigpay and sc jumpstart
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Why better than jumpstart? Jumpstart. I think jumpstart rates are cheaper Vs gxbank.
Ramjade
post Jun 3 2024, 12:18 AM

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QUOTE(ericlaiys @ Jun 2 2024, 11:36 PM)
1% cashback when u use at oversea. even sc rate is cheaper but 1% is extra
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I see the 1% cashback. Cause I only use gxbank and jumpstart for online purchases.
Ramjade
post Jun 21 2024, 10:42 PM

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QUOTE(ClarenceT @ Jun 21 2024, 09:24 AM)
HotlinkMU
Top up RM30 + RM10 bonus credit with GX Debit card
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How to get that? Reload via hotline app and use gxbank card or any card?
Ramjade
post Jun 22 2024, 02:06 PM

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QUOTE(cybpsych @ Jun 22 2024, 01:37 PM)
Thanks.
Ramjade
post Jul 31 2024, 02:32 PM

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QUOTE(Sunshape @ Jul 31 2024, 01:32 PM)
Current FD rate offered by most of the bank is just 2.55%

Will you still place FD in banks or with GX which has 3%?
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Why should I use FD when GX bank can offer more or less same interest as banks?

For those super liquid requirement, I use gxbank.
For not so liquid requirement, I use KDI save 4%
But gxbank offer 5%+p.a for RM61 ๐Ÿ˜

QUOTE(wakakaka @ Jul 31 2024, 01:42 PM)
Customer support in help desk and contact number is almost non-existent
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Use chat. Very respnsive to chat.
Ramjade
post Sep 15 2024, 11:59 AM

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QUOTE(underscore_lee @ Sep 15 2024, 11:07 AM)
Hi guys, now that GX is gonna reduce their 3% daily savings interest, where else would be a good place to park $? I need the fluidity to move around as emergency cash, hence not keen on FD.

Heard boost is 3.6% weekly?
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KDI save. 4%p.a for first RM50k.To get the money in an dour, transaction need to be carried out on weekdays before 11am the same day.
Ramjade
post Oct 7 2024, 01:18 PM

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QUOTE(Sotsotzaii @ Oct 7 2024, 12:00 PM)
Hello, so I noticed I have for example 6K in gx bank, the interest I earn is like 0.40 cents, so if I put more money in it, the daily interest by right would increase ? But somehow, if the total amount before is 6K, and i earn 0.50 cents interest daily lets say, and I put another 1K, but the daily interest doesn't increase or it's actually lower than before ?
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You can get 4%p.a by keeping 91.50/pocket. So 10 pocket + 1 main account will give you RM0.11/day
Ramjade
post Oct 7 2024, 08:41 PM

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QUOTE(Sotsotzaii @ Oct 7 2024, 04:07 PM)
Oh I thought its 61 per pocket ? Now is 91.50 per pocket so 10 pockets = 915?
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They reduce their interest.
Ramjade
post Oct 8 2024, 12:31 PM

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QUOTE(Sotsotzaii @ Oct 8 2024, 12:12 PM)
Hey sorry to quote you again, now in GX Bank, my total balance is 1921.60, main account 1006.50, savings pockets 915.10 respectively, so as of today I just leave it like that and do not deposit anymore money into GX bank so I get to earn that 4% ?

Also, would I be able to check how much interest that I got at the end of the month for Rize ? Will it reflect in the transaction history tab ?
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You need to keep removing RM0.01 per day from savings pocket and the main account or else with the time the 4% become 3.9%, so on and so forth.
Ramjade
post Oct 8 2024, 03:02 PM

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QUOTE(leanman @ Oct 8 2024, 01:46 PM)
whether you removes it or not, whether its 4% or gradually lesser, your max interest is still 0.11 sen
Unless you can/want to transfer the 0.11 somewhere to earn interest.
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This is talking about optimising to get 4%p.a If you don't withdraw the RM0.01x11, overtime amount you earn will n less than 4%p.a
Ramjade
post Oct 9 2024, 09:58 AM

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Sotsotzaii please la. Not that difficult to transfer RM0.11 daily. You can then put collect eh RM0.11 and transfer to KDI save for another 4%p.a
Ramjade
post Oct 22 2024, 09:01 AM

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QUOTE(paogeh @ Oct 22 2024, 12:51 AM)
now i also getting PBB APPS forcing ppl to update android ...
question ::
1. one solition is get new phone
2. other that get new phone .....anyway to get update android12 ?  my phone doesnt seems to have this update (Oppo) .... thank you
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Can try android emulator.
Ramjade
post Nov 20 2024, 04:25 PM

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QUOTE(TOS @ Nov 20 2024, 03:27 PM)
Oh got RM 20 cashback...

Can I activate flexicredit, get RM 20 cashback, then deactivate flexicredit again?
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I am also interested. Haha... Free money.
Ramjade
post Nov 22 2024, 07:38 PM

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QUOTE(kimpetras2 @ Nov 22 2024, 05:31 PM)
Is it worth it if I just to start using the app ? What if don't use the debit card at all, my main purpose is only to keep my savings and earn interest, want to save 3k and let it sit there ok?
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QUOTE(ericlaiys @ Nov 22 2024, 07:03 PM)
gxbank interest now is low 2%. Other digital bank is higher.
however i still keep some portion money in there for easy to withdraw from any atm.
Debit card is useful for withdrawal and use oversea 1% cashback & useful for cash withdrawal when at oversea. Now the card is still free.
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Just keep RM91.50 per account xq1 to get 4%p.a. Not more than that.
Ramjade
post Nov 30 2024, 08:32 AM

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QUOTE(TOS @ Nov 30 2024, 08:06 AM)
Tauke cashback wants you to spend 10 times using GX bank debit card, then from the 11th time onwards, you get 0.4% extra... (reset every month...)

https://gxbank.my/campaign-taukecashback
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Some more with first come first serve. Not sincere.

QUOTE(RJdio @ Nov 30 2024, 08:08 AM)
I was equally shocked with this.. thought they had made an error. Great way to turn off your hard won customers when there is so many alternatives.
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Cannot keep burning money what.
Ramjade
post Jan 24 2025, 09:26 AM

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QUOTE(lerijiso @ Jan 24 2025, 09:10 AM)
It says you will earn a badge of eligibility once you've deposited the amount.

supposed to be under the reward page.

But i've deposited RM888 and i've not seen any badge. Anyone can confirm?
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Campaign starts on 28/1

This post has been edited by Ramjade: Jan 24 2025, 09:27 AM
Ramjade
post Jan 24 2025, 10:37 AM

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QUOTE(lerijiso @ Jan 24 2025, 10:35 AM)
I See. I prematurely deposited lol.

So..the deposit period is from 28/1 but must deposit latest by 14/2?
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Got first come first serve.
Ramjade
post Jan 29 2025, 10:41 AM

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I didn't get any sticker even though deposit on 28/1/25 1202am
Ramjade
post Jan 29 2025, 10:51 AM

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QUOTE(TOS2 @ Jan 29 2025, 10:42 AM)
ๆญๅ–œๅ‘่ดข sifuย  biggrin.gif

You put in exactly 888 or 188๏ผŸIf other amount you won't get any.
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188. I prefer higher %

This post has been edited by Ramjade: Jan 29 2025, 10:54 AM
Ramjade
post Jan 29 2025, 10:54 AM

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QUOTE(TOS2 @ Jan 29 2025, 10:53 AM)
Hmm 188 should have more quota than 888, in theory should get leh...
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Now only get the sticker

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