QUOTE(poooky @ Jan 29 2025, 12:42 PM)
You will only get one. Cannot get both.Banking GXBank - First Malaysian Digital Bank (by Grab), UNLIMITED 1% cashback+3% p.a. interest!
Banking GXBank - First Malaysian Digital Bank (by Grab), UNLIMITED 1% cashback+3% p.a. interest!
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Jan 29 2025, 12:47 PM
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#101
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24,334 posts Joined: Feb 2011 |
QUOTE(poooky @ Jan 29 2025, 12:42 PM) You will only get one. Cannot get both. poooky liked this post
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Mar 9 2025, 02:22 PM
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#102
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24,334 posts Joined: Feb 2011 |
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Mar 9 2025, 03:29 PM
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#103
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24,334 posts Joined: Feb 2011 |
QUOTE(Optizorb @ Mar 9 2025, 02:51 PM) if you utilize the 1 cents daily for 10 pockets + 1 main, total is already 1006.50. so there is no difference in amount needed to save. Ok. Thanks for pointing out I am bad with maths. I have always known I am bad with mathsJust that have to withdraw all the money first, then make deposit of 888 + 118.50. You literally get RM8 for free. Or another way to look at it is, RM8 returns for saving 888 is 10.5% pa rate for 1 month. and not included the daily 1 cents in each pocket, which is effectively 4% on your RM1006.50 total.. Also, ignoring the 10 pockets in the first place, if deposited on 7/2 till 28/2, then it is "holding" for only 21 days... 21 days get RM8 return for RM888 is around 20% pa rate for 1 month... If nobody bother then means 1) they are just bad at maths 2) too rich and lazy |
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Mar 9 2025, 06:07 PM
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#104
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24,334 posts Joined: Feb 2011 |
QUOTE(Optizorb @ Mar 9 2025, 04:30 PM) Oh yes, I am saying more towards lowyat users especially those already following gx thread in the first place.. Not the general public, as they wont even know got such things to begin with.. I was under the impression that the RM3.00 reward is better as higher in terms of % Vs the RM8.00Being bad at maths is fine, I am also bad at maths But there are always other users here that help to point out the magic numbers to be "optimal". So really all we have to do is just follow only.. For some still not worth the effort cause they are already rich, there's no problem with that as well. To each their own. |
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Apr 3 2025, 11:34 AM
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#105
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24,334 posts Joined: Feb 2011 |
QUOTE(eddievh @ Apr 3 2025, 09:59 AM) How high are the chances of me getting back my money? 1st of April my debit card got 12 unauthorised transactions total rm3k , report bank 30 minutes after tge last attempt transaction. Now the status already turn successful. Very easy. As long as reported early. You can even go lodge police report to show that it's real.I kena before with bigpay, standard chartered eddievh liked this post
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Apr 3 2025, 10:19 PM
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#106
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24,334 posts Joined: Feb 2011 |
QUOTE(CyberKewl @ Apr 3 2025, 06:05 PM) and those fraud transactions came from local sites or overseas? first time hearing this though - didnt expect but i guess there'll always be a 1st time It's overseas. Everyone with a card will kena down the road. Cause it's a way scammer brute force the the card with randomly generated card number and cvv code.QUOTE(CyberKewl @ Apr 3 2025, 07:21 PM) Will get back but how long depends on bank. Bigpay took 1 month +.Standard chartered I think 3 days. That's also because I think I got police report that's why it is faster. |
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Apr 4 2025, 01:55 PM
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#107
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24,334 posts Joined: Feb 2011 |
QUOTE(victorian @ Apr 4 2025, 12:45 PM) Foreign transaction fee It's never good Vs SC jumpstart.1.2%* administration fee by GXBank on the amount transacted in foreign currency or amount transacted overseas with the GX Card. This fee is waived until 6 May 2025. Does this mean that after that it will not make sense to use GX Bank overseas anymore? QUOTE(brandonkl @ Apr 4 2025, 01:00 PM) Time to keep my GX Debit Card in the drawer after 6 May 2025. Now I still use it for ATM withdrawal and overseas spending. Can cut in half also can.QUOTE(Tronoh @ Apr 4 2025, 01:41 PM) I have always use jumpstart. |
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Apr 4 2025, 03:32 PM
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#108
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24,334 posts Joined: Feb 2011 |
QUOTE(Pat89 @ Apr 4 2025, 03:16 PM) I am not sure by what you mean by live? Usually the transaction will appear the next day.QUOTE(Mr Gray @ Apr 4 2025, 03:21 PM) Maybe privileged saver account. Can't believe GXbank is losing money on the card fees waiver that they have to impose the fees. Mr Gray liked this post
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Apr 4 2025, 10:59 PM
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#109
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24,334 posts Joined: Feb 2011 |
QUOTE(CyberKewl @ Apr 4 2025, 10:52 PM) did any of you notice the reminder in the main gxbank homepage that reads: It's basically if they find app they don't like, your gxbank app cannot run."REMINDER: App protection is now active. Starting 1 July 2025, suspicious apps must be removed or have risky permissions turned Off to continue using our app." Does anyone know what app they might be referring to? I kena before with Maybank. Install app just to restart the phone from the main screen instead of using the power button, everytime use Maybank, they throw warning even though legit app. This post has been edited by Ramjade: Apr 4 2025, 11:00 PM |
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Apr 11 2025, 06:27 PM
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#110
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24,334 posts Joined: Feb 2011 |
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Apr 14 2025, 10:31 AM
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#111
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24,334 posts Joined: Feb 2011 |
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Apr 14 2025, 12:41 PM
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#112
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24,334 posts Joined: Feb 2011 |
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Apr 25 2025, 09:11 PM
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#113
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24,334 posts Joined: Feb 2011 |
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May 2 2025, 10:45 AM
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#114
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24,334 posts Joined: Feb 2011 |
QUOTE(soulreap @ May 1 2025, 11:42 PM) Sorry if wrong thread but will be travelling to SG later this month or next. Can close bigpay already. Not worth using at all.GX debit card best card for exchange? Seldom hear about BigPay now, was wondering exchange rate still viable or not. Sorry havnt kept up with the finanical exchange scope of things for a while now |
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May 16 2025, 11:54 AM
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#115
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QUOTE(BboyDora @ May 16 2025, 11:50 AM) anyone of you put RM 10k or more in your digital bank? old uncle like me very reserve and i put money in traditional saving acct in bank like PB with no interest. (feel like donkey sometimes) should I put more money in gxbank? what if my phone get stolen? » Click to show Spoiler - click again to hide... «
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Jun 4 2025, 08:40 AM
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#116
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24,334 posts Joined: Feb 2011 |
QUOTE(CyberKewl @ Jun 4 2025, 07:17 AM) anyone updated to latest gxbank app and got any notification about those apps that we need to remove/disable otherwise by july cannot run the gxbank app? I didnt get any message but wondering how it looks like and if there's even a list of those apps somewhere It is some suspicious app or something they don't like. If you want to continue using it no choice need to remove those app. |
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Jun 4 2025, 01:29 PM
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#117
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QUOTE(CyberKewl @ Jun 4 2025, 11:28 AM) yeah but i want to know the exact name of the apps so i can check..so far i'm able to run gxbank app and also login, i assume no apps that I have are in the list that I need to worried about then? The other day I was using an app from play store where I can tap and it shutdown my phone without the need to press the physical button and MAE didn't like it. |
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Sep 11 2025, 04:48 AM
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#118
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QUOTE(Optizorb @ Sep 11 2025, 04:14 AM) Am on Android.. Can see the 2 bonus pockets to create now.. and its rubbish... Dont need to bother with it. Cannot keep burning money.Concept is similar to what ryte is offering (3% base and 1% bonus).. ryt 4% is till 30 Nov, long way to go.. You guys better go for Ryt 4% or Atlas 3.88% way better, or else go+ 3.2% also better.. for gx its 2% base and bonus 0.58% for 2months or 1.18% for 3 months.. If you withdraw early you only get the daily 2%, the bonus will fully forfeit.. Might as well put in 3 months FD like that.. another reason why its rubbish, need min RM500 placement.. too bad cant earn daily 1 cent for magic numbers kaki The worst part is this stupid forced update make the app buggy, if you click on savings pocket, then go back it will loop between homepage and pockets page.. can no longer double back to exit app.. PS: GX if you reading this, you can go play with yourself with your truly laughable 2% rate.. You can get away with it last time when you were the most stable/smooth app. But these days we have Ryt and Atlas who are on par if not better than GX.. |
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Oct 5 2025, 06:40 AM
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#119
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24,334 posts Joined: Feb 2011 |
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Nov 12 2025, 09:54 AM
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#120
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QUOTE(brandonkl @ Nov 11 2025, 10:33 PM) I have received total 3 of the same emails from GX Bank. I ignored all of them as none of the emails state that my account will be closed if I don't provide or any date line to provide. It just state "to submit document(s) to avoid unnecessary delay in processing." It doesn't state delay in processing what? Processing my GX Credit request? I just clicked on interested in the GX Credit many months ago for fun. I suspect they are requesting these documents for GX Credit. You do know that GXbank can give you 4%p.a up to RM1003.75. Boost and aeon cannot even reach 4%p.aAnyway, my GX Bank account has been inactive for almost a year. Only have 1 cent left. If they want to close, I have no issue with it as their interest rate is not attractive and no interesting cash back promotions. Boost and AEON banks interest rate at 3.3% and 3% are better. Boost and RYT cash back on debit card also better than GX Bank. |
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