why not add as favourite in mbb and transfer fund like normal?

Yes, Rm5k will have higher interest than RM4941. Same interest as RM4941.01.

Why, you might ask. GXBank answers "Our system uses a specific algorithm for this calculation, which might result in a slight difference (e.g., RM 0.01) compared to the figure generated by a regular calculator."


If got extra money, put in 5015.03 into 3 pockets, that'll get you RM0.70 or extra 2 sen daily.

Correct. Even more correct is: Max is 68 sen per pocket lah.

The quota is base on date 23rd April end or 1 000 000 000 max savings pockets actually ?

What if someone withdraw some money after 23rd April ? Then the 1 billion quota will be available again right ?

And they announce one day early. What if suddenly all people deposit last minutes before tomorrow ? Will exceed their 1 billion quota right ?

🤔

Anyone get this error when launching their gx app?

Something went wrong
Your phone can't be used for GXBank.

iPhone 12 btw

Few days ago error. Close app/restart phone and see.

even last time I went tokyo oso many vendor only accept cash

I'm planning to go Kansai this round

What is the maximum amount for paywave? Some transactions cannot wave + pin. Need to slot in the card + PIN.

But, it has 3.88% on approved amount for 6 months 0% interest.

This abuse has not been discovered?

They can easily identify who is abusing this method no?

I am just curious if I pay for air tickets in SGD but using GX Bank MY debit card, will the 1% cashback be able to offset the FX rate spread? 

My big ticket spending has always been in air tickets (and cafe dating recently )

No it must be 888 or 188 only, cannot be other figures. That's the thing that will catch most people.

https://www.gxbank.my/docs/terms/GX%20CNY%2...0Conditions.pdf

If you put in any amount other than 888 or 188, it will be the same situation as in clause 4.4, Customer E, illustration 5. And then you consider customer F, illustration 6. In that example, it's 188 first followed by 888 ON THE SAME DAY, but 188 quota full liao, so customer F gets RM 8 for the 888 quota.

So, if you put 888 only and 888 quota full, you get NOTHING because the first eligible deposit is NOT EXACTLY 188 but 888.

I considered both customer E and F, and come up with the 888 + 188 solution.

Maybe GXBank  is a better, for transactions below RM100, but not the credit cards, which often charge around 2% or more.

To phrase it the same way you did, GXBank is only better than TnG Visa when the transaction amount is RM99.99 or less, overseas spending can easily exceed that.

campaign started 28.1.25 ended 14.2.25
deposit on 7.2.28 still got RM8
not many people joined that?

if you utilize the 1 cents daily for 10 pockets + 1 main, total is already 1006.50. so there is no difference in amount needed to save.
Just that have to withdraw all the money first, then make deposit of 888 + 118.50.

You literally get RM8 for free.

Or another way to look at it is, RM8 returns for saving 888 is 10.5% pa rate for 1 month.

and not included the daily 1 cents in each pocket, which is effectively 4% on your RM1006.50 total..

Also, ignoring the 10 pockets in the first place, if deposited on 7/2 till 28/2, then it is "holding" for only 21 days... 21 days get RM8 return for RM888 is around 20% pa rate for 1 month...

If nobody bother then means 1) they are just bad at maths 2) too rich and lazy

So our salary must direct deposit to GX account similar to HSBC Perks@work?