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Banking GXBank - First Malaysian Digital Bank (by Grab), UNLIMITED 1% cashback+3% p.a. interest!

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nexona88
post Oct 18 2024, 03:58 PM

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QUOTE(LostAndFound @ Oct 18 2024, 03:28 PM)
Or use premium phones for longer. Cheap phones tend to spoil easily also anyway. Samsung now giving 7 year software/security update guarantee supposedly (but for their phone price may as well change mid-range phone every 2 years).
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Yes. One of the alternative solution

Need to spend more on flagship phones initially for longer OS support 🙏

This post has been edited by nexona88: Oct 18 2024, 03:59 PM
nexona88
post Oct 21 2024, 08:55 AM

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QUOTE(BboyDora @ Oct 20 2024, 10:54 PM)
I contacted their CS to ask about using gx in Singapore and I asked about the 1% too. they said 5th Nov will discontinue. no more ady.  bye.gif  bye.gif
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Very sad news...

One of perks using GX gone...
nexona88
post Oct 21 2024, 05:32 PM

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QUOTE(paogeh @ Oct 21 2024, 05:28 PM)
my phone is andrid 11
i can still tramnfer $$$ from tng to GX

but , when i try to pay TNB ....
GX trigger authoristion ---> need to update phone ......

yooooooo ....
i have no plan to get a new phone for GX ....
any suggestion ? Thank you
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Call GX Bank CS to unlink device & register to other phone (family or friend) & transfer everything out ASAP 😔

This post has been edited by nexona88: Oct 21 2024, 05:33 PM
nexona88
post Oct 21 2024, 08:29 PM

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QUOTE(paogeh @ Oct 21 2024, 05:38 PM)
tranfer to those have Android12 ???
yoooooooo
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Yes.

Those with devices OS 12 android & above
nexona88
post Oct 22 2024, 08:13 AM

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QUOTE(paogeh @ Oct 22 2024, 12:51 AM)
now i also getting PBB APPS forcing ppl to update android ...
question ::
1. one solition is get new phone
2. other that get new phone .....anyway to get update android12 ?  my phone doesnt seems to have this update (Oppo) .... thank you
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Your Oppo phone no more android updates support lorh...

That's why no push notifications for updates to not so latest OS 😁
nexona88
post Oct 28 2024, 11:21 AM

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QUOTE(chong6998 @ Oct 28 2024, 10:14 AM)
Very bad very bad...

No more 6 Nov...
nexona88
post Oct 28 2024, 05:35 PM

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AA problem lorh...

They don't really accept foreign currency especially if one uses Digital banks..

Use Others platform to buy AA tickets
nexona88
post Nov 10 2024, 09:02 AM

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QUOTE(brandonkl @ Nov 10 2024, 12:10 AM)
I am still keeping this card in my wallet and using it to withdraw money from ATM only. Very handy, can withdraw from any ATMs with no MEPS fee (currently still waived by GX)
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If got MEPS fee imposed (matter of time only)
Straight you cancel the card then??
nexona88
post Nov 10 2024, 10:26 AM

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QUOTE(ericlaiys @ Nov 10 2024, 09:23 AM)
Enjoy till May 2025. Why worry so much? Besides, i trust gxbank will always come out with promo.
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From what see now...

They already achieve their target...

Promotion might not be very attractive anymore
nexona88
post Nov 10 2024, 11:47 AM

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QUOTE(Medufsaid @ Nov 10 2024, 10:31 AM)
i'll wait for their forex rates + 1% overseas cashback adjustment before making a decision.

now it's just an ATM card + overseas TransferWise substitute only
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Their forex rates is quite okay... For card usage..
That's one of the selling point / advantage 👌
nexona88
post Nov 10 2024, 02:38 PM

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QUOTE(CyberKewl @ Nov 10 2024, 01:13 PM)
aeon bank quite annoying cos u need a conventional bank as evidence you have an alternat (non-digital bank account). I had to use my maybank account statement to submit as evidence, then got my account closed and money back
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Another Islamic bank account cannot?? Like Bank Islam, Muamalat etc.
nexona88
post Nov 10 2024, 05:56 PM

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Aiyaahh...
Don't need to silly argument lorh...

91.50 is the minimum... That's all...

Not lower even pitiful 10c....

Sifu already shared
We follow only
No headache & hard feeling 🙏
nexona88
post Nov 18 2024, 11:36 AM

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QUOTE(jiangchen @ Nov 18 2024, 10:44 AM)
I would say that all these digital banks are still relatively new. Heard boost bank has a lot of issues.

They are all rushing to go into market first, deal with bugs later.
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One of the downside of Digital Bank in Malaysia...

It's purely apps based... Got issues... Really GG... No branch too if anything serious happens...

The risk we need to take into consideration 🙏
nexona88
post Nov 18 2024, 11:41 AM

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QUOTE(frankliew @ Nov 18 2024, 11:38 AM)
This really true. Last time sangkut at Boost Bank, money stuck keep ask me wait. Takut gila
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If times of emergency...
And this things happen...

Really can give big headache to us all...

That's why I always mentioned multiple times...

Don't ever put everything in 1 basket 🙏

Have some "backup" elsewhere...
nexona88
post Nov 18 2024, 05:16 PM

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QUOTE(touristking @ Nov 18 2024, 04:55 PM)
I was overseas and GX works fine until one day, suddenly stopped working.

Send a request to GX and after a week, they came back to say maintainence.

So, don't ever depend on 1 card.
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Card or bank account

Never ever depends on only 1...

Always have backups if there's emergency situation where u need one...
nexona88
post Nov 19 2024, 11:38 AM

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QUOTE(touristking @ Nov 19 2024, 11:29 AM)
ya. That is why I always carry more than 1 card and make sure from different bank and make sure one is Visa and the other MC.

What I would like to highlight was, it took GX more than a week to give me explanation. That is too long a wait.
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GX nowadays not like previously...

Efficient...

Seems like their work load have increased... So any reply also delay...
nexona88
post Nov 20 2024, 09:26 AM

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8.06% interest rates is quite high side lorh...

Seriously better don't... Use CC or whatever else
nexona88
post Nov 20 2024, 09:41 AM

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QUOTE(Medufsaid @ Nov 20 2024, 09:32 AM)
It's a trap for those who can't afford cc
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They need to recover back their investment made...

That's one reason why the interest rate is on high side..

GX is not any charity organizations... They profit orientation... Need to show some profit at least by year 3 of operation..
nexona88
post Nov 20 2024, 12:04 PM

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QUOTE(Pat89 @ Nov 20 2024, 11:01 AM)
I think regardless of the interest rate, people will still go ahead to drawdown from Flexi credit if they need to as long as they are able to pay, sure why not right haha.

But I saw T&G loan is 24% PA  shocking.gif
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Walao..

Seriously it's 24% interest rates... Worse than ahlong yo 🤔🧐
nexona88
post Nov 20 2024, 02:17 PM

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QUOTE(Pat89 @ Nov 20 2024, 01:24 PM)
Yes, 24% PA and the loan is by CIMB bank as T&G is owned by them.
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Banks always win no matter what

Maximizing the profits... Higher than conv loans rates offered...

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