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 Bigpay vs Wise, i saw thread i ask

Bigpay vs Wise
 
Bigpay [ 17 ] ** [17.53%]
Wise [ 80 ] ** [82.47%]
Total Votes: 97
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ye0073
post Sep 22 2023, 04:20 PM

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When you got wise, can say goodbye to money exchange shop.
ChipZ
post Sep 22 2023, 04:20 PM

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QUOTE(noos @ Sep 22 2023, 03:46 PM)
I mostly buy stuff from oversea online. AmazonJP, Taobao, etc...
Wise is better at exchange rate.
*
What about Ebay? Can use also?
tahfeikei
post Sep 22 2023, 04:39 PM

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wise
can save in apple wallet
mushigen
post Sep 22 2023, 04:47 PM

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QUOTE(noos @ Sep 22 2023, 03:46 PM)
I mostly buy stuff from oversea online. AmazonJP, Taobao, etc...
Wise is better at exchange rate.
*
QUOTE(jmas @ Sep 22 2023, 03:48 PM)
not sure bigpay, but wise having great rate against local exchange
you can also convert the money and keep in wise when the rate is good
wise also got free (2-3) withdrawals, just conversion charges
*
TQ for the clarification. I have Bigpay so it's nice to know there's something better than it.
mushigen
post Sep 22 2023, 04:48 PM

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QUOTE(nauticat99 @ Sep 22 2023, 04:00 PM)
Have both. Wise also can top up with credit card. Last time prefer BP but recently start charging 1% for credit card top up, so not gonna use it
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QUOTE(yhtan @ Sep 22 2023, 04:03 PM)
bigpay top up using credit card ada 1% charge, cross border charge 1.5%, foreign currency macam 1%

in short bigpay sudah di-Airasia
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For bigpay, there's a limit of RM1000 pm from my experience. So far never kena charge 1% or so I assume.. where do I check whether I'm charged?
premier239
post Sep 22 2023, 04:51 PM

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if buy items from iherbs, last time use bigpay, now better use wat?
yhtan
post Sep 22 2023, 04:52 PM

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QUOTE(mushigen @ Sep 22 2023, 04:48 PM)
For bigpay, there's a limit of RM1000 pm from my experience. So far never kena charge 1% or so I assume.. where do I check whether I'm charged?
*
Refer to the post below, they charge 1% regardless any amount for credit card top up.

Then i kena 1.5% for youtube subscription, i faster faster remove and shift to credit card.

QUOTE(yhtan @ Sep 1 2023, 11:06 PM)
Even Google also kena charge RM6, I guess is time to cancel bigpay card after this

user posted image
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QUOTE(cybpsych @ Sep 6 2023, 05:08 PM)
missed the memo?  biggrin.gif

user posted image
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nasiayam
post Sep 22 2023, 04:55 PM

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wise can keep multiple ccy and you know the rates before converting, vy convenient to use in aus

get both and try yourself

sp6068
post Sep 22 2023, 04:56 PM

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BigPay is AirAsia punya cibai

so Wise is better
Matchy
post Sep 22 2023, 04:57 PM

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i think wise better... if i'm not mistaken, even the overseas transactions, you can get the OTP.
ghoss
post Sep 22 2023, 05:01 PM

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Wise best cos can convert money to keep first and receiving foreign currency
iamSUSUman
post Sep 22 2023, 05:04 PM

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Forget about bigpay.
Anything that AA guy touch just avoid.

You get charged % for reloading your card.

When make payment they trigger all those pop up with vague discounts to encourage you use bigpay only to have error later saying it's not valid.

Get wise, literally.
acbc
post Sep 22 2023, 05:05 PM

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Spending? BigPay.

Receiving foreign currencies? Wise.
nauticat99
post Sep 22 2023, 05:06 PM

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QUOTE(mushigen @ Sep 22 2023, 04:48 PM)
For bigpay, there's a limit of RM1000 pm from my experience. So far never kena charge 1% or so I assume.. where do I check whether I'm charged?
*
BP just started charging this month. Last time rm1k no charge. Now everything charged.
Relaxing work 2
post Sep 22 2023, 05:08 PM

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QUOTE(tahfeikei @ Sep 22 2023, 04:39 PM)
wise
can save in apple wallet
*
If this is true, then very good for WISE.
But as I know in Malaysia, Apple Pay only accepts credit cards from MAYBANK, AMBANK, Standard Chartered , HSBC and AMEX.
It will be great if WISE is able to be used in Apple Wallet.

Chaud
post Sep 22 2023, 05:09 PM

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depends what is your priority

if you ask me i say both sucks
Ttbatdtptsm
post Sep 22 2023, 05:10 PM

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Why not have both ? BigPay app not stable .Imagine u abroad and suddenly u need to insert u log in and password and verify via phone no. Happened twice to me .

Wise no problem so far but who knows if got problem
nauticat99
post Sep 22 2023, 05:12 PM

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QUOTE(Chaud @ Sep 22 2023, 05:09 PM)
depends what is your priority

if you ask me i say both sucks
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Both has its own uses. At least don’t have to carry cash when travelling. Wise main advantage is you can change when currency is attractive for future use.
Raexim
post Sep 22 2023, 05:22 PM

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QUOTE(Relaxing work 2 @ Sep 22 2023, 05:08 PM)
If this is true, then very good for WISE.
But as I know in Malaysia, Apple Pay only accepts credit cards from MAYBANK, AMBANK, Standard Chartered , HSBC and AMEX.
It will be great if WISE is able to be used in Apple Wallet.
*
user posted image

You can add it to google pay too.

Also free 3 withdrawals each month in any local ATMs too.
tahfeikei
post Sep 22 2023, 05:23 PM

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QUOTE(Relaxing work 2 @ Sep 22 2023, 05:08 PM)
If this is true, then very good for WISE.
But as I know in Malaysia, Apple Pay only accepts credit cards from MAYBANK, AMBANK, Standard Chartered , HSBC and AMEX.
It will be great if WISE is able to be used in Apple Wallet.
*
pls read below


https://www.lowyat.net/2023/307625/wise-app...pport-malaysia/

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