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 Never ever borrow money from Ah Long - UPDATE 9/8, My friend experience here

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TSNapalm_man
post Aug 14 2023, 02:11 PM

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QUOTE(gashout @ Aug 14 2023, 02:04 PM)
I used to not have a car

Take bus change twice. Also 2 hrs go to destination and 2 hrs back. Once super heavy rain. Took 4 hrs. That's the price to pay but still better depend on ah long.

Agree. Can sell off car when needed.
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I don't know if got bus travel between his house and workplace, and how long if there's a bus. For your case, 2 hours go and 2 hours back, can't complain if you don't have much choice and bus are you only transport.
TSNapalm_man
post Aug 14 2023, 06:39 PM

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QUOTE(gashout @ Aug 14 2023, 02:13 PM)
We all hope he is doing ok

You've done your part as his friend. He needs to buck up.

Wacky - I read everything you wrote. I agree.
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Wacky’s a bitch using “Hey someone gotta play the bad guy” as an excuses to bash the unfortunate
TSNapalm_man
post Aug 14 2023, 06:44 PM

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QUOTE(BrookLes @ Aug 14 2023, 03:22 PM)
If you dare, arrange with Michael Chong or someone to go see the loanshark and tell them that you already paid on that day itself. If they really desperate, pay rm500 and just end it.

Stop harassing anymore and forget it.

If you go with police, dunno how much longer you can survive
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No news from him, I would ask him to contact Michael Chong when he contact me. Right now I don’t know what happened, based on his current state I don’t want to drive to his house. Who knows what waiting for me there, policeman might mistaken me as ah long or probably ah long mistaken me as his relative or whatever.
TSNapalm_man
post Aug 15 2023, 06:13 AM

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QUOTE(B0ss_ku @ Aug 14 2023, 11:52 PM)
Banks are essentially the same

Just different interest amount
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Ah long threatening and harassing if you didn’t pay.

Bank spam calling/sms and would ended up in court if you didn’t pay, at least there’s AKPK.
TSNapalm_man
post Aug 15 2023, 09:49 AM

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QUOTE(Coldf3ar @ Aug 15 2023, 09:38 AM)
Unlucky. My mom used to pinjam multiple time from same ah long during my school time. Idk the rate but never face any issue
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Lucky or no, stay away from ah along at all cost. Or else living the rest of your life sleeping with one eye open and looking over your shoulder when you goes out.
TSNapalm_man
post Aug 15 2023, 03:42 PM

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QUOTE(king99 @ Aug 15 2023, 09:30 AM)
But I wonder why Police don't catch those illegal money borrower, seems so easy.

1. Call the number in those ad.
2. Arrange meeting to make loan.
3. As soon money is transferred from Ah Long to undercover cop customer. Make arrest or as Bank Negara to freeze account if the account/person is not legal money lender.
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That's a great idea, but we nev know if they really using this method to catch them. I mean it does sound simple, but looking at youtube videos from various NGO who stands against ah long, I heard some ah long now never even come out and meet their victim. They all seems only deal in phone, not sure what case my friend is. By dealing only with phone, police and the NGO cannot get to them unless they caught those who been throwing red paint.

You guys can refer here,

https://www.youtube.com/watch?v=5qTSWbiu208
TSNapalm_man
post Aug 15 2023, 05:43 PM

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QUOTE(BrookLes @ Aug 15 2023, 03:48 PM)
What if I insist I only pay you back if I see you. I mean if phone, how I even know you received the money or not . With shaddy ppl like those ah long, they can always say they did not receive the money or they only received after 3 days.
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To meet up with them, I say you get some friends or find a public place. Hence, the ah long good in pusing cerita. They might’ve giving you some nonsense excuses, not free, got things to do etc.

QUOTE(king99 @ Aug 15 2023, 03:58 PM)
But the money still need to come from somewhere right?

Ask Bank Negara to suspend the origin of the money.
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Could be, because this does make sense as the money will leave trace marks. But, I can’t say anything about tracking them down because I don’t know how police do this or their SOP for this kind of cases.
TSNapalm_man
post Aug 16 2023, 07:54 AM

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QUOTE(BrookLes @ Aug 16 2023, 02:44 AM)
Your life is in danger whether you meet them or not.
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Not entirely, based on those videos from semboyan, ppim, mustafa khan, some victims paid more than they owed yet still get harassed. For them, at least these ngo can help them negotiate the amount to the lowest then warned the ah long to stop contacting the victims again. I don’t know how many people know about these ngo, hope no one will go borrow money from ah along.
TSNapalm_man
post Aug 16 2023, 08:02 AM

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QUOTE(zemega @ Aug 16 2023, 07:47 AM)
I'm going to chuck this as them being lazy. All it takes is some high level meetings, maybe with a minister in it, and then you will get there gears going on.

If bank refuse to cooperate, then BNM can take action.

But well you know, there's always that one or two minister or VIP that will go against such plan, even when publicly there's nothing bad about such plan. But somehow those plan wil affect them.
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In other words, these VIPs “side income” will be affected…
TSNapalm_man
post Aug 16 2023, 07:24 PM

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QUOTE(BrookLes @ Aug 16 2023, 05:52 PM)
That's why face to face meeting with them. Then settle everything with ngo etc.

If you bank into their account. Sure will say did not receive or only received 3 days later.
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Won’t disagree that face to face indeed can settle but better ask these ngo to come along, these ah long set the rule all by themselves. One video from mustafa khan where he allegedly told the ah long that they only agreed to pay this certain amount, if not then there be a fight between him and the ah long. Dude literally challenge ah long for a fight, kind of entertaining though seeing these ah long rethink again, that moment where they no longer in charge.
TSNapalm_man
post Aug 17 2023, 08:41 AM

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QUOTE(B0ss_ku @ Aug 16 2023, 10:29 PM)
Someday that Mustafa guy gonna drop dead

Ah long have triad connection
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Mustafa were once a gangster taiko, these ah long knew who he is. One of his video got a little intro about his previous life.
TSNapalm_man
post Aug 17 2023, 09:00 AM

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QUOTE(shin-yee @ Aug 17 2023, 02:28 AM)
After a long read, it is still never to borrow money.

I still regret borrowing small change to my friend and never getting it back.
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QUOTE(gashout @ Aug 17 2023, 07:37 AM)
very true.

when need mother, cry father money, make you as savior.

when money in hand, you end up begging for your own money
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You both understand why it's a bad idea to borrow your own money, especially those in serious situation like my friend here.

Meanwhile ktards here "TS should borrow him the money but instead help him sell off his gadgets, waste of time."
TSNapalm_man
post Aug 18 2023, 09:02 AM

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QUOTE(ry8128 @ Aug 17 2023, 11:07 PM)
So what is fhe latest update ts?
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Nothing, he just gone total silent. Social media still not active, he changed his phone number. But I did give him my card though, yet still no news from him. I didn't go to his house also, not sure what's waiting there. Maybe police or ah long, I don't think it's a good idea driving through his house since I don't live there.
TSNapalm_man
post Aug 18 2023, 10:12 AM

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QUOTE(hksgmy @ Aug 18 2023, 09:39 AM)
You’re a clever (and lucky) man not to have lent him money but instead helped him offload his possessions to raise a sum.
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And you're a smart person as well, only few left the likes of you here in LYN. A person that actually understand what's going on and why some people do this instead of that.
TSNapalm_man
post Aug 18 2023, 11:40 AM

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QUOTE(hksgmy @ Aug 18 2023, 10:19 AM)
The problem with many of us is that we define certain things through very narrow lenses. “DAP” = “chauvinist”, “PAS” = “Taliban”.

That’s usually overly simplistic and grossly inaccurate.

Similarly, “Help” as you’ve offered it to your friend was definite by many as “needing to lend him your own money”, whereas a more refined solution would be to offer help in other ways that aim to achieve a favourable outcome for your friend, while minimising the potential of harm to yourself.

Well done, my friend.
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Keep positive ok? The world would be a better place if most people have a mature mindset like you, you have my respect.

QUOTE(netflix2019 @ Aug 18 2023, 10:50 AM)
Why so sohai pinjam rm3000. U can get it from any bank for personal loan. Nowadays bank also lower their bar to ah long level, they give out personal loan like nobody business but they charge insane interest also. At least bank won't use red paint or threaten you or family member. They just blacklist u from future loans.

TS your friend so weird. Usually ppl go ah long cos desperate due to addictions and stuff. But u insist he never have those kind of tendency then why he go take the rm3000? For extra pocket money? That's just so stupid pinjam duit on a whim.
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What you want me to beat my friend until he tell me the truth why he borrowed RM3000 from ah long is it? You there already know only desperate people go find ah long, then why still asking "Why not go borrow from bank?". Apa la
TSNapalm_man
post Aug 22 2023, 04:08 PM

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QUOTE(Alternate Gabriel @ Aug 22 2023, 02:40 PM)
Everyone keep saying Don't Borrow from Ah Long. So how people want to differentiate between Ah Long or not?

Is this categorise as Ah Long or not? This pic is around Banting

[attachmentid=11476912]
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Here https://www.youtube.com/watch?v=qSJ0CKnBK-c

There's few more about this video also, another way is that you go and talk to them. See how much their interest rate is, got black and white or no etc.
TSNapalm_man
post Aug 23 2023, 09:03 AM

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QUOTE(BrookLes @ Aug 22 2023, 07:25 PM)
Just shows what kind of friend he thinks you are
Never even bother contacting you after you helped him so much.
Unless he really lost your phone number, I really suggest you just defriend him.
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I won't jump to that conclusion yet, because so far I only know he do that because he have to. I also checking around social media, no post about him, at least it didn't show up anything when type his profile name. If I defriend him without knowing what's going on, that's a dumb move. Give him some time, if he contact me again then ok, else then pandai2 jaga diri la bro.
TSNapalm_man
post Aug 24 2023, 09:15 AM

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QUOTE(BrookLes @ Aug 23 2023, 10:16 PM)
He does not need to use his own phone to contact you etc.
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That's up to him, I did what I can as a friend. If one he come contact me again, I'll still greet him. Borrow money? Sorry, can't do...

QUOTE(hksgmy @ Aug 23 2023, 10:38 PM)
You’re a good man bro. A lesser friend would have jumped to conclusions (and perhaps live to regret them later).
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I'm an IT guy, can't just jump to conclusion without finding the root cause. This field taught me a lot and it became a habit though, analyse first then figure out a permanent solution. Hence, you understand that it is immature to just defriend an unfortunate friend without finding out a logical reason to do so.

 

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