need 14 working days la
working days means exclude sat sun and ph

thats mean you already give them some supporting document lol (salary/epf statement)
after i give my epf statement, few them they call me to increase credit limit, now they stop (since year 2019). i guess i need to submit a fresh document i think

No woh, if you read my post last page, cimb auto give me without apply
I just spend like normal, i never submit any document to cimb
And i never fully use 8k limit

are you chainis?

Yes, got such different? Or cimb see my salary?

yup, i believe they check race.

i think got study before on credit default rate, M race are on higher tendency, while C race are the least.

hahahaha patiencegnr

the customer service is nightmare, i cancelled many years ago

I applied for CIMB CC last 3 weeks ago.

The call came in last 2 weeks. It took about 8 business day for them to call back and verify my info.

But I already got maybank to approve. Even tho the current CIMB has nice CC on the world elite card.

But the points only valid for this year for this promo deal. Lazy to keep changing CC


- add (edit)
Not the 250k annual salary card

This post has been edited by ClericKilla: May 23 2023, 02:07 PM

This is lasis ..ure saying mereis have bad credit score ..on average i think now msia have more mereis t20 than cinis

CIMB took more than 7 days to process mine.

we dont sign icerd, right?

The staff told me only 1 week

i dont know, last time they called me and offer card and dint ask any documents just because i have around 20k in my saving account and i just said, sure why not. And they send me the card. But this is 10 years ago

standard answer la
duration still need to depend on card centre

what card you receive?

i apply cc for free gift (ipad 9 yo)

bank very fast , i think 2-3 days alrdy approved and sent the card out .

i ownself so slow , dont even bother to check my mailbox to take the card, then delay to activate they send sms to remind me

because of my biforti spending style, i left 2-3 days to hit target of 1.5k RM yet only reach half of it
was thinking damn how much overpriced food i gotta eat to reach in next 2 days

but luckily yesterday got someone told me she receive cash from customer for sales, ask me if wanna swipe my CC in exchange for cash
ayam like wtf, this is like god sent, i swipe can reach target , wtffffff now i realize i can deal with this auntie , she didnt even charge me anything just let me take cash because she scared to carry so much cash around (just RM2k je, bukan a lot also)

hnnghhh straightaway hit target

can now go back to my b40 lifestyle and prepare wait for my free ipad

edit:damn i realize ipad 9 is 1 gen behind
but its ok la fk it i just need a newer tab than my old android tab 6 years old

This post has been edited by Knnbuccb: May 23 2023, 02:37 PM

TWE ka?

Why don get HSBC T1?

You want to do fast, then go to their center in klcc la. Cc are different entity then normal cimb banking. Other than klcc, normal branch just don't care about CC