cimb dont even bother increase my credit limit despite they are the one that send sms ask if want to increase limit or not.

they did make a call to so-called update information. i only mentioned to keep the same information, the only thing i dont manage to give were company phone number, i cant even remember my voip number lel.
its already a month, didnt hear any follow up.

if dont want to give, dont ask to apply la, aiyo.

maybe its just a trick to update information, they dont even want to increase the credit limit in first place.

This post has been edited by zerorating: May 23 2023, 01:22 PM

so bank hard to give CC nowadays?
intetesting..

but they wont honor any limit increase unless you are starting giving epf statement to them. last time i request rm500 increase (existing limit: rm5000) on the phone kena reject bulat2, my salary at that time around rm5000.
they know our salary, but they dont want to believe it until we give some supporting document.

maybe it just harder to get CC nowadays, no wonder BNPL laku keras.

thats mean you already give them some supporting document lol (salary/epf statement)
after i give my epf statement, few them they call me to increase credit limit, now they stop (since year 2019). i guess i need to submit a fresh document i think

are you chainis?

yup, i believe they check race.

i think got study before on credit default rate, M race are on higher tendency, while C race are the least.

we dont sign icerd, right?